Brown Ambition: Recent Episodes

Mandi Woodruff & Tiffany Aliche | Cumulus Podcast Network

Every Wednesday Brown Ambition helps you unapologetically build wealth by saving, investing and making smart career choices — on your own terms! Your hosts are personal finance expert and journalist Mandi Woodruff and Tiffany "The Budgetnista" Aliche, an award-winning financial educator and author of the New York Time's bestseller "Get Good With Money". Got a question? Call or text us at 844-858-8080.

Hey BA Fam! Things are about to get juicy! In this episode, Mandi sits down with the fearless author and activist Mikki Kendall, whose groundbreaking work Hood Feminism is reshaping how we think about feminism, community, and survival.

Mikki dives deep into her journey navigating personal growth, relationships, and the challenges of confronting white feminism. Together, they unpack the power of collective action, the importance of building strong communities, and what it truly means to survive—and thrive—in today’s America.

Get ready for real talk on redemption, resilience, and the revolutionary strength of Black womanhood.

Follow Mikki!:

https://www.instagram.com/karnythia/

https://bsky.app/profile/karnythia.bsky.social

https://x.com/karnythia?lang=en

New here?
Join us three times a week:

💼 Monday Motivation (deep dives + interviews)
🪑 Brown Table Wednesdays (group chat energy, always)
🎤 BA Q&A Fridays + Conversations! (your money + career questions answered)

We launched a Patreon, too!
🎥 Get early access, video recordings, and exclusive book club perks:
👉 patreon.com/brownambition

Stay Connected:
🔗 @brownambitionpodcast
🌐 brownambitionpodcast.com
💌 Leave a review—your feedback fuels us, BA Fam!

Let’s keep rising, building, and showing out. 💼💰✊🏾

See omnystudio.com/listener for privacy information.

At the Brown Table this week, Mandi is joined by first-time BA guests Elizabeth Ayoola, host of Smart Money by NerdWallet, and Haniyah Philogene, lifestyle reporter at TheGrio. They dive into the chaotic beauty of career pivots, being Black women in media, and the emotional labor of storytelling.

We talk motherhood, dating, the cost of protective styles (spoiler: $400 braids are wild), and the complex feelings around Tyler Perry’s latest Netflix hit. The convo gets real on how Black trauma is marketed—and why we need more diverse storytelling for us, by us.

We also chat about:

What it really means to be "financially free" in your 30s

The evolving landscape of Black journalism in a post-DEI world

How social media impacts our timelines—literal and emotional

Why storytelling is political, and who gets to shape the narrative

Plus, Elizabeth breaks down how she got into personal finance with no journalism degree—and why she wants you to start investing (even if it’s just \$5). And Haniyah gives us the inside scoop on Black consumer power, boycotts, and making sense of it all in your group chat.

New here?
Join us three times a week:

💼 Monday Motivation (deep dives + interviews)
🪑 Brown Table Wednesdays (group chat energy, always)
🎤 BA Q&A Fridays (your money + career questions answered)

We launched a Patreon, too!
🎥 Get early access, video recordings, and exclusive book club perks:
👉 patreon.com/brownambition

Stay Connected:
🔗 @brownambitionpodcast
🌐 brownambitionpodcast.com
💌 Leave a review—your feedback fuels us, BA Fam!

Let’s keep rising, building, and showing out. 💼💰✊🏾

See omnystudio.com/listener for privacy information.

Brace yourselves, BA fam—this week’s Brown Table gets deep into the dollars and the drama.

Mandi is joined by not one, not two, but three first-time Brown Table guests: Alexa Claire from The Financial Diet, JQ (aka Jonquilyn Hill) from Vox’s Explain It To Me podcast, and Yvie Saint-Louis from Blavity. They’re diving into the news, the nonsense, and the real-life mess of navigating finances, friendships, and fairness—especially when rent’s due and tensions are high.

💰 This week on the BA Q&A:

Roommate conflicts when rent increases—how do you talk money without blowing up the group chat?
Why “Clarity is kindness” when it comes to financial boundaries and agreements.
Understanding your tenant rights and how they can protect you.
The emotional and financial toll of the housing crisis—on individuals, families, and entire communities.
How to balance compassion with consequences when helping others financially.
Tips for setting expectations early (and why contracts aren’t just for landlords).

Whether you’re navigating messy money convos, trying to keep your budget (and your friendships) intact, or just need to know you’re not alone in the struggle—this one’s for you.

New here?
Join us three times a week:

💼 Monday Motivation (deep dives + interviews)
🪑 Brown Table Wednesdays (group chat energy, always)
🎤 BA Q&A Fridays (your money + career questions answered)

We launched a Patreon, too!
🎥 Get early access, video recordings, and exclusive book club perks:
👉 patreon.com/brownambition

Stay Connected:
🔗 @brownambitionpodcast
🌐 brownambitionpodcast.com
💌 Leave a review—your feedback fuels us, BA Fam!

Let’s keep rising, building, and showing out. 💼💰✊🏾

See omnystudio.com/listener for privacy information.

Whew… this week’s Brown Table is packed, y’all.

Mandi is joined by not one, not two, but three first-time Brown Table guests: Alexa Claire from The Financial Diet, JQ (aka Jonquilyn Hill) from Vox’s "Explain It To Me" podcast, and Yvie Saint-Louis from Blavity. We dive into the news, the nonsense, and everything in between from pop culture and politics to the real-life messiness of being Black, brilliant, and bold in America.

This week, we get into:

-Beyoncé in London: the rain, the glow, and yes, ugly tears were shed.

-Trump and Elon’s billionaire beef… is it all just a stunt?

-ICE raids, National Guard in LA, and why peaceful protests keep being met with force.

-Why Black women are still expected to be the mature ones and what happens when we just want to clap back.

-From Coco Gauff to Simone Biles to a teenage track star with flaming feet (literally): why the world can’t handle confident Black girls.

Plus: The Tonys, the audacity of Patti LuPone, and whether Hamilton still goes hard (spoiler: it does).

New here?

BA fam, don’t forget—we’ve got three shows a week now:

💼 Monday Motivation (interviews and deep dives)

🪑 Brown Table Wednesdays (group chat energy, always)

🎤 BA Q\&A Fridays (your money + career questions answered)

And yes, we launched a Patreon! Join to get early access, video recordings of the Brown Table, and exclusive book club perks: [patreon.com/brownambition]

Stay Connected:🔗 @brownambitionpodcast
🌐 brownambitionpodcast.com
💌 Subscribe & leave a review—your feedback fuels us, BA Fam!

Let’s keep rising, building, and showing out. 💼💰✊🏾

See omnystudio.com/listener for privacy information.

🎙️ BA Fam, Let’s Talk Black Capitalism (w/ Dr. Rachel Laryea)

This week’s episode is full of truth, power, and possibility. Mandi sits down with Dr. Rachel Laryea, author of Black Capitalists: A Blueprint for What is Possible, to unpack what it really means to build wealth, create impact, and hold onto your identity as a Black entrepreneur in corporate and capitalist America. From identity crises to boardroom power moves, this convo is all vibes and real talk.

We get into the nuances of Black capitalism—not as a monolith, but as a spectrum of ways we show up, give back, and reshape the game. Because yes, we can do good and do well. And yes, our coins matter. Every dollar we spend is a vote for the kind of world we want.

What You’ll Hear in This Episode:

✨ Black identity and the contradictions of capitalism
✨ How wealth-building can be rooted in community care
✨ The role of DEI, entrepreneurship, and visibility in reshaping power
✨ Why corporate spaces can be sites of resistance
✨ Consumer power: what it means to vote with your wallet
✨ The ethos of Black Capitalism—not just profit, but purpose

🔥 Sound Bites:

"Blackness is not a monolithic experience."
"We vote every day with our wallet."
"We can sneak by and still have an impact."

💡 BA Takeaway:
Capitalism isn’t one-size-fits-all—and for Black entrepreneurs and changemakers, it can be a blueprint for possibility, power, and purpose. Whether you’re in the C-suite or the streets, your choices, dollars, and visibility matter. Build, shift, show up.

Follow Dr. Rachel Laryea!:

https://www.instagram.com/drlaryea/

Stay Connected:
🔗 @brownambitionpodcast
🌐 brownambitionpodcast.com
💌 Subscribe & leave a review—your feedback fuels us, BA Fam!

Let’s keep rising, building, and showing out. 💼💰✊🏾

See omnystudio.com/listener for privacy information.

BA Fam, Let’s Go! This week’s episode is all vibes and real talk.

Mandi is Beyoncé-bound, and she’s bringing the energy! As she preps for her London trip (yes, packing for a quick getaway is a whole production), she shares exciting updates from the Brown Ambition universe. We’re talking brand-new cover art, a book club (yes, you’re invited!), and deeper community engagement through Patreon.

But it’s not all glitter and passport stamps—we also get into the serious stuff. Mandi breaks down the latest in healthcare news and why it’s critical to raise your voice and contact your reps about upcoming legislation.

She wraps the episode with listener feedback (thank you for showing up, BA Fam!) and gratitude for the unwavering support from this amazing community.

What You’ll Hear in This Episode:

Mandi’s hype for Beyoncé in London
The struggle (and strategy) of packing light
Why our new cover art is a glow-up
Details on the BA Book Club—first pick: Sky Full of Stars by Sibo Campbell
How to join the book club (hint: Patreon not required)
Updates on healthcare policy you need to know about
Why your voice matters—call your reps!
BA Fam shoutouts and heartfelt appreciation

💡 BA Takeaway:
Big changes start with small steps—whether that’s joining a book club, calling your representative, or saying “yes” to joy (like a Beyoncé concert!). You don’t need permission to take up space. Just show up and bet on yourself.

LET’S STAY CONNECTED

Instagram: @brownambitionpodcast

Website: brownambitionpodcast.com

Subscribe & leave us a review—because we love hearing from our BA fam!

See omnystudio.com/listener for privacy information.

BA Fam, Buckle up! This week’s episode is a ride.

Mandi sits down with author Cebo Campbell to talk about his debut novel “Sky Full of Elephants”, a bold, emotional story that begins with every white person in North America vanishing and unfolds into a layered exploration of Blackness, identity, and healing.

Cebo opens up about the personal roots of the story, the inspiration behind its unforgettable characters, and how fiction helps us imagine freedom. He also shares his journey from broke front desk clerk to building a million-dollar creative agency and why giving yourself permission to fail might be the key to your best work.

What You’ll Hear in This Episode:

-The real-life microaggression that inspired the title Sky Full of Elephants

-What it’s like to grow up biracial in a 98% white town—and how that shows up in fiction

-The power of water, lavender, and legacy in Black storytelling

-Cebo’s career pivot from college football to creative strategy to published author

-Why writing a bad book might be the first step to writing a great one

📚 Cebo’s Must-Reads:

-Things Fall Apart* by Chinua Achebe

-Wretched of the Earth* by Frantz Fanon

-Of Water and the Spirit* by Malidoma Patrice Somé

Get your copy of Cebo Campbell’s Sky Full of Elephants https://www.simonandschuster.com/books/Sky-Full-of-Elephants/Cebo-Campbell/9781668034927?fbclid=PAZXh0bgNhZW0CMTEAAadzSs7U21rdopv9UaOsrLUlGDvv4aSMyfv_f1b8RxTjZSf4SCnJATZCLJAmZQ_aem_an5Xr1qUaPdkH3wkKBIgxA

BA Takeaway:

Your story matters—even the messy parts. And sometimes, the boldest thing you can do is write it down, by hand, and bet on yourself.

LET’S STAY CONNECTED

Instagram: @brownambitionpodcast

Website: brownambitionpodcast.com

Subscribe & leave us a review—because we love hearing from our BA fam!

See omnystudio.com/listener for privacy information.

Hey BA Fam!
This week, Mandi is diving into a conversation that every woman needs to hear. She’s joined by two powerhouse doctors—Dr. Uché Blackstock, author of the New York Times Bestselling book, Legacy: A Black Physician Reckons With Racism in Medicine, and Dr. Jessica M. Shepherd, author of Generation M: Living Well in Perimenopause —for a raw, real, and eye-opening talk all about women’s health, with a special focus on menopause, healthcare equity, and what it really means to advocate for yourself in the doctor’s office.

These two trailblazing women break down the myths around hormone replacement therapy, open up about their personal journeys in medicine, and don’t hold back when it comes to calling out the racial and gender disparities baked into our healthcare system. From fighting bias in exam rooms to why representation in medicine literally saves lives, this episode is packed with truth bombs and takeaways you don’t want to miss.

Whether you’re navigating midlife changes or just trying to get the care you deserve, consider this your crash course in taking charge of your health—and your story.

Follow Dr. Uché Blackstock

https://www.instagram.com/ucheblackstockmd/

Follow Dr. Jessica Shepherd

https://www.instagram.com/jessicashepherdmd/

See omnystudio.com/listener for privacy information.

Hey BA Fam! In this episode, Mandi sits down with the unstoppable comic genius and Official! New York Times Bestselling author Zarna Garg to unpack her remarkable journey from stay-at-home mom to comedy superstar in her mid-40s.

Less than a decade ago, Zarna was packing snacks for her kids' sports teams and tracking down missing socks in the laundry. Today, she's celebrating the release of her new book, "This American Woman: A One in a Billion Memoir", helming a sitcom pilot with comedy icons like Mindy Kaling and Kevin Hart and performing for sold-out audiences around the country.

In this candid interview, Zarna gets real about the highs and lows of juggling motherhood, cultural expectations, and a career in the pressure cooker of New York City. She shares hard-earned wisdom on self-acceptance, resilience, and why women should never be afraid to think big.

Follow Zarna:

https://www.tiktok.com/@zarnagarg

https://www.instagram.com/zarnagarg

See omnystudio.com/listener for privacy information.

This week on Brown Ambition, Mandi sits down with the powerhouse that is Page Turner—real estate broker, single mom, and the magnetic new host of HGTV’s Love It or List It. Page opens up about her incredible journey from hustling as a single mom to owning her spotlight on national TV. She gets real about what it takes to bounce back from life’s curveballs, trust your gut, and pivot with purpose.

We talk motherhood, money moves, and why it’s never too late to bet on yourself. Page drops gems on building confidence, tackling fear head-on, and leaving a legacy for the next generation. Plus, she gives us a behind-the-scenes look at the wild world of home renovations—what really goes down when family needs, budgets, and dreams collide.

If you’re ready for a dose of inspiration with a side of real talk, this one’s for you.

Watch Love It or List It Mondays at 10/9c on HGTV or stream it on Max.

See omnystudio.com/listener for privacy information.

Student loan repayments are officially back, and if you’re feeling overwhelmed, stressed, or just plain confused, you’re not alone. This week on Brown Ambition, we’re diving deep into the chaos with two of our favorite money minds: Yanely Espinal, author of Mind Your Money, and Chris Browning from Popcorn Finance.

We break down what’s really going on inside the federal student loan system from glitchy portals to a laundry list of repayment plans and why so many borrowers are left in the dark.

Here’s what we’re unpacking:

-🔍 How to spot and avoid shady loan forgiveness scams

💸 What income-driven repayment plans actually mean for your wallet
🧩 Why the student loan simulator on studentaid.gov should be your new best friend
🧾 The IRS confusion that’s messing with people’s payment plans
💬 The power of community when you’re navigating money decisions solo

Whether you're just restarting payments or knee-deep in the forgiveness process, this episode is packed with tips, real talk, and the support you need to take back control of your student loans.

LET’S STAY CONNECTED

Instagram: https://www.instagram.com/brownambitionpodcast

Website: https://www.brownambitionpodcast.com

Subscribe & leave us a review—because we love hearing from our BA fam!

See omnystudio.com/listener for privacy information.

BA Fam we’re back at the Brown Table! It’s been a minute, but the original crew Mandi, Yanely, and Chris are together again and catching up on everything. From West Coast travels and birthday plans to coaching updates and sleep podcast dreams (yes, really), this episode is full of laughs, life, and hard-earned lessons.

Mandi shares the behind-the-scenes of launching her new 12-week VIP coaching program and why one-on-one coaching needs more than just one call. We also get real about the job market and how AI is already shifting the game especially for new grads and folks trying to break in. The tea? Relationships matter more than ever.

Chris is dreaming up a new show (spoiler: it might put you to sleep—in the best way, and Yanely is out here living her best life… and finally seeing Beyoncé live in her hometown.

And of course, we round it all out with a good ol’ Brown Boost / Brown Break—featuring a Pulitzer Prize-winning book and a sobering reminder that hiring bias is still alive and well.

What We Talk About:

Life & travel updates (hi, Portland! hey, Hawaii!)
Why Mandi’s shifting back into one-on-one coaching
Coaching horror stories + how to find the right fit
AI’s takeover and what that means for your career
How side projects can keep your creativity flowing
Book recs, Beyoncé, and a big announcement 👀

Links + Resources:

✨ Apply for Mandi’s VIP coaching: https://mandymoney.com)

📖 James by Percival Everett (Chris's Brown Boost pick)

📱 Essence article: “Black, Qualified, and Ignored” by Aaliyah Jones

BA Fam, do us a solid:

Leave a review. Share this episode with your favorite group chat. And don’t forget—your dreams (and your coins) deserve strategy and support.

See omnystudio.com/listener for privacy information.

This week on Brown Ambition, Mandi sits down with the incredible Monique Rodriguez, founder of the powerhouse haircare brand Mielle Organics and author of the new book, The Glory in Your Story: Activating a Fearless Faith to Change Your Life, Your Career, and the World. From her kitchen table to a billion-dollar acquisition by P&G, Monique's journey is a masterclass in faith, resilience, and entrepreneurial spirit.

This episode is for anyone who's ever faced adversity and dared to dream bigger, for the aspiring entrepreneur needing that push, and for every Black woman who knows the power of her own story and is navigating partnership in all its forms.

