do? To help us understand, we welcome Kingsley Chak, senior vice president of deposits, savings and investments at Scotiabank; Stephanie Wolfe, Wolfe Collective Wealth, an accredited financial counsellor and self-identified "best financial friend" who works predominantly with HENRY (High Earning Not Rich Yet) women, who make greater than $100,000; and Shay Myers of Finance for the Culture, a licenced financial educator who works primarily with people between 22 and 45 years of age who are still figuring out financial stability.See omnystudio.com/listener for privacy information.