Reliable monthly income is a big concern for retirees.  Yahoo Finance looked at the pros and cons of annuities in that role.  Two of the objections they site are:  1) Every annuity comes with high fees, and… 2) No access to principle in an emergency. Steve explains the different types of annuities, the pros and cons and more. 

Then, too many people with estate plans forget to perform a simple chore - updating your beneficiaries! Steve shares a few client stories of those that could have made HUGE mistakes had they not met with Steve to review their plan.