Tune in to hear Monique's transparent take on:
The P&G acquisition: What really changed (and what absolutely didn't!), her non-negotiables in the deal, and her message to the community.
Staying true to her vision: How she remains CEO and the driving force behind Mielle's DNA.
The "Tariff Tea": How global trade impacts Black-owned businesses and what it could mean for your beauty budget.
Paying it Forward: How Monique and her husband, Melvin, are now angel investing in other Black-owned businesses.
Building a Brand Beyond Social Media: The power of community, networking (and a little "healthy stalking"!).
*Partnership, Femininity & Faith: Monique shares her perspective on embracing feminine energy in leadership and dives into the often-triggering word "submission" within her marriage – what it means to her and what it absolutely doesn't.
Her new book, "The Glory in Your Story": Why she penned this powerful guide and how owning your narrative can change your life.
The complexities of sisterhood in the business world.
Balancing a billion-dollar brand, marriage (to her business partner!), and motherhood.

### Guest Spotlight:
*Monique Rodriguez* is the founder and CEO of Mielle Organics, a global beauty brand she launched in 2014. A former registered nurse, Monique built Mielle from the ground up, fueled by her passion for healthy hair and her deep faith. Her brand was acquired by Procter & Gamble in 2023, with Monique remaining at the helm. She is also the author of "The Glory in Your Story: Activating a Fearless Faith to Change Your Life, Your Career, and the World."

### Key Discussion Points:
[01:41] The P&G Acquisition Unpacked: Monique addresses the critics, shares what it's really like working with a conglomerate, and why it was crucial for her to remain CEO and protect Mielle's formulas.
[05:25] A Call for Community Support: Monique discusses the impact of criticism on Black brands seeking investment and acquisition.
[08:17] Leading Lady: Monique clarifies her role – she works for Mielle and her customers, not P&G.
[10:43] Tariffs & Your Wallet: How international trade policies can affect the price of your favorite products.
[13:27] From Mentee to Mentor: The story of Richelieu Dennis's early investment and how Monique is now supporting other Black founders.
[16:04] Faith as a Foundation: How Monique's faith guided her through profound grief and inspired the creation of Mielle.
[19:46] Beyond Analysis Paralysis: Actionable advice on networking and getting your product into the right hands.
[21:46] "The Glory in Your Story": Monique shares the inspiration behind her new book and its message of hope and empowerment.
[26:06] Social Media Sanity: Monique's evolved relationship with social media and tips for maintaining balance.
[30:19] Building Community Offline: The importance of in-person engagement for brand growth.
[32:00] Navigating Sisterhood & Business: Monique's honest take on support (and lack thereof) from other women.
[36:27] Partnership in Business & Life: Monique shares gems on navigating business and marriage with her husband, Melvin, emphasizing grace, shared mission, complementing strengths, and respecting boundaries.
[42:00] Feminine Energy & Redefining Submission:* Monique delves into the power of embracing her femininity in business and personal life. She offers her perspective on the biblical concept of submission in marriage, clarifying it as trusting her husband's earned leadership while retaining her voice and strength, rather than shrinking herself.

Memorable Quotes:
"No one knows what goes on in that negotiating room... It's in my contract that I wanted to still be CEO and still make the decisions for the brand." - Monique Rodriguez
"When someone received the abundance of what we're complaining that we don't have, we tear them down for that... It causes investors...to now take a pause and say, 'Do we want to acquire black brands?'" - Monique Rodriguez
"I felt that God was using one of our darkest painful moments to birth purpose." - Monique Rodriguez
"Stop wandering and just go. Start going out there, meeting people...stop trying to worry or figure out how it's gonna get done because it can cause what you call analysis paralysis." - Monique Rodriguez
"No one can make fun of you for your own story if you have owned it and told it yourself." - Monique Rodriguez
"I never felt that I had to lose my softness to run a company... When you combine femininity, your power and your purpose, that is a great dynamic duo together." - Monique Rodriguez
* "When women think submissive, it thinks like, I have to shrink who I am. I can't speak up... To me, it doesn't mean that I have to shrink who I am. It doesn't mean that I don't have a voice... It means that I can fully embrace being a woman and letting you lead because I trust you to lead." - Monique Rodriguez

Follow Monique: https://www.instagram.com/exquisitemo/

Don't forget to subscribe to Brown Ambition for more inspiring conversations! Let us know what you thought of this episode by leaving a review on Apple Podcasts.

See omnystudio.com/listener for privacy information.

BA Fam, we’re back with a classic BA Q&A, and this week’s episode is all about the kind of debt that just hits different credit cards with sky-high interest rates. A listener wrote in with a heartfelt message and a tough reality: nearly $12K in credit card debt spread across multiple cards, with APRs climbing over 30 percent.

Mandi breaks down:

When debt consolidation actually makes sense
How to avoid the trap of solving a short-term problem without fixing the root issue
What happens to your credit score (for better or worse)
The difference between snowballing your debt vs. avalanching it
And why it’s time to stop avoiding your balances

You’re not alone, BA fam. And no, you're not failing. You're just one plan away from a financial reset. Let’s talk about it.

📩 Got a question? Email brownambitionpodcast@gmail.com or DM @brownambitionpodcast

Resources + Links:

Investor.gov Compound Interest Calculator

https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator

Apps for tracking expenses: Rocket Money, spreadsheets, or whatever helps you
Credit unions for lower-interest personal loans
Debt snowball vs. debt avalanche

LET’S STAY CONNECTED

Instagram: https://www.instagram.com/brownambitionpodcast

Website: https://www.brownambitionpodcast.com

Subscribe & leave us a review—because we love hearing from our BA fam!

See omnystudio.com/listener for privacy information.

BA Fam, we’ve got a good one for you today! Mandi is joined by licensed financial therapist Aja Evans for an eye opening convo about something we all deal with but rarely talk about money feelings.

From stress-spending and avoiding your inbox to doom-scrolling at 6 a.m., Aja breaks down how our emotions drive financial behavior and why learning to sit with discomfort might just be your most powerful money move yet. We also talk about getting dressed just to open your laptop, journaling out your rage , and why the stretch that makes you cry might be exactly what you need.

In this episode, we get into:

-What it really means to self-soothe with spending and what to do instead

-Why romanticizing boring tasks (like budgeting) actually works

How financial avoidance shows up and what it’s costing you

-The deep-rooted shame so many of us carry, no matter how much is in your bank account

-How Aja helps clients rewrite their money stories

About Aja:

Aja Evans is a licensed financial therapist, President of the Financial Therapy Association, and author of Feel Good Finance. She helps people explore the emotional side of money so they can spend, save, and live from a place of clarity instead of chaos.

Resources + Links:

-Follow Aja on IG: https://www.instagram.com/ajaetherapy

-Her website: https://www.ajaevanscounseling.com

-Grab her new book Feel Good Finance - Feel-Good Finance Untangle Your Relationship with Money for Better Mental, Emotional, and Financial Well-Being

LET’S STAY CONNECTED

Instagram: (https://www.instagram.com/brownambitionpodcast

Website: https://www.brownambitionpodcast.com

Subscribe & leave us a review—because we love hearing from our BA fam!

See omnystudio.com/listener for privacy information.

BA Fam, we’re in our investing bag today—and who better to guide us through this unpredictable market than Racquel Oden, Head of U.S. Wealth and Personal Banking for HSBC (yes, that HSBC)? With 30 years of experience under her belt, Racquel breaks it all the way down: why now isn’t the time to panic, how to pivot smartly, and what staying “active” with your money really means (spoiler: it’s not staring at your account every five minutes).

Mandi gets personal about her own portfolio (yes, she opened the statement during the episode), and Racquel walks her—and all of us—through what to look for, what questions to ask, and why we all need to stop avoiding our finances like that dentist appointment we keep pushing back. If you've been wondering whether you should move money, sit tight, or finally talk to a pro—this episode is your sign.

What We Discuss :

Why market dips can actually be buying opportunities (especially in sectors like AI, healthcare, and utilities).
The real definition of “active investing” (and why it doesn’t mean day trading).
Why diversification > putting all your eggs in one stock basket.
How to figure out your risk tolerance and time horizon like a grown-up.
Why now is the perfect time for a financial check-in, not a freak-out.

LET’S STAY CONNECTED

Instagram: @brownambitionpodcast

Website: brownambitionpodcast.com

Subscribe & leave us a review—because we love hearing from our BA fam!

See omnystudio.com/listener for privacy information.

Hey BA fam — this week, Mandi is back at the Brown Table with two of her favorite mama podcasters: Jessica Norwood from The Sugar Daddy Podcast and Rana Campbell, from Dreams and Drive.

We’re getting real about what it means to be a mom, a creative, and a corporate baddie in 2025 all at the same time. From burnout and baby wipes to balancing big dreams and meal prep, this is a love letter to every woman out here trying to do it all (and keep her edges intact).

No fluff, no filters — just honest convo about grief, ambition, community, and redefining what success looks like when you're raising humans and chasing goals.

We talk about:

-Why balance is a myth and why lowering the bar might just be the key to peace

-Making peace with slow growth and shifting timelines as a mama and entrepreneur

-Outsourcing, setting boundaries, and why folding kid laundry should be a group sport

-The grief of losing support and the power of building your own village

-Raising emotionally intelligent boys in a chaotic world

-Saying “I’m a mom” with your whole chest even in the workplace

Takeaway Quotes:

“You can outsource everything but love.” – Jessica

“I’m not scared to say I’m a mom — and I need to leave early because my kid has a talent show.” – Rana

Links + Resources:

📲 Follow on Rana Instagram -

http://instagram.com/rainshineluv

🔉 Listen to Dreams in Drive →

https://podcasts.apple.com/us/podcast/dreams-in-drive/id1076971560

📲 Follow on Jessica Instagram - https://www.instagram.com/thesugardaddypodcast/

🔉 Listen to Sugar Daddy Podcast →

https://www.instagram.com/thesugardaddypodcast?igsh=Y2R0dGF0OTFtdmNo

LET’S STAY CONNECTED

Instagram: https://www.instagram.com/brownambitionpodcast

Website: https://www.brownambitionpodcast.com

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This week, Mandi sits down with the brilliant Jasmine Marie breathwork practitioner, founder of Black Girls Breathing, and author of Black Girls Breathing: Heal from Trauma, Combat Stress, and Find Your Freedom. From surviving the corporate grind to creating wellness spaces rooted in cultural relevance, Jasmine gets real about her journey into entrepreneurship, healing work, and what it truly takes to hold space for Black women’s mental and emotional wellbeing.

We talk about everything from the power of a deep breath and surviving burnout, to funding a business on your own terms and growing a team the smart way. Jasmine even leads us through a mini oceanic breath session at the end — don’t miss it

We talk about:

Jasmine’s transition from corporate beauty marketing to breathwork and mental wellness
Why most wellness spaces don’t center Black women's lived experiences — and what she's doing about it
Building a company without VC funding: how Jasmine bootstrapped and scaled BGB
The importance of listening to your body (and your breath) when trauma speaks
Balancing healing work with entrepreneurship and how not to burn out
Tools in Jasmine’s toolkit: EMDR therapy, acupuncture, daily walks, and more
Real talk on grief, generational trauma, and creating new blueprints for Black wellness

Join the Movement:

Visit https://www.blackgirlsbreathing.com to learn more and access free mental health resources
Follow Jasmine on IG @blackgirlsbreathing
Subscribe to Brown Ambition and leave us a 5-star review if this episode gave you life!

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BA Fam, we’re back at the Brown Table! This week, Mandi is joined by our faves Yanely and Naseema for a good ol' catch-up and trust, it’s been a minute. We're talking about all things mental health, money moves, and why Naseema’s plotting a mini-retirement (yes, you heard that right).

Plus, we dive deep into the messy student loan situation (spoiler alert: the bills are coming due) and what you actually need to know before you freak out.

We also show love to some brilliant Black authors and entrepreneurs making big waves in the mental health and financial wellness space.

Oh, and we might get a little sidetracked talking about breathwork, the movie that everyone is talking about Sinners, and why leaning on your community is the biggest flex right now.

Pull up a seat, you’re gonna want in on this one. 💛

Links + Resources:

📲 Follow on Yanely Instagram -https://www.instagram.com/missbehelpful/

📲 Follow on Naseema Instagram - https://www.instagram.com/financiallyintentional/

LET’S STAY CONNECTED

Instagram: @brownambitionpodcast

Website: brownambitionpodcast.com

Subscribe & leave us a review—because we love hearing from our BA fam!

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In this week’s episode, we’re getting real about navigating career highs, lows—and everything in between.

Mandi hosts a live coaching session with LaKesha J., a member of the Mandi MoneyMakers community, who is trying to figure out how to position herself for career growth after she was laid off by her company and narrowly escaped unemployment by finding a role on a different team.

Next up, we get into the messy, grown-up decision-making that comes with a career crossroads. Do you take the severance and walk away clean—or stay for the long game, with perks like full vesting, pension benefits, and even a company-covered master’s degree? We’re breaking down the pros and cons, talking real numbers, and helping you think through how to align your career moves with your long-term goals.

And to close things out, we’re diving into two fields where the future is already here: data analytics and cybersecurity. Whether you’re eyeing a new lane or looking to level up where you are, we’re talking certifications, AI trends, and the skills that’ll keep your résumé future-proof. It’s a reminder that learning is a lifelong flex and staying curious is the best career insurance out there.

This episode is a celebration of courage, clarity, and the power of making moves—even when it’s scary. Tap in for real talk, big insights, and a whole lot of motivation to keep betting on yourself.

LET’S STAY CONNECTED

Instagram: @brownambitionpodcast

Website: brownambitionpodcast.com

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This week on Brown Ambition, we’re joined by none other than HGTV’s powerhouse duo, Egypt Sherrod and Mike Jackson, stars of “Married to Real Estate” and hosts of the Marriage & Money podcast.

Together, we dive into what it really looks like to build a business, raise a family, and keep a marriage strong—all while staying true to themselves. From juggling show tapings to managing their growing empire (hello, new furniture line Indigo Road!), Egypt and Mike don’t hold back.

We talk about:

The honest truth about therapy, teamwork, and choosing love on the hard days
How they navigate marriage without competition just collaboration
The power of understanding your partner’s strengths in life and in business
Their journey raising daughters while modeling a healthy, ambitious partnership
What it takes to build a financial dream team and break the mold on outdated gender roles

We also get personal about the importance of communication, leaning on trust, and setting boundaries that protect your peace—drawing inspiration from Michelle Obama, Tabitha Brown, and the many women redefining relationship goals on their own terms.

This one’s for anyone balancing love, legacy, and leveling up

🎧 Tap in and don’t forget to check out Egypt and Mike on YouTube and follow Egypt's newest venture, Indigo Road, for more of her signature style and vision.

Links + Resources:

📲 Follow Egypt on [Instagram https://www.instagram.com/egyptsherrod/ ]

📲 Follow Mike on [Instagram https://www.instagram.com/djfadelf/ ]

LET’S STAY CONNECTED

Instagram: @brownambitionpodcast

Website: https://www.brownambitionpodcast.com

Subscribe & leave us a review—because we love hearing from our BA fam!

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This week, we’re sitting down with Raye Shurice, an amazing member of the MandiMoney Makers community, who went from juggling two jobs to landing a major salary bump and leveling up her entire career. She’s breaking down her journey, from tough interviews to tough decisions, and how community, clarity, and confidence helped her boss up and get what she deserved.

We’re also digging into one of the trickiest parts of the professional world: salary negotiation especially when you're trying to level up within the same company. Sound familiar? We got you.

From figuring out your market value to knowing how to leverage that next offer (yes, even in nonprofits!), we’re talking strategy, self-worth, and how to have the conversation without losing your cool.

Plus: We’re sharing real-world scripts, role-play tips, and ways to make sure your PTO, bonuses, and benefits get the same love as your paycheck.

If you’ve ever second-guessed your ask, struggled to advocate for your worth, or just needed that push to go after more—this episode is your reminder: You can do this, and you deserve every bit of it.

Links + Resources:

📲 Follow on Raye Instagram - @raye.shurice

🎙️ Stay connected with Brown Ambition → @brownambitionpodcast

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This week on the show, we’re bringing you a powerful mix of money talk, passion projects, and straight-up sisterhood.

Jamila Souffrantt yes,Jamila from Journey to Launch pulls up to share how she turned her financial freedom dreams into reality and how you can too. She drops gems from her book and reminds us all that reclaiming our financial futures is not just possible, it's necessary.

She’s joined by her sisters, Shaina McGregor and Imani Manning, for a soulful catch-up that’s long overdue (last podcast link-up was 2021—whew!). Shaina, a former pro dancer turned life coach, walks us through her shift into wellness and building a community with Inward Space. And Imani? She’s holding it down in the kitchen and beyond, juggling entrepreneurship and a career that centers joy, kids, and flavor.

The vibe is pure love, family memories, deep dives into Jamaican-American identity, and what it really looks like to chase purpose while staying grounded. Whether it’s money, creativity, motherhood, or just figuring out what’s next—these three women keep it real and relatable.

Plus: Shaina closes out the episode with a calming breathing exercise that’ll have you exhaling stress and inhaling peace.

Tap in for a beautifully layered convo that’ll leave you laughing, reflecting, and inspired to move boldly in your own lane.

Links + Resources:

📲 Follow on Jamila Instagram -https://www.instagram.com/jamilasouffrant

📲 Follow on Journey to Launch Instagram -https://www.instagram.com/journeytolaunch/

📲 Follow on Shaina Instagram -https://www.instagram.com/shaina.mcgregor

📲 Follow on inward space Instagram - https://www.instagram.com/inward.space/

📲 Follow on Imani Instagram -https://www.instagram.com/yaadchef_45

🎙️ Stay connected with Brown Ambition → @brownambitionpodcast

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This week, we’re joined by Latham Thomas, founder of Mama Glow and a true trailblazer in reproductive justice. She takes us on the journey that started with her own birth experience and led her to build a movement that’s transforming how we care for Black women and birthing people.

From expanding doula care for Medicaid families in NYC to training the next wave of advocates and healers, Latham breaks down how Mama Glow went from a personal mission to a global platform. And y’all, she keeps it real about what growth actually looks like—think repotting a plant or realizing your kid just outgrew their favorite hoodie.

