These two guys are funny today! What is an RIA- a registered investment advisor, a person who advises clients on investments and manages their portfolios who are registered with the SEC and/or the state. So why is it important to hire an RIA? This podcast will help you understand how an RIA is held accountable with the state, and how having a fiduciary obligation to clients is in the best interest of clients. Listen today to understand the importance on having an RIA to help you with your financial planning and portfolio management.   To contact Dan, who is an RIA, see his website jossfinancial.com