On this episode of Coffee Break, Chad Lingafelt chats with Derek Coffren, Financial Planner, all about planning for your future. We talk about mastering Dave Ramsey's Baby Steps to Financial Freedom before investing and we even dive into Financial Planning for your business. 

Here are Dave Ramsey's Baby Steps that we cover. 

• Baby Step 1 –$1,000 to start an Emergency Fund
• Baby Step 2 –Pay off all debt using the Debt Snowball
• Baby Step 3 –3 to 6 months of expenses in savings
• Baby Step 4 –Invest 15% of household income into Roth IRAs and pre-tax retirement
• Baby Step 5 –College funding for children
• Baby Step 6 –Pay off home early
• Baby Step 7 –Build wealth and give!

Find out more about Financial Planning with Derek Coffren at SmartPro Financial below:

SmartPro Financial

derek@smartprousa.com

(704) 564-0511