We also get into the rise of Mama Glow during COVID, how the shift to online learning opened unexpected doors, and why planning, vision, and community are key when everything feels uncertain. Plus, Latham reminds us that doulas and midwives aren’t a luxury—they’re a necessity when it comes to safety, dignity, and support in the birthing space.

If you’re someone who cares about health, healing, and building something with purpose, this one’s for you.

What You’ll Hear:

Why Latham created Mama Glow and what it’s grown into
The real deal on Black maternal health and advocacy
How COVID sparked a pivot that paid off
The power of self-advocacy in the delivery room
How doulas are changing lives—and saving them

Takeaway Quote:

“Every person deserves to feel safe, seen, and supported during birth. Mama Glow is here to make sure that happens especially for us." – Latham Thomas

Links + Resources:

📲 Black Mamas Matter: https://blackmamasmatter.org/bmhw25/

📲 Follow on Latham Instagram -https://www.instagram.com/glowmaven/

📲 Follow on Mama Glow Instagram -https://www.instagram.com/mamaglowfoundation/

🎙️ Stay connected with Brown Ambition → @brownambitionpodcast

See omnystudio.com/listener for privacy information.

BA Fam, I'm excited to share a new show from my friends at Higher Ground, hosted by thee Michelle Obama, called IMO. On IMO, Michelle and her big brother Craig Robinson aim to bring you the same: Candid perspectives on the everyday questions shaping our lives, relationships and the world around us. Each week, they’re joined by a guest to tackle real questions from real folks just like you offering practical advice, personal storytelling, and plenty of laughs. And a lot of their questions are about dating and relationships. Michelle and Craig share stories about being there for each other throughout their lives, from first crushes and fraught college years, to landing at the White House, to losing their mom. For six decades they’ve been each others’ most trusted counsel—and now, they want to be that counsel for you. In this episode, Keke Palmer joins Michelle and Craig when a listener asks why she feels so bad after a big career win. Keke reflects on how her planned breakout as a young actress went awry, and the ways that failure contributed to her career. They all describe how their perspectives on meaningful work have changed over the years—and the advice that Michelle’s girls are finally starting to listen to. You can hear more episodes of IMO at https://lnk.to/imomichellecraigBN

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We’re back BA Fam with a whole lot to celebrate! Joining us are two of our faves in the finance space: Chris Browning of “Popcorn Finance” and Berna Anat, author of the amazing book “Money Out Loud”. If you’re looking to level up your money game and feel good doing it, this episode’s for you.

We get into:

The highs and lows of aggressively saving money
Gen Z’s "we’re gonna have fun & save money" energy

-Your financial strategy in the age of Tr*mp Tariffs

-Lizzo’s redemption tour

-Are solopreneurs heading back to Corporate America?

We also chat about what’s going on in the world—from economic uncertainty and tariffs to the importance of staying informed without losing your peace. And when it comes to career shifts, Berna talks about her transition from full-time solopreneurship back to the 9-5 life…and how she’s doing it on her own terms.

Make sure you stick around till the end when we share our Brown Boosts and Breaks for the week! Special mentions for Oakland, Moesha and Lizzo’s redemption tour.

--------- EPISODE CHAPTERS ---------

(0:00:06) - Brown Ambition With Mandy Woodruff-Santos

(0:04:49) - Financial Reflections and Regrets

(0:18:29) - Realigning Values and Money Habits

(0:26:21) - Navigating Economic Uncertainty and Tariffs

(0:34:07) - Community Building Through Thrift and Bartering

(0:45:56) - Investing Strategies and Debt Management

(0:48:58) - Transitioning to Stable Employment

(0:56:04) - Exploring Oakland's Black and Brown Community

(1:04:37) - Lizzo's Journey to Self-Love

(1:10:05) - Navigating Cancel Culture and Redemption

--

This episode is all about giving yourself grace, finding balance, and building the life you want—with your finances in check and your spirit intact.

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This week, we’re talking all things sales—breaking barriers, building wealth, and securing the bag. Mandi is joined by two powerhouse guests: Chantel George, founder of Sistas in Sales, and her brother Alex Woodruff, Sales Director at Fiddler, an AI software firm. They dive into the unique challenges women of color face in the sales industry, why representation matters, and how to carve out a thriving career in this space.

Chantel shares how Sistas in Sales is creating opportunities and support systems for women navigating the field, while Alex drops gems on career growth, negotiating compensation, and navigating corporate spaces as a Black professional. Plus, we get into personal finance tips, the perks of entrepreneurial ventures, and why understanding your worth is non-negotiable.

If you’re in sales, thinking about jumping in, or just looking for advice on making strategic money moves—this episode is for you!

What You’ll Learn:

💰 Negotiating compensation like a pro📈 The power of financial planning🚀 Why entrepreneurial moves might be your next big step

Links + Resources:

📲 Follow on Alex Instagram -https://www.instagram.com/alexjwoodruff/

📲 Follow on Chantel Instagram -https://www.instagram.com/chantelmedia/

🎙️ Stay connected with Brown Ambition → @brownambitionpodcast

Plus, we get into:
If you're in sales (or thinking about it), this episode is packed with insight to help you thrive!

Timestamps:📌 00:00 - Intro + Meet Our Guests
📌 01:05 - Challenges for Women of Color in Sales
📌 03:43 - The Current Market & Opportunities
📌 06:30 - Career Growth & Overcoming Barriers
📌 10:34 - Personal Career Journeys
📌 19:06 - Sales Strategies & Success Tips
📌 26:49 - Managing Money in Sales
📌 27:37 - Breaking Down Compensation Structures
📌 32:01 - Why Living Below Your Means Matters
📌 32:49 - Smart Financial Planning for Sales Pros
📌 38:04 - Sisters in Sales: Building a Movement
📌 44:41 - The Power of Networking in Sales
📌 47:28 - Embracing Entrepreneurship

Hit play and get ready to level up! 🎧✨ #BrownAmbition #SalesSuccess #WomenInSales

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BA Fam, she’s back! In this episode We’re joined once again by the one and only Morgan DeBaun CEO of Blavity, serial entrepreneur, and now a FOUR-time guest on the show! Morgan has been making big moves, and this time, she’s here to talk about her new book, “Rewrite Your Rules”, and how she’s navigating life and business on her own terms.

We get into the real about entrepreneurship! what it actually takes to build a business from the ground up, the sacrifices no one talks about, and why staying true to your personal values is the ultimate flex. Morgan also gives us a peek into her life outside of work, sharing how she balances being a boss with family, self-care, and a strong support system.

If you’ve been feeling stuck in your career, business, or just life in general, this episode is for you! Morgan is dropping gems on how to break free from expectations and create success in a way that works for YOU.

What You’ll Learn:

✨ How Morgan built Blavity and what’s kept her going

✨ The biggest lessons from “Rewrite Your Rules”

✨ Why having the right team (and personal boundaries) is a game-changer

✨ The real talk on entrepreneurship—beyond the highlight reel

Links + Resources:

📖 Grab your copy of “Rewrite Your Rules” → Rewriteyourrules.com

📲 Follow Morgan on [Instagram @morgandebaun

🎙️ Stay connected with Brown Ambition → @brownambitionpodcast

Don’t miss this one—hit play and get ready to rewrite your own rules!

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In this heartfelt and hilarious live BA QA session, Mandi Woodruff-Santos sits down with Emily Esquivel, a therapist-turned-entrepreneur who’s navigating the highs and lows of launching her own private practice. Together, they dive into the messy middle of entrepreneurship, from battling imposter syndrome to redefining what it means to run an ethical and sustainable business.

Emily opens up about her journey, including the pivotal moment that pushed her to leave toxic work environments, the emotional weight of using an inheritance to fund her dream, and the challenges of creating a high-ticket offer in a field that often undervalues its practitioners.

Mandi brings her signature blend of humor and wisdom to coach Emily through refining her business strategy, identifying her ideal client, and building confidence in her offer.Whether you’re dreaming of starting your own business or just trying to figure out your next career move, this episode is packed with relatable moments, actionable advice, and plenty of laughs along the way.

What We Covered:

• Emily’s Career Journey: From working in toxic environments to launching her own private practice.

• The Emotional Side of Entrepreneurship: How grief and family legacy shaped Emily’s decision to go solo.

• Imposter Syndrome & Confidence Building: Why believing in your offer is key to success.

• Ethical Business Models: Emily’s vision for creating a group practice that prioritizes therapists’ well-being over profits.

• High-Ticket Offers: The challenges of pricing and selling services in a way that aligns with your values.

• Marketing 101 for Entrepreneurs: Mandi’s tips on building a sales funnel, creating lead magnets, and nurturing potential clients.

FOLLOW BROWN AMBITION:

Follow us @BrownAmbition on IG, @brownambition on TikTok, and make sure you're signed up to get our weekly newsletter.

CHECK OUT EMILY ESQUIVEL:

https://oyanova.com
https://www.linkedin.com/company/oyanova-healing-pllc

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Mandi, Yanely, and Chris are celebrating milestones, unpacking celebrity controversies, and diving deep into the relationship between ambition and self-worth. WHEW. Yep. We go there!

BTW, why is Jonathan Majors all over our feeds and how is Meagan Good single-handedly holding up his career rn? We explore the fine line between talent appreciation and moral responsibility in entertainment.

Finally, we dive into ambition and self-worth. Through personal stories and therapy insights, we reflect on how ambition is often fueled by trauma and can be reshaped into something healthier and more sustainable.

Don't forget to RATE and REVIEW the show on Apple Podcasts and Spotify! It's essential to keep us growing and let everyone know how they can join the BA Fam.

Stay connected:

Follow us @BrownAmbition on IG, @brownambition on TikTok, and make sure you're signed up to get our weekly newsletter.

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BA Fam Tiffany is BACK!!!, and we’re celebrating in a big way! She shares the excitement of her new PBS special, “Get Good With Money”, and the unforgettable premiere party at the historic Kruger Scott Mansion. From reconnecting with Mandi to navigating last-minute challenges—like prepping for a teleprompter with 20/50 vision—Tiffany gives us an inside look at this milestone moment.

That’s not all—we also dive into real financial challenges many are facing today, including managing consumer debt, student loans, and rising childcare costs. We break down practical strategies, highlight tools like Rocket Money to uncover hidden expenses, and explore ways to increase income without dipping into retirement funds.

Whether you're looking for budgeting tips, motivation to tackle your finances, or just love an inspiring success story, this episode has it all. Take a listen!

Keep up with Tiffany "The Budgetnista" Aliche

@thebudgetnista

@getgoodwithmoney

/youtube.com/@thebudgetnistablog

Watch| Get Good with Money with Tiffany Aliche | PBS

Email your questions to brownambitionpodcast@gmail.com

or DM us @brownambitionpodcast on Instagram.

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Hey BA Fam! Join us for an inspiring conversation withTomara Watkins President ofButtah Skin andDr. Kristian Edwards Founder of BLK+GRN, two visionary entrepreneurs reshaping the beauty and wellness industry. They share their journeys of building brands that cater to the unique needs of Black consumers while challenging industry norms and creating spaces for empowerment.

From breaking barriers to redefining success, Tomara and Dr. Edwards discuss the privilege and responsibility of entrepreneurship and the impact of uplifting Black voices through their work.This episode highlights the power of resilience, community, and intentional relationships in navigating challenges and achieving success. We also explore the vital role of mutual support among Black women in business, emphasizing the strength found in collective growth and mentorship.

Discover how Buttah Skin and BLK+GRN are making a lasting impact in competitive markets and why representation, innovation, and purpose-driven leadership matter now more than ever. Tune in for an insightful and empowering discussion!

Follow this week’s Guests:

Buttah Skin:

https://www.instagram.com/buttahskin/
https://www.tiktok.com/@buttahskin
https://www.youtube.com/@ButtahSkin

Tomara W., President Buttah Skin: https://www.instagram.com/beautyteo/

BLK+GRN:

https://www.instagram.com/blkandgrn/
https://www.tiktok.com/@blkandgrn
https://www.youtube.com/@blkandgrn

Dr.Kristian E., Founder BLK+GRN: https://www.instagram.com/drkristianh/

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🔥 In this episode of Brown Ambition, Mandi sits down with Jessica Cruel, the powerhouse Editor-in-Chief of Allure and SELF magazines, to talk about her journey to the top of the beauty media world and how she’s building wealth through real estate investing as a single woman.

👑 We dive into:

✔️ How Jessica climbed the ranks in the magazine industry

✔️ Her journey to financial independence & the FIRE movement

✔️ The ups and downs of being a single woman in real estate

✔️ Smart investing tips for first-time buyers

✔️ The power of mentorship, executive coaching, and community

💰 Jessica shares the exact team she built to succeed in real estate:

✔️ A real estate agent who understands investment properties

✔️ A reliable general contractor & trusted repair professionals

✔️ A financial team to maximize tax benefits & long-term wealth

🔑 Key Takeaways:

1️⃣ Don’t wait for the “perfect time” to start investing—learn as you go!

2️⃣ Build a strong team to support your real estate journey.

3️⃣ Wealth-building is possible at any stage of your career.

📌 Follow Jessica Cruel:

📸 Instagram: @JCruel

🌟 Allure: allure.com

🌟 SELF: self.com

💡 Subscribe for more career, wealth, and entrepreneurship insights and don't forget to leave us a review! It's a huge help to get the show seen by more listeners.

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Hey BA Fam! This week, Mandi is joined by two powerhouse women who are shaking things up in their industries. Get ready for a fun, insightful, and inspiring conversation with Lisa Beasley, the comedic genius behind the viral character “Corporate Erin,” and Kenya Parham, the Chief Growth Officer of Spill, the Black-owned social media platform that’s changing the game.

What We’re Talking About:

• Lisa’s Journey from Gary to Greatness: Lisa takes us through her path from growing up in Gary, Indiana, to becoming a viral sensation. She spills on how her corporate consulting days inspired “Corporate Erin” and why she left traditional Hollywood behind to take control of her creative career.

• What Makes Spill Special: Kenya breaks down how Spill is creating a safe and inclusive space for Black, Brown, and queer communities online. She shares how the platform uses culturally competent AI and human moderators to protect users while fostering authentic connections.

Follow Lisa Beasley (@lisabevolving) for more Corporate Erin antics and updates on her creative projects.

Join Kenya Parham (@spillmob) and check out what makes this platform the new go-to for culture drivers.

Download Spill > https://www.spill.com/

Take part in Spill's crowdfunding round > https://wefunder.com/spill/

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Hey BA Fam! Mandi, Yanely, and Chris tackle a listener’s dilemma about whether to stay at her “dream company” despite a brutal 90-minute commute and no work-from-home flexibility. Plus, hot takes on corporate America’s return-to-office demands and the recent shopping boycott!

The crew debates whether any job requiring three hours of daily commuting can truly be called a “dream,” especially when promotion opportunities are 2-3 years away. Yanely shares Jamie Dimon’s leaked anti-WFH rant (“If you want to keep your ass home and be lazy, stay home!”), revealing how corporate pushback against remote work is often about protecting profits, not productivity.

This episode delivers the perfect blend of practical career advice and unfiltered commentary on workplace politics that BA fans love.

Email your questions to brownambitionpodcast@gmail.com or DM us @brownambitionpodcast on Instagram.

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The Brown Table is BACK with all the tea! Mandi, Yanely, and Chris break down the Oscar highlights, Women's History Month, Bloody Sunday's 60th anniversary, the Retail Boycott, and a special first-time Brown Boost interview with Alencia Johnson, author of Flip The Tables: The Everyday Disruptor's Guide to Finding Courage and Making Change.

Don't forget to RATE and REVIEW the show on Apple Podcasts and Spotify! It's essential to keep us growing and let everyone know how they can join the BA Fam.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Listen up, BA Fam! Mandi’s bringing the 🔥 with special guests Yanely (Miss Be Helpful) and Chris (Popcorn Finance) for a no-holds-barred Q&A that’ll have you nodding, laughing, and maybe feeling a little called out (in the best way).

First up: Kerry’s caught between a rock and a hard place. Her husband’s unemployed after dragging the family across the country, and now she’s staring down a $75K job offer that sounds like a chaotic nightmare compared to her current $50K gig. Should she sacrifice her sanity for that extra cheddar?

Then Sasha comes clean about how she let lifestyle inflation wreck her finances. Despite doubling her income to $90K, she’s drowning in $34K of credit card debt.

Got a question you want us to answer? Hit is up!

• Slide into our DMs: @brownambitionpodcast

• Email your tea: brownambitionpodcast@gmail.com

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We’re back at the Brown Table with Yanely & Chris, BA Fam! And we cover everything from unexpected pigeon encounters to major shifts in the job market, media, and entrepreneurship.

This week, we dive into:

Elon Musk’s proposed job cuts to federal agencies and what it could mean for the workforce and economy
Navigating job loss and career transitions, plus how to bounce back and build new opportunities
Why civic engagement matters, especially in local elections and policies that impact your finances
Media shake-ups and what the cancellation of Joy Reid’s show means for representation
The rise of TikTok creators and how digital media is shifting
The realities of entrepreneurship and why collaboration beats going solo
Financial literacy and wealth-building strategies for uncertain times
Marvel’s new Captain America movie and whether it lived up to the hype
Boosts and Breaks of the week—because life keeps life-ing

Hit play and join the conversation. Don’t forget to subscribe, rate, and leave us a review!

Follow BA at @brownambitionpodcast

Follow Yanely @missbehelpful

Follow Chris @popcornfinance

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In this raw, heartfelt episode, Mandi tackles listener questions about layoffs, debt, and rebuilding after financial mistakes – all while sharing her own reflections on friendship, motherhood, and weathering life’s storms.

Key Topics Covered

• Why showing up for friends matters (even in sleet!) + Mandi’s hilarious The Read live show recap

• Federal layoffs & corporate cuts: 75K+ gov jobs axed, Meta’s shady “performance review” purge

• Listener Q&A:

• “Should I abandon public health after a rescinded job offer?” → Transferable skills, LLC tips & side hustle tax hacks (featuring listener Bri’s Pilates pivot!)

