Joseph worked in corporate finance and real estate before starting a career in investment analysis. He has appeared on Bloomberg and CNBC and led a team of equity analysts for a venture capital research firm. Joseph currently has a YouTube channel called: Let's Talk Money.

During the show we discuss:

● Setting your budget

● Everything to include in your budget

● Spending habits to avoid

● Tips for savings

● Increasing budget and savings

● Being debt-free

● Avoid applying for a loan

● When to apply for loan

● Managing your existing debts

Show resources:

https://peerfinance101.com/

https://mystockmarketbasics.com/investing-basics-blog/

https://twitter.com/StockMarketJ