TODAY’S MESSAGE QUESTION #1 At the end of the holidays, WHAT DO YOU WANT TO HAVE EXPERIENCED, or how do you want to have benefited? FACT During the holidays
Americans are notorious
TO SPEND INORDINATE AMOUNTS OF MONEY
on things that later
INDUCE INORDINATE AMOUNTS OF STRESS!
_______________ QUESTION #2 What is a HEALTHY PERSPECTIVE for relating with money that will support long-term emotional peace? PRINCIPLE Money will either be YOUR servant,
or YOU will become money’s slave!
PRINCIPLE Money will either be YOUR servant,
or YOU will become money’s slave!
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YOU get to decide!
Matthew 6:21, 24 KJV(Jesus said) For where your TREASURE is, there your HEART will be also … 24 No one can SERVE TWO MASTERS; for either he will HATE the one and LOVE the other, or else he will be LOYAL (DEVOTED) to the one and DESPISE the other. You cannot serve GOD and MAMMON.
SYNONYMS SERVE God, LOVE God, DEVOTE to God
OR
SERVE money, HATE (not love) God, DESPISE God
REFLECTION Which of these statements
create more anxiety in you?
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“There is no God?”
“There is no money?”
PRINCIPLE MONEY decisions
are
SPIRITUAL decisions!
PRINCIPLE Expenditures should
HONOR the joy in relationships,
not BE the joy in relationships.
_______________ QUESTION #3 To stay healthy do I have to commit to a SPENDING PLAN? WHAT IS A BUDGET? A budget is a SPENDING PLAN,
rather than a SPENDING REACTION.
A budget is FORWARD THINKING,
NOT paying off PAST STUFF.
WHAT A BUDGET IS NOT… * Having money left over at the end of the month. * Having the ability to pay my bills on time. * Having the ability to pay my credit card off every month. * Using the money I have today to spend on discretionary things when I know other large essential expenditures are coming due in the months ahead.
_______________ QUESTION #4 To be healthy emotionally HOW MUCH SHOULD I SPEND for the holidays? AVERAGE CHRISTMAS SPENDING 1.6% OF HOUSEHOLD INCOME
(REASONABLE – DÉCOR, MEALS, GIFTS, ETC.)
$25,000 = $400
$50,000 = $800
$100,000 = $1,600
_______________ QUESTION #5 How do I manage the financial stress I FEEL RIGHT NOW? PRINCIPLES * Emotional self-care * Differentiation * Relational connections * Love/serve the less fortunate
_______________ CALL TO ACTION What is your ONE NEXT STEP that you need to take?