• “I’m drowning in debt from my 20s!” → Debt negotiation tips, credit counseling resources & mindset shifts for new moms

• Mandi’s unfiltered take: Why no job is safe + protecting yourself with “receipts”

Actionable Takeaways

• 🛑 For laid-off workers: Document praise emails, save performance reviews, explore adjacent industries

• 💸 For debt payoff: Prioritize newer debts, negotiate settlements, avoid credit repair scams

• 💡 For everyone: Build a “financial parachute” via side gigs

Mentioned Resources

• National Foundation for Credit Counselors (nfcc.org)

• National Debt Relief (nationaldebtrelief.com)

CALL TO ACTION

• 🎧 Subscribe for weekly career/finance therapy

• 💌 Submit your Q: DM @brownambitionpodcast or email brownambitionpodcasts@gmail.com

• 🌟 Rate & review if this episode helped you – it fuels our mission!

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Mandi Woodruff hosts Dr. Key Hallmon (founder of The Village Market) and Renae Bluitt (creator of She Did That) for a candid conversation about empowering Black and minority-owned businesses through community, intentionality, and economic liberation. They explore systemic challenges, the power of collaboration, and practical strategies for entrepreneurs to thrive in uncertain times.

Purchase Dr. Key's book >

The Village Market Atlanta >

Follow Dr. Key on IG @DrKeyHallmon

Check out Renae's upcoming She Did That events >

Follow Renae on IG @IamRenaeBluitt

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Both of our financial besties are back in the studio! Tiffany starts the episode by recapping her Europe vacation and breaks down some financial travel tips. Mandi shares her excitement for back to school season and what it means for her business AND bank account. For this week's Boost or Break, Mandi boosts for Julie Leung and her new children's book "The Truth About Dragons". Check it out here, https://jleungbooks.com/books/. Tiffany boosts for making big changes in her professional career. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi is joined by Morgan Debaun, the CEO of Blavity. The ladies discuss the balance between business and motherhood, romantic partnership, and how to blend being a boss and having a family. Morgan gives great insight on how she hired employees and set her business up to prepare for a baby. The ladies end this episode by talking about childcare options and Morgan teaches us about night nurses and how much they cost. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi is riding solo for this week's BA Q&A. First, a listener wants to know if she's too old for a career pivot and our favorite career coach gives her amazing advice. Then, a listener wants to know if she should get a financial advisor and what are the best way to find a good one. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hey BA Fam! Tiffany is joined by Will Jawando. Will "Yemi" Jawando is a civil rights lawyer, Obama White House alum, and education leader running to fight for the village that raised him. He currently represents over 1.1 million neighbors on the Montgomery County Council. Will gives us a step by step on how to get laws passed and educates us on how to get our voices heard. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi is riding solo for this week's BA Q&A! First, listener Sarah needs advice on entrepreneurship and how to start a wedding planning business. Then, a listener wants to know if it's wrong to leave a company after two months. Our favorite career coach gives both of these ladies brilliant advice. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast.

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This week the ladies are joined by celebrity hairstylist, Lacy Redway! They start the episode by sharing how Lacy got her start in the hair business and stress the importance of hard work as an entrepreneur. Lacy also shares the business of hair and why it's important to set up a professional structure. The ladies finish up by discussing the iconic "braided cowgirl hat" that Tessa Thompson wore to the met gala and how they "balance" mom guilt and entrepreneurship. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast.

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Tiffany is joined by Fanoosh to answer some of your burning questions! First, a broadway performer writes in and wants to know how to set up retirement as someone who doesn't have a typical 9-5. After break, the ladies discuss Farnoosh's book "A Healthy State Of Panic and answers a listener question about taking out a home equity loan. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined in the studio by Farnoosh! Farnoosh Torabi is one of America’s leading personal finance authorities — hooked on helping you live your richest, happiest life. She is a multi-bestselling Financial Author, former CNBC host and creator of the Webby-nominated podcast, So Money, Farnoosh has become one of the country’s favorite go-to money experts. The ladies discuss "fear" and Farnoosh's new book, "A Healthy State Of Panic". Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Budgetnista is riding solo for this week's BA Q&A. Tiffany starts the episode by talking about therapy and why she recommends it to everybody. First, a listener asks if should she get a financial advisor and needs advice on how much to contribute to her retirement fund. Tiffany shares her perspective and also breaks down the difference between a 401k and a Roth IRA. Then, Tiffany shares a question from a friend, "how do you turn passion projects into sustainable money?" Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Our financial besties recap their time at the Beyonce concert! They talk about their once-in-a-lifetime experience in Club Renaissance and why they decided to splurge on tickets. Mandi and Tiffany were so inspired by the show and they both talk about feeling seen. They end this episode by discussing spending money on experiences and why it's so worth it. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your financial besties are back with a BA Q&A. First, a listener who's having a hard time at work needs advice on how to stay calm and build up her confidence at her job. Then, a listener wants to know how to start an online business for her doula business and Mandi and Tiffany gives her their expert opinion. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Both of our financial besties are back for a BA catch up. Mandi and Tiffany share their night out at the Webby Awards , they discuss Tiffany joining the Iphone gang, and Tiffany gives Mandi some tips on how to edit her book. Tiffany also fills us in on her fun trip to Nashville. For this week's Brown Boost Brown Break, Tiffany breaks for the culture of overwork and overwhelmed and she boosts for self awareness. Mandi boosts for her Mandi Money Maker landing an incredible job with amazing benefits. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined by Lacy Robinson for this week's BA Q&A. First, Lacy asks Tiffany how to create a budget as a new teacher. The Budgetnista does not disappoint with her expertise! Then, Lacey asks what someone that's making six figures for the first time should do with their money and Tiffany breaks down another perfect budgeting plan. Lastly, Lacey asks how to have a side hustle while having a high-profile job and Tiffany gives her some cool tip and tricks. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. paycheckcity.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined by Lacey Robinson. Lacey is President and CEO of UnboundEd, an education organization that offers standards-aligned resources and immersive Professional Learning for teachers and leaders seeking equity. She has over 20 years’ experience in education and focuses on helping educators in school systems disrupt systemic racism and its legacies. Tiffany and Lacey discuss Lacey's book "Justice Seekers" and bond over their passion for education and our children. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Purchase Lacey's Book Here. https://www.unbounded.org/justice-seekers-book?hs_preview=qvTMUxab-105283065366 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined by Ramit Sethi for this week's BA Q&A. First, a listener wants to know if she should take out a home equity line of credit to pay off her debt. Ramit encourages her to just attack her debt aggressively and not to transfer her debt from one place to another. Then, Tiffany asks Ramit about pivoting in business and Ramit talks about living your "rich life". Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined by Ramit Sethi! Ramit is the host of Netflix’s hit show, How to Get Rich, and author of the New York Times bestseller, “I Will Teach You To Be Rich.” Ramit is known for his unconventional insights into money psychology and his no-nonsense approach to designing and living a rich life. The duo talks about home ownership and Ramit shares why it may not be all that it's cut out to be. Ramit also discusses why financial advisors get mad at him and gives us some insight into how his Netflix show came about. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

For this week's BA Q&A, Tiffany is joined by Victory Banwo. Victory needs advice on how to budget and fund her business and Tiffany doesn't disappoint with her expert business advice. Then, Victory asks how to get the biggest bang for her buck while traveling and Tiffany schools us on credit card rewards and how to finesse a VPN. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined by Yanely Espinal. Yanely is the author of Mind Your Money, Creator at MissBeHelpful, & Director of Educational Outreach at Next Gen Personal Finance. The ladies discuss the process of getting bills passed through congress, book inspirations, and Yanely's story about getting caught stealing. Yanely ends this episode by talking about her first interactions with white people and how everything in her life has come full circle. mindyourmoneybook.com Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined by a Lachele for this week's Q&A. Lachele is a dream catcher and has some great questions for Tiffany. First, she wants to know the best strategy to start a podcast. Tiffany advises her to find a niche market and to stay consistent! Then Lachele needs advice on the best way to start an online course. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast.

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In this special episode sponsored by Dove's Haircare Crown Collection, the ladies are joined by Matthew Cherry. Matthew Cherry is an American film director, writer, producer, and former American football player. He is best known for the 2019 Academy Award-winning animated short film, Hair Love. The Kickstarter campaign for Hair Love raised nearly $300,000 and broke the record for the highest amount raised for any short film on the platform. They discuss his pivot from football to film making, going from being broke to successful, and his personal hair journey regarding his natural hair. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast.

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For this week's BA Q&A, Tiffany is joined by Berna Anat. Berna Anat is an award-winning producer, speaker, podcast host, rich auntie in training, and Financial Hype Woman—which is her made-up way of saying she creates financial education media all over the Internet. First, a woman wants to know how to make a life change but has a lot of ideas and Tiffany advises her to move out of want and not fear. Then Berna asks what to do after you've found major success in business and her and Tiffany have a great conversation about pivoting. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined by Berna Anat. Berna Anat is an award-winning producer, speaker, podcast host, rich auntie in training, and Financial Hype Woman—which is her made-up way of saying she creates financial education media all over the Internet. A proud Filipina-American daughter of immigrants, born and raised in the Bay Area, she taught herself how to pay off over $50,000 of debt and did what any Millennial would do: Yell about it on the internet. Berna’s work has been featured on platforms such as Forbes, The New York Times, and Buzzfeed. Berna was named The Plutus Awards’ Most Entertaining Financial Creator two years in a row, and was named one of ABS-CBN's Global Pinoy Idols. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this special episode, Tiffany is joined by Marcus Collins. Marcus has a book out called "For the Culture". His book is endorsed by the CEO of McDonald's, Reddit, Delta, Home Depot and many more major companies. He ran social media strategy for Beyonce for many years and talks all about culture and why we do what we do. The duo discuss branding and which brands are getting it right. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this special episode, Tiffany is joined by Marcus Collins. Marcus has a book out called "For the Culture". His book is endorsed by the CEO of McDonald's, Reddit, Delta, Home Depot and many more major companies. He ran social media strategy for Beyonce for many many years and talks all about culture and why we do what we do. The duo discuss branding and which brands are getting it right. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

For this week's BA Q&A, Mandi gives Kevonya a full Mandi Money coaching! Kevonya is looking for full time work as a project manager and Mandi gives her a full breakdown on the best LinkedIn practices to use. Mandi also gives her other resources outside of LinkedIn that she can use on her job search. This is a very informative episode for anyone looking for a job! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is joined by Page Turner. Page is a real estate broker, house flipping expert, and the star of HGTV's "Fix My Flip". The ladies discuss the biggest mistakes sellers and buyers make and Page gives great advice on how to make the best decisions when buying a house. Tiffany breaks down her process while buying her condo and Page assures that she did the right thing. Page also schools us on what "house hacking" is and how we can use that to our benefit. Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hey BA fam! This week, Mandi and Tiffany are joined by psychologist Dr. Joy Harden Bradford to talk about her debut book, Sisterhood Heals. Dr. Joy discusses the transformative power of sisterhood, friendship, and community -- and why having sister-friends is crucial to our mental health.

Pre-order your copy of Sisterhood Heals here: https://www.penguinrandomhouse.com/books/702822/sisterhood-heals-by-joy-harden-bradford-phd/

Listen to Dr. Joy's Therapy For Black Girls Podcast: https://therapyforblackgirls.com/podcast/

Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi and Tiffany are back with this week's BA Q&A!First, Listener Big Booty Judy, is concerned that her new accountant is unprofessional and sloppy. Mandi tells her to follow her gut and to not ignore the red flags! Tiffany warns us about the best way to handle confidential information when dealing with accountants. Then, a listener wants to know if it's racist that she wants a black realtor. Mandi gives her the green light and Tiffany breaks down what "racism" actually means.We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast.Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies kick-off this episode by giving us a recap of their holiday weekends. Mandi threw a 3rd birthday party for her son and Tiffany was on the Jennifer Hudson show! Then, our financial besties tell us about all of the signs of the recession, Tiffany's advice is to save our money and hunker down. Tiffany also talks about a scary message she received about owing taxes and Mandi warns everyone not to let the recession make them feel stuck in their career. For this week's Brown Boost Brown Break, Tiffany boosts for learning how to apply lashes. Mandi boosts for Richard Fierro who was the hero in a recent mass shooting. Here's the link to support his business! https://www.atrevidabeerco.com/ We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi Money is back with a solo Q&A! First, a frustrated listener wrote in to ask if she should quit working for her mom. Ya'll can probably guess the advice we got from the Queen of quitting. Then, a new business owner is overwhelmed with clientele and wants advice on how to handle everything. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is solo this week to answer one of your BA Q&As! One of Tiffany's special mentees wants advice on how to grow her podcast and grow her business. Tiffany gives her great tips on how to maximize her community. Tiffany then, stresses the importance of unlearning the lies we tell ourselves about being successful. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi and Tiffany are in the studio for this week's BA QA! The ladies are joined by an incredible listener, Gabrielle Reid. Gabrielle is an actor in New York and wants to know if she should incorporate or not. Tiffany starts off by giving her all of the benefits and disadvantages of starting a business. Then, Our favorite career coach, Mandi schools us about opening up a "solo 401k." This episode is packed with good information on incorporating for anyone who's interested in starting a business. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Our favorite career coach is riding solo for a career BA QA today! First, a pregnant listener wants to know how to prepare for a baby in the career space. Mandi breaks down the truth about maternity leave and gives this mommy great advice on how to find career success while expecting. Then, a listener wants to know if she should keep a job that's not serving her out of fear. Mandi gives her the approval to free herself, trust herself, and to not move in fear. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Both of our financial besties are back for a BA Q&A! First, a listener wants to know the best practices to save towards a home down payment. Tiffany gives us great advice on how to make your savings "inconvenient". Then, a listener who is going through a divorce needs major financial advice on how to start completely over. Mandi gives her great advice on how to prepare a resume and how to prep her savings. Tiffany gives her a lesson on forgiving herself. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Both of our financial besties are back with a packed episode. In this week's catch up, Mandi shares her experience on the Today Show, where she spoke about the pay transparency law. Then, Tiffany gives us the run down on her trip to Dubai. Tiffany also gives us the full scoop on her house buying journey and drops major tips on how to determine a home's value. Then, Mandi warns the BA fam about layoffs and gives great advice on how to prepare for it with professional resiliency. For this week's boost or break, Tiffany boosts for taking more time off next year and giving herself space. Mandi boosts for finishing her book proposal, "Quit Your Way Rich". Who else can't wait for Mandi's book?! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

For today's BA Q&A, Mandi is Solo with her special guests Delyanne Barros and Marc Russell. First, a listener wants to know what is happening with student loan forgiveness! Delyanne is optimistic about it and tells everyone not to panic, which leads to an interesting conversation about politics. Then, a listener wants to know how to budget for the holidays. Marc gives great advice on how to set up a "holiday fund" and how to save money for the holidays! The trio plays a little game called "trick or treat" where Mandi gives a financial topic and they discuss if it's a trick or treat. They end this episode by discussing inflation and how it's effecting them. Sign Up For The "Nail Your Negotiation Class" https://event.webinarjam.com/register/27/lggrwhy6 We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this special Halloween treat, Mandi went live on YouTube with Marc Russell and Delyanne Barros! The trio discussed their scariest money moments and their favorite Halloween memories. Delyanne tells a touching story about moving to Portugal and they had a great conversation about setting boundaries and saying no. They end this episode by talking about retirement funds, 401ks, and Vanguard! Sign Up For The "Nail Your Negotiation Class" https://event.webinarjam.com/register/27/lggrwhy6 We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A listener calls in to our financial besties and wants entrepreneurship advice! Leah is a mom, a nurse, and business owner and needs some help organizing her plans. The Budgetnista gives her great advice on how to budget her personal income to help her business and Mandi gives her some great advice on how to make extra money! This is an awesome episode to listen to for people interested in starting a business. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany kicks off this episode by telling her exciting news! The Budgetnista is buying another house and lets the BA Fam in on all of the details. As she gives us the inside scoop of her new home buying journey, she breaks down finances and the way she's handling all of her business! For this week's Boost or Break, Mandi boosts for fighting her home appraisal! Tiffany boosts "The Budgetnista Law" being passed through the Assembly committee, so only a few more steps before it gets passed officially. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We have our first BA Q&A guest listener episode! Listener, Ana, calls in to ask how to spark change at her workplace.She feels like they aren't hiring black nurses and when she brings this up to upper management, she's met with defensiveness. Our career and finance besties give her the best advice. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this week's catch up, Tiffany is healthy and gives us an update on her experience being on Ryan and Kelly! She also fills us in on how she celebrated her birthday. Mandi made some upgrades to Mandi Money makers that we are very excited about. Then, the ladies give us a quick lesson on rest, saying no, and taking breaks. Then, we are joined by Diversity Inclusion expert, Aiko Bethea. Aiko talks about being a leadership expert and why it's important to focus on leadership. She wants us to be sure not to put the world on our backs and get stressed out trying to save everyone. Then, the ladies get into a deep conversation about rest and taking care of ourselves. They end the episode by speaking about other black people trying to connect through struggle and poverty. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Keep Up With Aiko here. https://www.rarecoaching.net/ Aiko Instagram @rare_coach Power: The Rise of Black Women in America https://www.barnesandnoble.com/w/power-charity-c-elder/1140976235 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi Money is riding solo for this week's BA Q&A. Get well soon Tiffany! First, a listener writes in and needs advice for her sister. She's been working the same job for twenty years and thinks that it's time for a change! Mandi, our favorite career coach, gives her PLENTY of advice on how to advance in her career. Then, a listener needs advice on how to do salary negotiations even when working for social services. Who better to answer that question than our queen negotiation expert? Mandi gives her all the tips and tricks on how to get that bag! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany kicks off the episode by sneezing and coughing, Oh no! Unfortunately, Tiffany is under the weather after her fabulous company trip to New Orleans. The ladies do a quick catch up and Tiffany logs off to get some much need rest. Feel better Tiffany ! After the break, we are joined by the illustrious Christopher Rivas. Christopher Rivas is quickly becoming one of the most sought after multi-hyphenates as an actor, author, podcaster, and storyteller. He will soon release his book Brown Enough, which explores what it means to be Brown in America. Pre-Order Chris's book "Brown Enough' here! https://www.christopherrivas.com/book We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your juicy career questions! First, a listener has a serious dilemma. She has a new job opportunity with amazing benefits but is concerned about taking it because she's trying to get pregnant. Unfortunately, her maternity leave won't kick in for a year, so, she asked our financial besties for advice. Lastly, a frustrated listener is being underpaid! She agreed to a 38k a year salary and has only been making 36k. Then, she wants to know if she should freelance secretly to make more money on the side even though her boss is unaware. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi kicks off this episode by recapping the panel she hosted at the Congressional Black Caucus. Then, Tiffany explains taking her team on a trip and how she handles giving out bonuses! Tiffany also shares with the BA Fam what she looks for in a mentor and what's most important to her. For this week's Boost or Break, Tiffany breaks for people not respecting her boundaries in her home- then boosts for her bonus daughter's 16th Birthday Trip. Mandi boosts Rihanna performing at the Super Bowl! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back for a classic BA Q&A! First, listener "Suzie Carmichael" feels a little uneasy about spending her savings on home repairs. Tiffany and Mandi gave her great advice on how to handle it. Then, a serial job hopper wants to know what to do with all of her Roth RIA accounts. Tiffany tells her roll it over! If you want to find your missing money, checkout https://www.missingmoney.com/. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany kicks off the episode by talking about her birthday trip to Dubai which leads to an awesome conversation about traveling by yourself. Then, the ladies discuss budgeting while on vacation. They also give great tips on how to get the most out of your credit card benefits. This episode we are joined by Tiffany's mentee, Dasia Langaigne. Dasia did an awesome book review on "Get Good With Money" that went viral on TikTok! Dasia is a student, business owner, and a Tiktoker on the side. Dasia gives great advice to aspiring entrepreneurs. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Follow Dasia! IG: dasia_32 TikTok: dasiasaysso Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany teaches us a masterclass on how to launch a New York Times Best Seller! This episode includes every single thing you need to know including buying domains, building community, text message marketing, email marketing and so much more. Even though Tiffany is a master mind at book promotion, this awesome advice will be helpful to anyone launching anything. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What happens when you sell your home for over a million dollars? What do you do with this new money? Even though it's a good problem to have, it's not something to drag your feet on! Tiffany's friend has this dilemma, and the ladies break down exactly what she should do as a new millionaire. Then, Mandi shares her excitement about her negotiation masterclass! In this FREE Virtual Masterclass, You'll Learn How To:

Negotiate without doubt and anxiety

Brand yourself to attract the juiciest job offers.

Figure out exactly what to ask for before you negotiate.

Nail the interview so they practically throw money at you.

Rock the counteroffer and leave no crumbs behind!

Go secure your spot now at https://event.webinarjam.com/register/21/wggwoh9. For this week's Brown Boost Brown Break, Mandi boosts for the new movie "Woman King." We love Viola Davis over here at Brown Ambition, so be sure to go see her new movie. Tiffany boosts for taking zinc to improve skin -- then boosts for black women not overworking themselves. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Tiffany grills Mandi on negotiation tips! Tiffany has been lowballing herself and it's time to raise her prices. Mandi gives incredible advice on how to determine your worth and how to reach out to your peers and ask questions. If you struggle with negotiating, this is the perfect episode for you. Be sure to checkout mandimoneyscripts.com and get your negotiation guide today. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany starts the episode by talking about her successful premiere party for her Netflix documentary "Get Smart With Money." Then, Mandi recaps her time at FinCon and said Brown Ambition got a lot of love! The ladies share their interesting history with FinCon and Mandi speaks about a powerful moment she had with "Women of Color" podcasters. For this week's Brown Boost Brown Break, Tiffany breaks and discourages anyone from being critical of the disenfranchised people who are airing their grievances surrounding the monarchy. She then goes on to explain the specific effect that their legacy left on her family during/after the Biafran war. Mandi boosts for her new negotiation guide! Be sure to check it out now at www.mandimoneyscripts.com and learn plenty of helpful negotiation tips. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your financial besties are back to answer your juicy questions. First, listener "Shady" wants to know if she should start a business similar to the company she already works for. Mandi gives her great advice on how not to stir up the pot at work! Then, listener "Theo" got a great job offer but feels guilty about leaving his current job after only being there six months. Tiffany and Mandi encourage him to do what's best for himself. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany kicks off this episode by recapping her exciting Vegas trip! She treated her sisters to front row tickets to the Usher residency and they had a blast. Then, she expresses her excitement about her new Netflix documentary "Get Smart With Money." Be sure to check it out. The ladies then reflect on their early Brown Ambition days and share some sentimental memories. They also discuss the Tabitha Brown controversy and Tiffany shares some of the nasty realities of the entertainment industry. For this week's Brown Boost Brown Break, Mandi boosts about her new negotiation guide! Be sure to check it out now at www.mandimoneyscripts.com and learn plenty of helpful negotiation tips. Tiffany boosts for raising her rates and knowing her worth. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your juicy finance questions. First, listener "Trudy" writes in and needs advice on how to save money on a $60,000 salary. Tiffany and Mandi give their special tips on the best techniques to save money. Then, listener "Unsure" has serious concerns and questions about her 401k . Lastly, a listener wants to know if they should max out their Roth IRA before investing in a brokerage account. As always, our financial besties give them the best advice. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We have a Brown Ambition Church Announcement ! Tiffany's Netflix documentary, "Get Smart With Money," comes out September 6, 2022. Be sure to watch the trailer and add it to your watchlist. Then, the ladies break down the student loan relief plan and how that's going to help us moving forward. Mandi also encourages everyone to checkout studentaid.gov/debtrelief to get all of the details for yourself. For this week's Brown Boost Brown Break, Tiffany boosts for Nigeria banning white models in all advertising which leads to a conversation about skin bleaching. Then, Mandi boosts for Lizzo's inspirational speech at the VMAs. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your financial big sisters are back to answer your juicy career questions. First, listener Steph writes in because she has a job offer from her current company's competitor and needs advice on how to handle it. Mandi gives her brilliant advice on how to use her leverage to get more money and weigh her options. Then, listener Sarah wants to know the ladies' opinion of the "over-employment" movement -- leading Mandi and Tiffany to warn her about burnout and to encourage everyone to find a gig that will benefit your skill set. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany starts the episode by showing off her Webby Award that finally came in the mail. The ladies then celebrate their Webby Award win again and share their excitement about their Plutus Award nomination. Your financial besties also warn you about internet safety and how to be cautious about posting online. Plus, Mandi shares a humbling moment she had after catching a flat tire. For this week's Brown Boost Brown Break, Mandi breaks for racist appraisers in the housing market and boosts for "The Read Podcast" coming back with a breakdown about Beyonce's new album. Tiffany boosts for her IG Live with "Financial Times" and her starring part in a Netflix documentary called "Get Smart With Money." We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your financial sisters are back to answer your juicy questions! First, a listener writes in who has a lot of medical debt and desperately needs advice. The ladies do not disappoint with their answer. Then, a very frustrated listener writes in about her personal student loan debt and feels that she'll never pay it off. Of course, Mandi and Tiffany give them the best advice and resources to help! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Mandi and Tiffany talk all about bad parenting on the internet -- and why laws need to be created for kids online. Tiffany also talks about setting boundaries in business and making hard decisions to achieve happiness. For this week's Boost or Break, Tiffany breaks because of Covid, while Mandi boosts the new data from the Great Resignation -- which proves that you can quit your way rich! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The pandemic has made a lot of us realize we’re worth more than we’re getting paid at work. While our attitudes toward compensation may have changed, the best way to level up hasn’t: negotiating. It’s not as scary as it sounds! In this episode of CNN’s Diversifying, host Delyanne Barros talks to Mandi Woodruff-Santos about knowing your value and how to ask for more – from signing bonuses to leadership opportunities. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your financial besties are back to answer your juicy finance questions. First, a listener wants to know if she should take money out of her retirement fund to start a food truck business. Mandi and Tiffany give their expert advice on why they think this is a horrible idea. Then, listener Ken writes in to say he's drowning in debt and needs advice on how to pay off debt and boost his credit score. As usual, the ladies do not disappoint with their answer! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, .Tiffany kicks things off with a recap about her time at Invest Fest, Also, it turns out Mandi was right about the jobs report -- employers added half a million jobs this year. The ladies then break down the "Inflation Reduction Act," and what it really means for your bottom line. And for this week's Brown Boost Brown Break, Tiffany breaks due to Covid, while Mandi boosts for jobs -- with an extra nod to Viola Davis's memoir. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to tackle your juicy finance questions. First, we've got an update from "Frustrated Husband". He originally wrote in, asking for advice on how to encourage his wife to take a promotion. Mandi and Tiffany gave him expert advice and he wrote in to give an update! Then, a lawyer writes in and wants advice on choosing between doing what she loves for less money or working for the big corporations and making that bag. Lastly, "Ad Girl" wants advice on how to show off at work without overextending yourself and how to keep a good work life balance ! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to tackle your juicy finance questions. First, we've got an update from "Frustrated Husband". He originally wrote in, asking for advice on how to encourage his wife to take a promotion. Mandi and Tiffany gave him expert advice and he wrote in to give an update! Then, a lawyer writes in and wants advice on choosing between doing what she loves for less money or working for the big corporations and making that bag. Lastly, "Ad Girl" wants advice on how to show off at work without overextending yourself and how to keep a good work life balance ! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Fresh off of our YT live, the ladies are back with life and financial updates! They discuss the Billion-dollar lottery and what they'd do with the money, overspending at target, the horrible teacher shortage, and the Usher residency in Vegas. For this week's boost and break, Tiffany boosts working with her bonus daughter to produce her TikTok videos. Mandi boosts a new podcast called "Rubirosa". It's a podcast that explores the life of Rubirosa, the man who inspired the character of James Bond. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this special edition of Brown Ambition, the ladies went live on YouTube for the first time ever! Mandi Woodruff and Tiffany Aliche react to the latest news about the U.S. economy. Winners of The Webby Award for the Best Business podcast, they offer advice on what you can do to survive a recession. Here's the YouTube link in case you missed it. https://youtu.be/flvtcUu8oE0 We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany's clip about paying for mentorship went viral last week and the ladies break it down even further today! Mandi and Tiffany talk about their own mentorship businesses and how they make sure their mentees get what they came for. Tiffany also shares how much she paid for her business coach and how much it helped her . For this week's boost or break, Mandi chooses "break" over the sesame street racism controversy. Tiffany chooses "boost" over this new book she's been reading, "The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months." Check It Out Here https://www.amazon.com/12-Week-Year-Others-Months/dp/1118509234 Subscribe to Cumulus Podcast On YouTube and Checkout Mandi and Tiffany on YouTube Live, July 28th at 12pm EST for Recession Day! https://youtu.be/flvtcUu8oE0 We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months

Tiffany's clip about paying for mentorship went viral last week and the ladies break it down even further today! Mandi and Tiffany talk about their own mentorship businesses and how they make sure their mentees get what they came for. Tiffany also shares how much she paid for her business coach and how much it helped her . For this week's boost or break, Mandi chooses "break" over the sesame street racism controversy. Tiffany chooses "boost" over this new book she's been reading, "The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months." Check It Out Here https://www.amazon.com/12-Week-Year-Others-Months/dp/1118509234 Subscribe to Cumulus Podcast On YouTube and Checkout Mandi and Tiffany on YouTube Live, July 28th at 12pm EST for Recession Day! https://youtu.be/flvtcUu8oE0 We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months

The ladies are back to answer your hard hitting questions! First, a listener is in a challenge with financial influencers and isn't sure if she should pay for an expensive mentorship or not. Tiffany then goes on a rant about scammers in the black and brown community ! Lastly, a listener needs advice on personal branding and how to position herself to find a new job. Mandi gives her excellent advice on how to stand out on linked in. Subscribe to Cumulus Podcast On Youtube and Checkout Mandi and Tiffany on Youtube Live, July 28th at 12pm EST for Recession Day! https://youtu.be/flvtcUu8oE0 We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week we are joined by wealth strategist and author, Dr.Pamela Jolly. This episode is all about black business and discovering your "wealth identity". Dr.Jolly gives great tips on how to prepare your business for the future, advice on hiring, and the difference between a lifestyle business/ legacy business. Be sure to pre-order her book! "The Narrow Road" www.pamelajolly.com Subscribe to Cumulus Podcast On Youtube and Checkout Mandi and Tiffany on Youtube Live, July 28th at 12pm EST for Recession Day! https://youtu.be/flvtcUu8oE0 We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your hard hitting questions and this week is all about MONEY! A listener wants to take a loan from her 401k to pay off debt, so, Mandi and Tiffany give their expert advice on why this isn't a great idea. Lastly, a confused listener has seven bank accounts and wants to know how to consolidate them. Tiffany said she's never getting rid of her accounts ! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are joined this week by Drew McCaskill, LinkedIn Career Expert & Culture + Economics Contributor at SiriusXM. In this episode, Drew breaks down the best ways to use linked in for job seekers and entrepreneurs. Drew also encourages job seekers to ask questions about diversity in interviews, Lastly, Tiffany challenges companies about their motives for hiring black people all of a sudden. Checkout Drew on LinkedIn ! https://www.linkedin.com/in/drewmccaskill We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambtionodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your hard-hitting questions! First, they give a listener amazing advice on how to make her extra money work for her. Tiffany breaks down the difference between investing for retirement and investing for wealth. Then, a frustrated husband writes in confused as to why his wife won't accept promotions at her job. We want to hear from you ! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In the episode catch up, Mandi is enjoying quality time with her family and Tiffany gets a big spike in book sales because of tiktok ! The ladies also discuss why black Americans are taking the biggest losses with cryptocurrency. Mark Your Calendars! July 8th- The Unemployment report comes out. Has unemployment gone up or down? July 18th- Google Stock Split ! July 25th- Earning Season Starts. (Big companies report their earnings) July 28th- The National Bureau of Economic Research determines if we're in a recession or not. For boost or break this week, Mandi is switching banks and Tiffany gets 4,000 reviews on her book "Get Good With Money". We want to hear from you ! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your hard-hitting questions!! Mandi and Tiffany start by helping a listener out who isn't sure if she wants to sell her investments and put them in an emergency fund. They also give great advice on how to yield a higher return out of ibonds. Lastly, they break down an amazing plan on how to prepare for a recession ! Tiffany describes a "noodle budget" and how to cut out unnecessary costs. We want to hear from you ! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, the ladies discuss the devastating news of the overturning of Roe vs. Wade. Then, Mandi stresses the importance of black and brown women being financially free so that they can make their own choices regarding their body. Lastly, Tiffany celebrates her 5th wedding anniversary on a beautiful trip and Mandi is deciding what to gift her son's daycare teachers. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your hard-hitting questions. First, a listener needs advice on what to do when you've taken on too much responsibility at work and how to set boundaries! Plus, Mandi and Tiffany give great advice on how to establish solid business credit. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mandi starts the episode by telling us she has covid but is doing just fine! In this episode, the ladies discuss the upcoming recession, why we shouldn't be afraid, and Amazon's struggle to find workers and what small businesses can learn from this. Mandi and Tiffany also give awesome advice on how to build your personal brand in case of job losses during the upcoming recession. Link to Mandi's webinar registration-- https://event.webinarjam.com/register/18/qgg58ho We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your hard hitting career questions! First, a listener worried about burning bridges gets advice on how to quit her job. Then, how to balance a work/home life balance. Plus, Mandi and Tiffany offer crucial advice on how to create boundaries at work.

Link to the book "Set Boundaries, Fine Peace" -- https://www.audible.com/pd/Set-Boundaries-Find-Peace-Audiobook/0593393546?source_code=GO1GB547041122911G&gclid=EAIaIQobChMI_OOC9Myy-AIVxMOGCh0uPAw2EAAYASAAEgJKVPD_BwE&gclsrc=aw.ds

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies kick off the episode by explaining the difference between a trust and a will. Then, this week's boost and break is all about Juneteenth and how black people are asking for reparations though financial donations. Mandi and Tiffany also give examples on how to put pressure on companies to hire black people in celebration of Juneteenth. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your hard hitting credit questions! First, What to do when your credit score isn't the same on different credit reports? Then, can you buy a house with a 650 credit score? We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies kick off this week by discussing the Amazon stock split. In this episode, Mandi shares her disappointment with Elon Musk and is unsure if she'll have to turn in her Tesla -- which leads to an interesting conversation about the privilege of the wealthy. Then, Mandi and Tiffany tackle the concept of gentrification and how it effects their personal lives. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hey BA fam! Mandi and Tiffany are ready to tackle another round of your questions. This week, a listener asks if she should settle for her current job -- or take the leap to a better opportunity. Plus, the key things you should think about before investing with your emergency fund.

Additional Links: https://www.facebook.com/groups/brandbuildsell/about/

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

As Mandi and Tiffany continue to grapple with the recent tragedies out of Buffalo and Uvalde, they discuss how to take power into our own hands and create change. From emailing local officials to the importance of self-care, the ladies break down key action-steps we can take to find purpose amid the pain. (Via Everytown For Gun Safety) "Right now, the U.S. Senate is considering several important gun safety priorities that can help end our country's gun violence crisis—including background checks on all gun sales, a red flag law, and the confirmation of Steve Dettelbach as Director of the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF)." To tell your representatives in Congress to support these important measures, contact them here.

Additional links: https://www.nytimes.com/interactive/2022/05/25/us/gun-control-republican-senators.html Stillness is the Key: https://www.amazon.com/Stillness-Key-Ryan-Holiday/dp/0525538585

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Stillness Is the Key

The ladies are back to answer your hard hitting questions for this week! First, how to find a job making more money instead of picking up a side hustle. Plus, is it smarter to pay off credit cards or your student loan debt to start building wealth? We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies kick off this week by recapping Tiffany's Jordan vacation and Mandi's experience at the Webby Awards! In this episode, Tiffanys opens up about having to lay off employees and the toll that it's taking on her emotionally. Here's a link to the book "Burn Out" by Emily Nagoski and Amelia Nagoski. https://www.burnoutbook.net/about-the-authors We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies are back to answer your hard hitting questions! First they help a listener who isn't sure if she should pay off her debt by using her personal funds or her business funds. Plus, advice for a listener who is unsure if she's joining a pyramid scheme or not. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

The ladies kick-off this week's episode by recapping Mother's Day shenanigans! Mandi and Tiffany talk about a future recession and how to play it safe in the stock market just in case. They also discuss their health journeys and Mandi gives us insight on her upcoming book proposal! We want to hear from you ! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast New York Times Article about Bronx tenants https://www.nytimes.com/2022/05/06/realestate/tenants-eviction-port-morris-bronx.html I-bonds Article https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiffany is Back-ish and both of the ladies are here for an informative BA Q&A. First, what are the pros and cons of "Heloc" (Home Equity Line Of Credit). Plus, what to do if you miss a payment to avoid your credit taking a hit? Lastly, is 50 too old to establish a 401k? We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Tiffany is back-ish! The ladies discuss Tiffany's time away, new boundaries, and the steps that she's taking to heal. Tiffany also opens up about making a will, life insurance policies, and getting your affairs in order in case of a tragedy. Plus, the ladies give an official THANK YOU to all of the listeners for two WEBBY awards! We want to hear from you ! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we dug up some of our favorite BA Career questions. First, how to overcome imposter syndrome at a new job. Plus, how to ask for a pay raise and lastly, Mandi helps a listener deal with a horrible boss. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi is joined by Minda Harts. Minda is the CEO of The Memo LLC, a career development platform for women of color, a Professor of Public Service at NYU Wagner, and the author of "The Memo", "Right Within", and "You Are More Than Magic". In this episode, the ladies discuss finding your own path to success-- at school, at work, at home, and beyond. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi is back again to tackle your hard-hitting questions! This week is all about getting promoted at work and upgrading your personal brand. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi is joined by Cinneah, the creator of the online platform "Flynanced." Flynanced is dedicated to helping "9 to 5 hotties" earn more money so that they can build wealth effortlessly. The ladies discuss Cinneah's career pivot into tech, how to negotiate a higher salary, and getting out of debt. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi is back again to tackle your hard-hitting questions! This week is all about credit and Mandi gives great advice on how to tackle credit card debt and when to close a credit card. We want to hear from you! Drop us a note at brownambitionpodast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi is joined by Kimberly Atkins Stohr, a senior opinion writer for Boston Globe Opinion. Kimberly is also the inaugural columnist for The Emancipator, a joint independent antiracist multimedia project from Globe Opinion the Boston University Center for Antiracist Research. The ladies discuss the racial wealth gap, natural hair, discrimination in real estate, and using our voices for change. RSVP For "The Emancipator Workshop" hosted by your own Mandi Money! https://howtobuildweath9-5.splashthat.com/ We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi is back again to tackle your hard-hitting questions! This week a listener needs advice on how to deal with "whitesplaining" and feeling unappreciated at work. Plus, how to handle an exit interview after leaving a toxic work environment. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Vote For Brown Ambition at the Webbys ! https://vote.webbyawards.com/PublicVoting#/2022/podcasts/general-series/business Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi is joined by Page Turner, host of HGTV's "Fix My Flip." Page dismantles the myth that real estate is "fun" and stresses the fact that it's a business -- not just a "hustle." She also discussed working for Magic Johnson, being a single mom, and the importance of hard work. But it was through her role as executive producer on "Fix My Flip" that she ultimately learned the importance of being more than just "talent." We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Vote For Brown Ambition at the Webbys ! https://vote.webbyawards.com/PublicVoting#/2022/podcasts/general-series/business Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi is back again to tackle your hard-hitting questions! This week a listener is concerned about paying off her debt, in fear that her credit score will suffer. Plus, how to figure out whether to pay off credit card debt -- or save for a house. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi is joined by Jodi-Ann Burey, a sought-after speaker and writer who works at the intersections of race, culture, and health equity. They speak about her TED talk, “The Myth of Bringing Your Full Authentic Self to Work,” and her health crisis that could've changed everything. Here's a link to her TED talk. https://www.ted.com/talks/jodi_ann_burey_the_myth_of_bringing_your_full_authentic_self_to_work?utm_source=twitter.com&utm_medium=social&utm_campaign=tedspread We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi is back at it again to tackle your hard hitting questions! This week, how to deal with a difficult boss and what to do when you're in a role that you're overqualified for. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi is joined by Deepa Purushothaman, author of "The First, the Few, the Only: How Women of Color Can Redefine Power in Corporate America." They speak about setting boundaries at work, listening to your body to prevent burnout, and how to play the corporate game as you change it. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi's back again to tackle your hard hitting questions ! She gives her honest advice to a listener who's asking, "Is it worth it to pay to have your resume professionally done?" Another listener asks how to make lateral moves in the same company, and lastly how to switch careers and convey that you're qualified in a different industry.

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi is joined by Julien and Kiersten Saunders, co-founders of the popular blog "Rich & Regular." First, they discuss paying off $200,000 in debt! They also discuss where they invest, supporting your parents financially, and how your job can prepare you for entrepreneurship. Check out their new book "Cashing Out" coming out June 14th and available for preorder everywhere!

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast

Additional links: https://richandregular.com/ https://www.penguinrandomhouse.com/books/665525/cashing-out-by-julien-saunders-and-kiersten-saunders/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode. Mandi tackles your hard hitting questions as usual! Mandi explains if it's better to rent or buy a house and steps you have to take to make it happen. Mandi answers a question about being an authorized user on a credit card and if a listener should use a financial planner or not. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi tackles personal finance questions. Is it smarter to save or invest when you have limited funding? How do you ask your partner to stop loaning their mother money? Mandi also helps a listener out with a debt judgement! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! Mandi is tackling your questions once again . This week Mandi gives advice on what to do with a spouse that makes terrible financial decisions and the best resume practices if you've had short term jobs. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Mandi is joined by Ruchika Tulshyan, the author of "Inclusion On Purpose." Ruchika Tulshyan covers Diversity and Leadership for Harvard Business Review as well as many other incredible accomplishments. This episode is all about Ruchika and Mandi's mission to amplify the voices of women of color in the workplace. For more information: https://www.rtulshyan.com/ We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! Mandi is tackling your questions again in another edition of the BA Q and A. This week, real-talk about online savings accounts, how to invest a sudden windfall, and why it's never too late to start a new business.

We want to hear from you! Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Mandi is joined by millennial financial coach Dasha Kennedy, also known as The Broke Black Girl. Dasha shares her inspiring story from single mom to independent business owner -- and how her journey became a mission to help women of color achieve their financial goals.

Check out The Broke Black Girl for more! https://www.thebrokeblackgirl.com/

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! It's time for another edition of the BA Q and A. This week, Mandi tackles credit unions, credit card debt, and how to go about figuring out the best health insurance plan.

We want to hear from you! Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! This week, groundbreaking politician, author and activist Stacey Abrams joins the show with her long-time business partner, Lara Hodgson, to talk about their journey as entrepreneurs and the launch of their new book "LEVEL UP: Rise Above the Hidden Forces Holding Your Business Back."

With behind-the-scenes straight-talk about how they built their own businesses, Stacey and Lara share inspiring stories and key insights on how women and people of color can overcome obstacles to take their businesses to new heights.

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! It's time for another edition of the BA Q and A. This week, Mandi gets real about what imposter syndrome really means. Plus, the importance of online therapy, and what to think about when it comes to investing for your children's future.

Link to Ruchika Tulshyan article: https://hbr.org/2021/02/stop-telling-women-they-have-imposter-syndrome

As always, you can reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! PR pro Tracy Aliche, founder and CEO of Tracy Aliche Consulting, joins Mandi for an in depth conversation about the importance of your professional brand and why leaning into what makes you unique is the best thing you can do for your career.

For more, visit Tracy's website : https://tracyaliche.com Follow Tracy on Instagram : @TracyAlichePR

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! It's time for another edition of the BA Q and A. Mandi is flying solo and ready to dive into your latest questions. This week, a look at how to advocate for yourself at work, renegotiating your pay, and key advice for padding up that emergency fund.

As always, you can reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast

Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! This week Mandi is joined by special guest host Tonya Rapley of My Fab Finance to talk all about her first million dollar year in business -- as well as her newest foray into real estate investing. Check out My Fab Finance to learn more about how to get your financial life in order and transform your money into millions. As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! We're back with the long awaited return of listener questions! Mandi is joined by Amber Jones, founder of www.mysocialgourmet.com, to tackle everything form student loan debt to what you should think about when deciding to change careers. As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! Ever wonder if you should quit your 9-5 to go full-time business owner? Having recently made the transition themselves, Mandi and special guest-host Chris Browning of Popcorn Finance share all the life lessons they've learned from early entrepreneurship. For more of Chris's advice, check out: https://popcornfinance.com As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! It's the start of another new year, which means it’s time to make some fresh new financial goals. Luckily, special guest-host Jamila Souffrant, personal finance educator and founder of Journey To Launch, joins Mandi with the financial seeds you need to start planning in order make 2022 a more prosperous year. To learn more about Jamila's tips for all things financial wellness, check out: www.journeytolaunch.com https://journeytolaunch.com/podcast As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In our first episode, we explain what 'Brown Ambition' is all about and tackle the question we've both been asking ourselves — when the hell is the right time to have a kid, anyway? Mandi explains what "white feminism" is all about, Tiffany calls for the end of the "Perm v. Natural" debate and both of us share our wins of the week. As if that wasn't enough, Mandi offers 4 key tips to save on rent and Tiffany serves up a key strategy for new business owners. Then, we're joined by a VERY special guest — Dr. Imani Walker from Bravo's Married to Medicine. She's here to give us some SOLID tips for staying sane during this quarantine, since it doesn't look like we'll be getting out any time soon. We're going to talk about:

What is doomscrolling, and why should you stop?

What's the connection between the toilet paper shortage and anti-maskers?

What are the things we can do to bring back a sense of normalcy and control in our lives?

How do we learn to give ourselves a break?

The value of Black folks talking so openly about therapy

Why do we love our destructive habits so much?

It was an honor to have Dr. Imani on the show, and we hope you got something out of it like we did. To learn more about her, check out: https://doctor-imani.com/ https://imanistateofmind.com/podcast/ https://www.bravotv.com/married-to-medicine https://www.instagram.com/doctor.imani/?hl=en As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're joined by special guest host Chris Browning. Chris is the host of Popcorn Finance, a podcast where he discusses finance in about the time it takes to make a bag of popcorn. He's also the co-host of This is Awkward, where he and his co-host Allison Baggerly help people with their awkward money problems. We dig into some good stuff this week like:

After we get past financial survival/protection mode, what are the new rules to follow?

What kind of life insurance is best?

What happens when you've budgeted my whole income and you still can't find the cash to save or invest?

Chris has some big shoes to fill and he did a fantastic job. Enjoy! Check out the links below for more: Popcorn Finance This is Awkward Get Good With Money The 2 Documents Everyone Should Have Before They Die Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday BA Fam! Happy holidays and thank you for listening to Brown Ambition. We're continuing our Holiday replay with one of the best episodes from this year featuring Jannese Torres-Rodriguez of Yo Quiero Dinero. Jannese Torres-Rodriguez! Jannese got tired of her corporate job and decided to side hustle her way to financial independence. And now, with TEN streams of income, she's been able to quit her job and do the things she loves. She's here to share some of her journey with us this week. We'll learn...

Why Jannese left her six figure corporate job

How her time in corporate life prepared her for the very white, very male world of personal finance

Why getting into therapy was important for her journey

And as much as we LOVE answering your questions, we decided to take a deep dive into Jannese's TEN income streams instead. Her journey is so inspiring and it's an honor to be able to share it with y'all. Check out the links below for more: https://yoquierodineropodcast.com/ https://www.delishdlites.com/ https://www.instagram.com/yoquierodineropodcast/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA Fam! Today we're throwing it back to one of our favorite episodes of this year with financial hype woman Berna Anat. Berna is a producer, speaker and Fin-fluencer (is that a thing?) dedicated to making financial literacy more funny, more accessible, and more Brown for young people everywhere. She's got all kinds of wisdom to share this, tune in! https://www.unitedway.org/local/united-states/new-jersey/united-way-of-greater-newark https://theapostleshouse.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! This is a special message from me, Mandi aka Mandra, cohost of Brown Ambition. So many of us are feeling isolated and alone as we try to navigate not only our careers but also so many financial goals that never quite seem to line up with our paychecks. That's why I decided to create a space where ambitious, badass professionals can work to achieve our wildest career and financial dreams — together. This unique community is called The MandiMoney Makers! And I can't wait to welcome my first cohort of 2022 this January. Applications are open now through Dec. 31st at midnight ET. To find out more and apply, head to https://www.mandimoney.com/makers I want the MandiMoney Makers to become that community where no financial or career topic is taboo. Where you can feel as comfortable practicing your next salary negotiation speech as you are swapping notes about last week's episode of Insecure (#TeamLawrence BTW). What are you waiting for? Apply to become a MandiMoney Maker today! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday BA Fam! We're nearing the end of the year and we're so grateful for all our listeners. Here's another one of our favorite episodes from this year, w'ere talking about mindset. It's not the solution for everything, but it can make SUCH a difference in your life. Then, we get to your questions about debt vs. savings and how to find a competent and trustworthy financial advisor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA Fam! Today we're throwing it back to two of our favorite episodes from the last year. First, we're talking about THAT controversial Instagram post from social justice leader Tamika D Mallory where she takes on “lazy” people and gives some… questionable tough love. It’s caused all kinds of debate and we are here to have our own! Then we're throwing it back to one of our favorite guests of the year, amazing and inspirational couple, Sean and Michelle Clark from Double Dutch Aerobics. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday BA Fam! We're back with another holiday throwback episode from this past year. We've talked before on the show about the amazing organization Higher Heights. They're a 501(c)(3) that is building a national civic engagement infrastructure and network to strengthen Black women’s leadership capacity. This week we're talking to one of the founders of Higher Heights, Glynda C Carr. In this interview we'll learn:

And more! This was an amazing conversation and we're so excited to share it with you! See you all next week! https://www.higherheightsleadershipfund.org/ https://www.higherheightsforamericapac.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! We're continuing our special holiday throwback episodes this week with one of our favorites from 2021. We’ve had some important conversations this past year about preparing our kids for their financial futures. One of our financial favs, Helen Ngo, spoke to us about how we plan finances for our kids -- and when is the best time to start. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! This holiday season we're throwing back to our favorite episodes over the last year. We’re excited to bring you a very special interview this week. We had the joy and privilege of talking to Troy and Rashad from the podcast Earn Your Leisure! Also making a special appearance is Ian Dunlap from the Market Mondays podcast. We got so much wisdom and inspiration from them. Things like:

How to use an economic downturn to your advantage (37:00)

Why it’s important to build a foundation before you can seize on a “moment” (42:15)

Turning a podcast into a network, then into a platform (53:25)

What does “leisure” actually mean? (1:09:25)

It was so great having these gents on the show. We’re sure you already know who they are. But if you don’t, now’s the time to get familiar! Check out Earn Your Leisure and Market Mondays and subscribe wherever you listen to podcasts.

Check out the links below for more:

Get Good With Money Virtual Summit Buy Get Good With Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA Fam and Happy Thanksgiving! This week we're throwing it back to one of our favorite special guest hosts Delyanne Barros, a Brazilian-born attorney-turned-investing coach who is empowering people of color to learn how to invest and build wealth. Delyanne has overcome so many challenges to achieve her dream of retiring early (and taking her mom with her!) in Portugal and we can’t wait for you to hear her extraordinary story. Delyanne talks about:

making a huge pívot from her career as an attorney (4:21)

Why she’s moving to Portugal (13:28)

how money can impact family dynamics (29:28)

Follow Delyanne: https://www.instagram.com/delyannethemoneycoach/?hl=en https://delyannethemoneycoach.com https://www.tiktok.com/@delyannethemoneycoach? Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! Happy Almost-thanksgiving. To show our gratitude this holiday season we're throwing it back to one of our favorite episodes from this year featuring the fabulous Jamila Souffrant from Journey To Launch. It started as a blog initially, chronicling her expedition to reach financial independence. After one year of logging her transformational growth to Financial Independence, the blog piqued the interest of a larger audience which inspired the launch of the podcast of the same name. Jamila talks about:

How a breakdown during a 3 hour commute started her journey (5:04)

How she was able to leave a 6 figure 9-5 to become an entrepreneur (8:33)

Navigating life as an entrepreneur and parent during a pandemic (36:28)

And we answer a great listener question about the smartest way to use inheritance money. Check the links below for more: Journey To Launch Jamila Souffrant on IG Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday BA Fam! We're back with another BA Q&A! This week we're covering:

When does it make sense to use credit unions?

Can you buy your way to early retirement?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA fam! This week we're doing a business check in. Mandi and Tiffany give updates on their businesses and discuss if it's time to get a business coach. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam its Friday and that means we're back with another BA Q&A. This week we're covering:

Refinancing student loans

Pension and social security

Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! We're back after a much needed break. This week we're talking about the importance of mental health, pivoting your career, and creating a community. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! We're off this week but we couldn't leave you without a dose of BA Content so here's a special throwback Thursday episode with a spooky twist.

What is zombie debt, and what does a statute of limitations mean for credit card debt?

Some ways to think about prioritizing debt by thinking through the true cost of the debt

How to help your parents make decisions about buying and selling a house

We'll be back next Wednesday with our normal programming but remember you can always hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Check out the links below for more: What is Zombie Debt The 4% Rule Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Friday BA Fam! We're back with another BA Q&A. This week we're covering:

Is now a good time to sell your home?

What is a Restricted Stock Units (RSU) ?

How to ask for a bonus with a new job offer.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA fam! We're so excited to be joined this week by the founder of "Trade and Travel", Teri Ijeoma. Teri is an entrepreneur and former teacher just like Tiffany. She now teaches people to trade intentionally to find financial freedom. Free Webinar: https://www.tradeandtravel.com/ Trade and Travel Course: https://investwithteri.com/?affcode=213134_vvcps8-o Website: https://teriijeoma.com/ Contact: https://www.instagram.com/teriijeoma/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday BA Fam! This week's Q&A episode is in honor of breast cancer awareness month. We're honored to be joined by stand-up comedian, actress and breast cancer survivor Marina Franklin. Marina dives into her diagnoses, the financial burden of cancer and her comedy special "Single Black Female". Follow Marina Breast Cancer Screening Guidelines Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA Fam! This week we're talking about the importance of negotiating pay for your own work. Plus, Tiffany is getting more comfortable calling herself a millionaire! Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! Happy Friday! We're back with another BA Q&A:

What is the best way to increase your credit score after learning from your mistakes?

Should you wait to buy a home?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA Fam! This week we're calling out those who take other people's work and try to pass it off as their own, there's no future in fronting! Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! Happy Friday! We're back with another BA Q&A:

Should you hold off on paying loans for President Biden's possible student loan forgiveness?

Does paying off old credit cards help or hurt your credit?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! It's Wednesday again and we're honored to be joined by social justice advocate and award-winning author Christine Platt, also known as the Afrominimalist. Her most recent book "The Afrominimalist’s Guide to Living w/Less" is available now. Follow Christine: https://www.afrominimalist.com https://www.instagram.com/afrominimalist/?hl=en https://www.christineaplatt.com https://bookshop.org/books/the-afrominimalist-s-guide-to-living-with-less/9781982168049 Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday BA Fam! We're back with another BA Q&A. This week Mandi and guest host Delyanne Barros take listener questions.

How can you kick your online shopping addiction?

Is there such thing as over-saving for retirement?

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA Fam! September is Hispanic Heritage Month and this week Mandi is joined by special guest host Delyanne Barros, a Brazilian-born attorney-turned-investing coach who is empowering people of color to learn how to invest and build wealth. Delyanne has overcome so many challenges to achieve her dream of retiring early (and taking her mom with her!) in Portugal and we can’t wait for you to hear her extraordinary story. Delyanne talks about:

making a huge pívot from her career as an attorney (4:21)

Why she’s moving to Portugal (13:28)

how money can impact family dynamics (29:28)

Follow Delyanne: https://www.instagram.com/delyannethemoneycoach/?hl=en https://delyannethemoneycoach.com https://www.tiktok.com/@delyannethemoneycoach? Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday BA Fam! We're back with another BA Q and A! This week we'll cover:

Do kids start with no credit or bad credit? How can you build your Childs credit?

What to do with a loan refund check.

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA Fam! This week we're talking about THAT controversial Instagram post from social justice leader Tamika D Mallory where she takes on “lazy” people and gives some… questionable tough love. It’s caused all kinds of debate and we are here to have our own! Here are the black owned businesses we shouted out this week! Hummingbird Candle Co. Butter Bar Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday BA Fam! We're back with another BA Q and A! This week we'll cover:

Should you have to choose your career over maternity leave?

How to save for both a wedding and a mortgage.

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday BA Fam! In honor of Brown Ambition's 6 year anniversary next week, we're throwing it all the way back to the beginning. Enjoy our very first episode that has been lost from the podcast space, then stick around to hear one of our favorite guest interviews with Dr. Imani Walker.

We'll be back Friday for our BA Q&A show! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! It's Friday and we're back with another BA Q and A! This week we'll cover:

Is it worth it to dip into your 401k?

Taking advantage of professional development funds at work

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey fam it's BA Wednesday! This week we're discussing how to teach kids and teenages how to bounce back from financial struggles even when you're financially stable enough to provide them with the things they want and need. Here are a few highlights from today's episode:

Mandi survived a road trip with a toddler (2:20)

How Tiffany's teenage stepdaughter is making her think differently about teaching kids the value of financial strife (15:48)

Why Mandi's taking a Brown Break from college degrees (31:40)

We'll see you Friday for BA Q&A show! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! It's Friday and we're back with another BA Q and A! This week we'll cover:

Refinancing your mortgage

How to calculate your net worth

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! It's Wednesday again and this week we're emphasizing that your success is not measured by income or the size of your home. Here are a few highlights from today's episode:

Only Fans is no longer allowing sex workers to post content (2:05)

a Tiktoker releases a list of his friends' income and labels the lowest "Broke Bobby" (11:09)

Mandi is a Yahoo Finance Contributor and gives a preview of her next article (32:17)

We'll see you Friday for BA Q&A show! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back with another BA Q and A! This week we'll cover:

How to pay for renovating your home

Buying a personal home vs. an investment home

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! This week we're talking about the importance protecting your intellectual property as a business owner or creator in general. No matter how good a deal or contract looks, protect your IP at all costs! Here are a few highlights from today's episode:

Follow Mandi & Tiffany on TikTok! (3:50)

Don't have a defeatist attitude about growing wealth (7:41)

Protecting your intellectual property as a business owner (31:42)

Elevate Black Wall Street: As we heard from Mandra on today's show, friend-of-the-show Sandy Smith of Yes I am Cheap is hosting a FREE virtual conference called "Elevate Black Wall Street: From the Ashes" on August 26th where speakers will talk about the 100 year anniversary of the Tulsa Massacre and how we can build a new Black Wall Street. Tickets are FREE. Visit elevateblackwallstreet.com for details! -- We'll see you Friday for BA Q&A show! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back with another BA Q and A! This week we'll cover:

Setting up an IRA for your Teen

Refinancing student loans

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! This week we're talking about business. Mandi launched her "Just Quit!" Toolkit and Tiffany met some BA listeners at a book signing.

Tiffany's book signing (2:49)

Mandi's "Just Quit" Toolkit (10:32)

Allyson Felix becomes the most decorated track and field olympian of all time, winning gold and bronze in sneakers she developed herself after breaking ties with Nike (29:36)

We'll see you Friday for BA QA! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com

Check out the links below for more: Mandi Money's "Just Quit!" Toolkit Get Good With Money Toolkit Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back with another BA Q and A! This week we'll cover:

Does your baby need life insurance?

Will asking for a larger credit limit harm your credit score?

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy BA Wednesday fam! This week Tiffany needs advice about a networking opportunity she's been invited to (8:12). We also talk about

The Importance of Vaccines (2:45)

Simone Biles is more than just a gymnast (27:58)

Alfonso Ribeiro, the actor who played Carlton Banks on The Fresh Prince, feels "rejected" by the black community (32:23)

We'll see you Friday for BA QA! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com

Check out the links below for more: Latest CDC data on Vaccine Efficacy World Health Organization How to Get a Vaccine Near you Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back with another BA Q and A! This week we'll cover:

What is zombie debt, and what does a statute of limitations mean for credit card debt? (1:30)

Some ways to think about prioritizing debt by thinking through the true cost of the debt (5:00)

How to help your parents make decisions about buying and selling a house (10:25)

Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Check out the links below for more: What is Zombie Debt The 4% Rule Learn more about your ad choices. Visit megaphone.fm/adchoices

This week you can read about Mandi in an article on Grow about how she increased her net worth from 70k to 700k in 5 years (3:00). Its about more than just the numbers though. Listen in this week to hear more about it. Other things we talk about this week include:

Friendship Breakups (8:50)

The power of expanding your ability instead of your capacity (15:04)

And we'll talk a little a about the child tax credit checks people started to get this week (26:25)

We'll see you Friday for BA QA! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com

Check out the links below for more: I grew my net worth from $70,000 to $700,000 in 5 years: Here is my best wealth-building advice The Child Tax Credit Tiffany's Mahogany Books Signing Event Learn more about your ad choices. Visit megaphone.fm/adchoices

We got your Q and A for you today, and we've got two great listener questions.

If you get offered a contract job that's almost double your current salary, do you take it? (1:23)

If I'm looking out of state for jobs, how do I know what salary is fair? (6:22)

Keep sending all your great questions to brownambitionpodcast@gmail.com or hit us up on IG @brownambitionpodcast. See you next week! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy BA Wednesday! This week Tiffany tells us all about why she's taking a social media break (22:03). And it might not be the reason you think. We'll also talk about

The value of normalizing things like IVF (2:05)

Why "negotiate like a white man" is AWFUL advice (29:50)

What's the next step with a coach or therapist after you've met your goals? (9:20)

Stay tuned Friday for the Q and A episode. And check out the link below if you want to apply for some free career coaching with Mandi: https://docs.google.com/forms/d/e/1FAIpQLSc3bAlTEEnDAVGZf-UR4_EE4LS09S4ihIszrWrI9H4EDNDwmg/viewform Learn more about your ad choices. Visit megaphone.fm/adchoices

Surprise! We've decided to break our Q and A segment out into a weekly bonus episode. We LOVE answering your questions and never want to stop. We've got some good ones this week:

(2:20) How do I get my 17 year old step daughter to embrace personal finance?

(11:07) My parents didn't raise me, how responsible am I for taking care of them as they age?

As always feel free to hit us up with your questions @brownambitionpodcast on IG, or brownambitionpodcast@gmail.com

Check out the links below for more: Set Boundaries, Find Peace: A Guide to Reclaim Yourself Modern Black Girl: Wealth Building for Women of Color Learn more about your ad choices. Visit megaphone.fm/adchoices

TIFFANY IS BACK Y’ALL

We had a great time with our guest co-hosts and we’re so very grateful. But we missed our Tiff and she’s BACK. We’ll get to hear all about how she spent her time off, and we’ll hear about how Mandi took some time for herself too. As much as we love talking about work, career, and money, you all know we’re big fans of taking time for rest too.

But that doesn’t mean we don’t get to business at all.

Mandi recently decided to strike out on her own entrepreneurial journey, and we’ll talk about why she did that (19:58), and the value of figuring out the work you’re truly meant to do (18:40).

We’ve got some big things on the horizon, and we can’t wait to bring you all along. Learn more about your ad choices. Visit megaphone.fm/adchoices

We made it y’all. And I can’t thank my guest cohosts enough for joining me and holding my hand through this period of separation. Chris Browning of Popcorn Finance, Berna Anat from Hey Berna, Jamila Souffrant from Journey to launch and lastly Jannesse Torres-Rodriguez from yo Quiero Dinero. I had a blast getting to know y’all better and feel like I've got four new financial besties already.. This reference is strictly for the millennials so Boomers and Gen Z, sorry not sorry. Remember those old episodes of Saved By The Bell where they meet up at The Max and they reminisce about the school year and look longingly at nothing in particular in the distance and then the screen goes all squiggly and you realize it’s one of THOSE episodes….a recap of some of the best moments from the past? Well here we go Bayside Tigers -- oh I mean BA Fam -- I am about to walk down memory lane and replay some of the most memorable moments from our summer cohost series... Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's guest host is creator and host of the Yo Quiero Dinero podcast, Jannese Torres-Rodriguez! Jannese got tired of her corporate job and decided to side hustle her way to financial independence. And now, with TEN streams of income, she's been able to quit her job and do the things she loves. She's here to share some of her journey with us this week. We'll learn...

Why Jannese left her six figure corporate job (9:43)

How her time in corporate life prepared her for the very white, very male world of personal finance (14:21)

Why getting into therapy was important for her journey (17:41)

And as much as we LOVE answering your questions, we decided to take a deep dive into Jannese's TEN income streams instead. Her journey is so inspiring and it's an honor to be able to share it with y'all. Check out the links below for more: https://yoquierodineropodcast.com/ https://www.delishdlites.com/ https://www.instagram.com/yoquierodineropodcast/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy BA Wednesday, this week's special guest co-host is the fabulous Jamila Souffrant from Journey To Launch. It started as a blog initially, chronicling her expedition to reach financial independence. After one year of logging her transformational growth to Financial Independence, the blog piqued the interest of a larger audience which inspired the launch of the podcast of the same name. Jamila talks about:

How a breakdown during a 3 hour commute started her journey (5:04)

How she was able to leave a 6 figure 9-5 to become an entrepreneur (8:33)

Navigating life as an entrepreneur and parent during a pandemic (36:28)

And we answer a great listener question about the smartest way to use inheritance money. Check the links below for more: Journey To Launch Jamila Souffrant on IG Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's guest host is the fantastic financial hype woman Berna Anat. Berna is a producer, speaker and Fin-fluencer (is that a thing?) dedicated to making financial literacy more funny, more accessible, and more Brown for young people everywhere. She's got all kinds of wisdom to share this week like:

How she got out from under 50k in debt (23:34)

Going from a 9-5 to full time influencer (27:10)

She also helps answer some great listener questions about the balance between paying off debt and enjoying your income (36:07), and whether or not you should make your 401k deductions pre-tax (45:27). Berna is on the internet everywhere @HeyBerna, and you can check out her website at heyberna.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're joined by special guest host Chris Browning. Chris is the host of Popcorn Finance, a podcast where he discusses finance in about the time it takes to make a bag of popcorn. He's also the co-host of This is Awkward, where he and his co-host Allison Baggerly help people with their awkward money problems. We dig into some good stuff this week like:

After we get past financial survival/protection mode, what are the new rules to follow?

What kind of life insurance is best?

What happens when you've budgeted my whole income and you still can't find the cash to save or invest?

Chris has some big shoes to fill and he did a fantastic job. Enjoy! Check out the links below for more: Popcorn Finance This is Awkward Get Good With Money The 2 Documents Everyone Should Have Before They Die Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam - Mandra here! We’ve got some incredible guests lined up for you this June while Tiffany is on a much-needed vacation. We’re kicking off the summer cohost series with Chris Browning from the Popcorn Finance podcast next Wednesday June 9th! Chris basically invented the perfect snackable money podcast with his show, which was recently featured on a list of great podcasts from none other than the New York Times. Not too shabby!

This week, we’ve got a little something special for you.

We’ve recorded dozens of episodes of this podcast but if we had to choose our favorite episode ever, it could very well be this conversation we had with Christina and Amon of Our Rich Journey.

Christina and Amon are former government employees and parents of two who used savvy investing strategies and a whole lot of hustle to retire before age 40...in PORTUGAL. Now they help other people pursue FIRE (Financial Independence, Early Retirement) on their YouTube channel, Our Rich Journey. They get super candid with us on the show, revealing just how much they squirreled away before they determined they had enough in the bank to retire forever. But beyond the dollars and cents, what left the biggest impression on us had to be the insanely palpable waves of joy they exuded. It was seriously contagious. It sent Tiffany on her own journey to find joy in her business and success and helped me get back in touch with that 22 year old girl I used to be -- the one who turned down a job to travel internationally. She’s someone I didn’t know I was still “allowed” to be in my 30s until I spoke with Christina and Amon. Suddenly, I remembered what all my hard work and passion for saving and investing has been for -- my own ticket not just to wealth but my own version of a truly rich and fulfilled life. Alright, that’s enough preamble! Here’s our conversation with Christina and Amon. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tiff is, after this episode, taking a much needed and well deserved break. We thought it was important to have a talk about why this is okay and necessary to do. And we have a talk about shifting your mindset away from simply survival, once your financial safety net is set up. You'll also hear:

(27:29) - This is the 100th anniversary of The Tulsa Massacre. We have a quick guest appearance to explain what happened, and why it still matters today

(40:56) - An important listener question: "how do we deal with inflation?"

(50:55) - Is it reckless for a 50 year old single mom to be thinking about a year off from Corporate America?

Check out the links below for more: Kevin's Book: https://www.amazon.com/Burning-Blueprint-Rebuilding-Century-Silence/dp/1736666703 Kevin's Instagram: https://www.instagram.com/buildingbread/?hl=en Canadian company Knix Wear raises $53 million while disqualifying investors who questioned CEO's pregnancy: https://www.ctvnews.ca/canada/canadian-company-knix-wear-raises-53-million-while-disqualifying-investors-who-questioned-ceo-s-pregnancy-1.5436656 Buckhead restaurant manager responds after claims of racism by Hawks legend Dominique Wilkins: https://www.11alive.com/article/news/local/dominique-wilkins-racism-claims-le-bilboquet-buckhead/85-2d51510a-0279-4d13-80f7-4371f8c52747 UNC's rejection of Nikole Hannah-Jones and the opacity of academic tenure in America: https://www.nbcnews.com/think/opinion/unc-s-rejection-nikole-hannah-jones-opacity-academic-tenure-america-ncna1268421 Buy Nikole Hannah-Jones' book: https://www.amazon.com/1619-Project-New-Origin-Story/dp/0593230574/ref=sr_1_1?dchild=1&keywords=Nikole+Hannah-Jones&qid=1621984286&sr=8-1 Learn more about your ad choices. Visit megaphone.fm/adchoices

From Burning to Blueprint: Rebuilding Black Wall Street After a Century of Silence

The 1619 Project: A New Origin Story

In her business, Tiffany calls her team the “Unicorn Squad.” We need to have a talk about how we create a “Unicorn Culture.” The old ways of doing work are dying and we say let them die. You want to talk a meeting while you’re out on a walk, why not? We had a great talk this week about how to value your employees as people instead of money generating machines.

Then we’re on to your questions, this week we’ll talk about:

(28:15) Is there really a housing bubble happening right now?

36:22) Paying off my debt has lowered my credit score, how can I start to recover it?

And this week we’re also giving a big Brown Boost to Mandi’s new website https://www.mandimoney.com/

Check out the links below for more:

https://www.magnifymoney.com/ https://www.creditcards.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy BA Wednesday! This week we're bringing you another interview from an amazing and inspirational couple, Sean and Michelle Clark from Double Dutch Aerobics. We'll hear from them about:

How their business was impacted by the pandemic (9:40)

How their community came through for them in their time of need (36:04)

How they’re coming back stronger after surviving the pandemic (39:45)

The value of multiple income streams in helping survive the pandemic (44:47)

Learn more about the amazing work Sean and Michelle are doing at https://www.doubledutchaerobics.com/. Also check out our small business boosts: Kier Gaines: https://www.instagram.com/kiergaines/?hl=en Starwalker Industries: https://starwalkerindustries.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

BA Fam, this week we're super excited to bring you another great interview. One of our financial favs Helen Ngo is back to talk to us about how we plan finances for our kids. We'll talk about:

The difference between tactics and strategy when planning for your kids financial future (21:50)

Why is college the first (and sometimes only) thing we think about when planning for our kids' financial future? (24:40)

A few alternatives to the ever popular (and overhyped?) 529 plan (32:40)

When is the right time to start? (41:41)

Check out the links below for more: Investopedia's Complete Guide to 529 Plans What Is a Roth IRA? How Do UTMA Accounts Work? Capital Benchmark Partners The National Association of Personal Financial Advisors Fee Only Network XY Planning Network Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy BA Wednesday! Let's talk about mindset. It's not the solution for everything, but it can make SUCH a difference in your life. This week we cover:

Why dreaming big and working big aren't the same thing (11:32)

An activity you can use to dream big and shift your mindset (19:50)

What Sesame Street can teach us about mindset (28:37)

What's the mindset difference between a millionaire and a billionaire (35:05)

Then we'll get to your questions about debt versus savings (42:55) and how to find a competent and trustworthy financial advisor 49:50).

Come hang out with us April 28th with The 19th* at 1pm Eastern. They've invited us to go live with them to answer questions about managing finances in a pandemic. You can send in questions here, and register to join us here. We'll see you there! Don't forget you can call/text us your questions for Brown Ambition at 844-858-8080. And as always you can DM us on Insta @brownambitionpodcast or email us at brownambitionpodcast@gmail.com.

Check out the links below for more: The Get Good With Money Toolkit The National Association of Personal Financial Advisors Fee Only Network XY Planning Network Matt McGorry Post on Patrisse Cullors Numberblocks Alphablocks This 12-year-old prodigy is heading off to college. She aspires to be a NASA scientist Learn more about your ad choices. Visit megaphone.fm/adchoices

There are so many emotions this week, especially with the guilty verdict(s!) in the George Floyd murder trial. We want you to know that we recorded this episode Monday, a day before the verdict was reached. Our hearts go out to Floyd's family and to all the supporters of the Black Lives Matter movement who fought for justice in Floyd's name. He will not be forgotten. There is still much work to be done. Here's how you can help:

Call 202-499-6085 and ask your representatives in Congress to support The George Floyd Justice in Policing Act

Register to vote https://vote.gov

Donate to causes that support social justice and racial equality

We are sending virtual hugs to everyone and hoping you are taking care of yourselves. Here's a little preview of what we cover on today's show:

Tiff's newest wisdom from Dr. Greene (5:27)

Should you take advantage of your employer's Employee Stock Purchase Plan? (19:50)

And where's best to park your home downpayment savings (26:35)

Don't forget you can call/text your questions to: 844-858-8080 And if your question is longer or more complicated, you can still hit us up on IG @brownambition podcast or email brownambitionpodcast@gmail.com Save your spot! On Thursday 4/29 at 12 p.m. CT/1 p.m. ET Tiffany and I will be live in conversation with The 19th, a nonprofit newsroom amplifying the voices of women, people of color and LGBTQ+ citizens. Sign up here, Check out the links below for more: Employee Stock Purchase Plans You can and should still buy Tiffany's book if you haven't! Economist who says racism costs the U.S. $16 trillion explains the math Learn more about your ad choices. Visit megaphone.fm/adchoices

We got a New York Times best seller, fam! Get Good With Money is on a whole bunch of best seller lists and we couldn't be more proud. This week we spend some time talking about what it means for Tiff (1:22), what it takes to actually get on a best seller list (9:20), and maybe most importantly, what Tiff plans to do for REST (16:45). And after our amazing interview last week, we're back to answering your questions, like:

I over contributed to my 401k, can I pull some of that money out to pay down some debt? (25:22)

My career and family life are getting really hard to juggle, should I take a different job? (34:40)

Don't forget you can text/call with your questions at 844-858-8080 (try to keep your messages under 1 minute please!) But you can always hit us up the old fashioned way too, on Insta @brownambitionpodcast or via email at brownambitionpodcast@gmail.com

Check out the links below for more: Hardship Withdrawal vs 401(k) Loan: What's The Difference? The Butter Bar Skin Care How Credit Card Balance Transfers Work Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! We’re excited to bring you a very special interview this week. We had the joy and privilege of talking to Troy and Rashad from the podcast Earn Your Leisure! Also making a special appearance is Ian Dunlap from the Market Mondays podcast. We got so much wisdom and inspiration from them. Things like:

How to use an economic downturn to your advantage (37:00)

Why it’s important to build a foundation before you can seize on a “moment” (42:15)

Turning a podcast into a network, then into a platform (53:25)

What does “leisure” actually mean? (1:09:25)

It was so great having these gents on the show. We’re sure you already know who they are. But if you don’t, now’s the time to get familiar! Check out Earn Your Leisure and Market Mondays and subscribe wherever you listen to podcasts.

Check out the links below for more:

Get Good With Money Virtual Summit Buy Get Good With Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy BA Wednesday, fam! It’s book release week for Tiff, and we’re talking all about the concept of financial wholeness (12:55). Mandi even took the quiz, and we’ll discuss her results.

We’d love to see you take it too. Head to ggwmoneyquiz.com and take the Financial Wholeness Quiz, then share your results on IG and tag us with the hashtag #ggwmoney.

Other topics this week include:

Should you worry about identity theft with a custodial brokerage account? (49:17)

Should you drain your savings to pay off debt? (even if its a birthday present you totally deserve!) (53:05)

A hard break for Georgia’s new voting restrictions (1:00:13)

A boot for an IG account we love (1:02:30)

It was so fun hearing from you all this week! Call and text us your questions for next week at 844-858-8080.

Check out the links below for more: Buy Tiffany's book - Get Good with Money VisionPoet Shopping for a New Car? Use the 20/4/10 Rule Policy Genius Select Quote Learn more about your ad choices. Visit megaphone.fm/adchoices

Before we do anything else, we want to let you know we're standing in solidarity our AAPI community in Atlanta and all of the US after the tragedy that happened there last week. This epidemic of violence against our AAPI siblings has to stop. Check this link to see how you can help. Other things happening this week:

Chris Hogan, of DR fame resigns after failing to live up to their "righteous living" policy (17:35)

Kylie Jenner asks people to crowdfund for her makeup artist's brain surgery (20:23)

And then, of course, your questions!

The woman whose mortgage question had us STUMPED (30:52)

A listener wrote in to share a major debt win (37:24)

I gave a lower salary range than I should have for a prospective job, should I go back with a higher number? (41:25)

Don't forget we have a new way for you to send your questions, call or text: 844-858-8080 Check out the links below for more: Order Tiffany's Book Phroogal Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever heard of hypergamy? Wikipedia defines it as "the act or practice of a person marrying a spouse of higher caste or social status than themselves." Plenty of women today are actually following hypergamy in their relationships. Tiff fell down a YouTube rabbit hole and she's got questions...(3:18) Other highlights:

Stimmys are coming! What should we be doing with them? (31:58)

How do students and dependents get their checks? (33:53)

Whether you should open a UGMA account for your child (35:49)

What the child tax credit in the stimulus bill is all about (42:32)

Check out the links below for more: Order Tiffany's Book Get Good With Money Summit Vote for Tiff in the NAACP Image Awards School of Affluence Learn more about your ad choices. Visit megaphone.fm/adchoices

It's BA Wednesday and we got the royal tea for you this week. We talk about:

Oprah's exit interview with Megan Markle and Prince Harry (1:41)

Tiffany's (virtual) White House visit (22:39)

Some news on more stimulus checks (26:24)

Shouts out to the ladies for International Women's Day (31:16)

A listener question about being asked to do more and more work without being paid more (40:54)

Speaking of questions, we have a new way for you to connect with us so you can ask us your questions. You can now call and leave us a voicemail at 844-858-8080. We can't WAIT to hear from you! We've got a brown break for some racist security guard and some Brown Boosts for Ava DuVernay and for Tiff being nominated for an NAACP IMAGE AWARD (WHAT?)

Check out these links for more: Pre-order Tiffany's book Video of Tiffany's (virtual) White House Visit What’s in the Stimulus Bill? A Guide to Where the $1.9 Trillion Is Going Amanda Gorman, inaugural poet, 'tailed' by security guard on her walk home Array Crew: A resource to find Black and Brown filmmaking talent Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy BA Wednesday, fam. This one gets deep quick. This week we got...

What is digital blackface and is it really a problem? (3:42)

Tiff's going to the WHITE HOUSE (virtually)! (26:00)

A great listener question about IRAs, and how many of them you can have. (33:27)

A little more discussion on the question of "picking someone's brain" and how we should set those boundaries (38:20)

Some Brown Boosts for Chadwick Boseman, Peloton, a listener's financial win, and a Facebook group we love (48:45)

Don't forget to rate and subscribe to the show wherever you listen, and share us with your friends. Love you!

Check out the links below for more: Brown Ambition Merch Store Kids Know Chadwick Boseman Get Good With Money Learn more about your ad choices. Visit megaphone.fm/adchoices

We almost called this episode "Dve Rmsey is Trash — The Sequel". We were overwhelmed by the response to last week's show. Thank you so much for the support! For more on the shady history of DR's corporation, check out this article from Religion News Service. It's worth the read, along with the full response from the DR team. But the real reason we want to talk about DR again is that last week his podcast was DETHRONED from the number one spot for financial shows on Apple Podcasts for personal finance. He was taken out by our friends Rashad Bilal and Troy Millings of Earn Your Leisure. Shine on! And after a word on the difference between finance gurus and finance girlfriends, we got to a really good listener question... (40:30) $40,000 in debt...where do I start?! Check out the links below to read more! Is Dave Ramsey’s empire the ‘best place to work in America’? Say no and you’re out Full Ramsey Solutions Response Earn Your Leisure Podcast Discover Credit Scorecard Greenwood Bank Pre-order Tiffany's Book Brown Ambition Merch Store Learn more about your ad choices. Visit megaphone.fm/adchoices

Dve Rmsey put his whole entire foot in his mouth on Fx Nws last week — LET THE DRAGGING COMMENCE (3:11). Tiffany has some thoughts about that (7:20). We also take a question from a listener named Jane (29:25). Jane wants to leave her job to start her own business, and she's got a few questions about how to get financially ready for that. After we take a second to give her a round of applause for doing an amazing job with her finances thus far, we get to talking about how hard the life of an entrepreneur can be. Do you need to quit your job to start your business (31:10)? Is it okay to contribute a little less to your 401k (34:20). There's a lot to think about here, and Tiff gets real real about it (45:20). When you're done listening, this is the list of financial educators we want you to know about: Patrice C Washington Jully-Alma Taveras - Investing Latina Popcorn Finance Podcast Anna N'Jie-Konte Farnoosh Torabi Journey To Launch Check out the links below for more: Anna N'Jie-Konte's IG post about her former coworker Pre-Order Tiffany's book 9 startling facts that show just how hard the student-debt crisis is hurting Black Americans Home appraisal for Black couple skyrockets after white friend pretends to be homeowner The Noodle Budget Navipsych Who is Whitney Wolfe Herd? Bumble app founder becomes newest self-made billionaire And as always, don't forget to stop by the BA merch store to get some swag! Learn more about your ad choices. Visit megaphone.fm/adchoices

The hits just keep on coming! We had a lot of good news for you last week and we've got even more good news to share this week. You'll have to listen to find out! (3:45) We've also got a few words for you on what arrogance and humility actually are (probably not what you think) (13:20) And then as usual we're on to your questions...

31:58 - could you all give advice for the best online brokerage for beginners?

43:55 - I’m 21, about to graduate college into our pandemic economy. I have a lot of things I want to do to get my finances in order, do you have any advice on what to do, where to start, and where to get good knowledge from?

Check out the links below for more: Pre-order Tiff's book Ally Invest AOC's Instagram Live Stash Stock Trading App TD Ameritrade's Virtual Stick Market Double Dutch Aerobics Chinese Jump Rope And don't forget to hit up the BA merch store for some swag Learn more about your ad choices. Visit megaphone.fm/adchoices

We've got NEWS! BA has officially joined the Westwood One podcast network (5:43). We're so excited and grateful for the opportunity they're giving us to continue growing and reaching more people. A LOT happened while we were gone, so let's get into it... What in the world happened with Gamestop? What does it mean to "short" a stock? Did a reddit meme just make a whole bunch of people rich? We've got the tea. (11:44) We're sure you know about Tiffany's book by now. Its called Get Good With Money: 10 Simple Steps to Becoming Financially Whole. And now you can pre-order it! Go get it now right here: https://getgoodwithmoney.com/ (50:13) And we're back to answering your questions this week. We've got some great ones:

32:29 - How does Tiffany take apple cider vinegar and why?

34:09 - My job just promoted me without giving me a pay raise. They said this was the position I was meant to have all along, but I never signed anything saying that. I’m not in a position to quit right now. Help!

40:08 - I have two 401ks from previous companies. Should I roll them over during the current economy, or should I leave them where they are? Also my company doesn’t have a match. Any suggestions for making the best of this?

Check out the links below for more: Hedge funds and short-selling: How and why Gamestop shook the stock market A 10-Year-Old GameStop Investor Cashed In. His Return? Over 5,000%. Learn more about your ad choices. Visit megaphone.fm/adchoices

We missed y'all last week! And this week is a bit of a different show. We've talked before on the show about the amazing organization Higher Heights. They're a 501(c)(3) that is building a national civic engagement infrastructure and network to strengthen Black women’s leadership capacity. This week we're talking to one of the founders of Higher Heights, Glynda C Carr. In this interview we'll learn:

(6:10) How Black women have been the architects of our democracy

(8:45) Just how big a deal is it that we have Kamala Harris as our Vice President now?

(19:12) What's at stake for us if we don't get more involved at the local levels?

(21:15) If you want to get more involved but don't necessarily want to run for office, how do you do that?

(33:28) Now that we're past the general election, how do we keep this current energy going?

And more! This was an amazing conversation and we're so excited to share it with you! See you all next week! https://www.higherheightsleadershipfund.org/ https://www.higherheightsforamericapac.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to 2021, BA Fam. To say the least, we are still reeling from the attack on our nation's capitol last (and DEMOCRACY ... and REALITY?) last week —OK, let's be real here the entire last four years. It was tough to find the words for this, y'all, but we are here to vent (a lot) with you and try to unpack what this means for the year to come. We're doing the best we can to take care of ourselves and each other, and sometimes that's all we can do. But most importantly, Brown Ambition is back in business for 2021, talking about self-care, career, personal finance, and empowerment. We got some great questions this week: 28:53 - Can you really take online surveys as a side hustle? 32:52 - What's the key to finding good virtual assistants for your business? Don't forget to check out the Brown Ambition merch store to get yourself some swag, and we'll see you all next week! Check the links below for more: Our song of the show: The Earth is Ghetto What's on Tiffany's bookshelf this year: Small Giants: Companies That Choose to Be Great Instead of Big Contagious: Why Things Catch on The Catalyst: How to Change Anyone's Mind The Effective Executive: The Definitive Guide to Getting the Right Things Done Lead from the Outside: How to Build Your Future and Make Real Change Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're bringing you a re-broadcast of our interview with Jaspreet Singh of The Minority Mindset YouTube channel. Like Tiffany, Jaspreet’s story started with him falling victim to a scam (19:27). But he didn’t let that stop him and he’s now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more. This conversation was another highlight of our year, and we're excited to share it with you again. Keep an eye out soon for new episodes. Be well, and happy new year! Learn more about your ad choices. Visit megaphone.fm/adchoices

We almost made it to the end of 2020. We're done making episodes for the year, but we wanted to replay this super fun, informative and important interview with Christina and Amon from Our Rich Journey. They achieved financial independence in 8 years, and they're shared some of their secrets with us. This was one of the highlights of our year, and its definitely worth a look back. Stay happy and healthy, we'll see you in 2021! Learn more about your ad choices. Visit megaphone.fm/adchoices

Last chance y'all! Head over to the Brown Ambition merch store and use coupon code HOHOHO to get 25% off!

Happy BA Wednesday y'all. It's our last episode of 2020! We're taking a look back at 2020 and talking about the good things that happened for us this year. We're also taking a look forward at 2021 and talking about what we're trying to do next year. Last but certainly not least, we're getting a new stimulus bill (2:45) soon, and we'll be telling you what is (and isn't in there). And because it's our favorite thing, we're still answering your questions this week!

(35:43) I’m very unhappy in my current job. I have some money in savings and some in a 401k. Should I put my health first and quit my job now? Or should I wait until I secure something else?

(41:48) I recently got a new job and lost all the sick time I had saved up. I want to start a family with my partner. I want to spend as much time with my new baby as possible. Should I spend the 6 months expenses I have saved to do that, or should I tough it out and go back to work after maternity leave?

Check out these links to read more: NY Times: Congress Strikes Long-Sought Stimulus Deal to Provide $900 Billion in Aid CNBC: Everything you need to know about the second round of coronavirus stimulus checks CDC Eviction Relief Form How to volunteer to help the Georgia Senate runoffs: 12 things you can do for voter outreach right now Elle Magazine: The Journalist and the Pharma Bro Ovia Health Apps

Follow the links below to support our sponsors: Speaking of sponsors though, you can support our sponsors here: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

Our self care journeys continue. Sometimes self care is more than a massage or your favorite cocktail. Sometimes it's therapy. Sometimes it's sitting in your car by yourself with your favorite drink. Whatever it means for you, we hope you're taking good care of yourself. The end of the pandemic is in sight, but we still have to get through the holidays and the first part of next year. It's still going to be hard, and you still deserve to be okay. In the meantime, we're going to keep bringing you money and career advice. There are some great questions this week like:

(26:56) How can I pay off 20k in debt on a fixed income?

(34:13) I’m 25 and I’m graduating with 2 masters degree. I received a job offer, but I’m afraid I might’ve asked for too little money. I had a great interview for a promotion with my current employer, and that might offer more money. I’m stressed out over what to do!

As you finish up your holiday shopping, don't forget: You can save 25% at our merch store by using the coupon code HOHOHO. Good through the end of December! In this year especially, its great to support local and small businesses. One of our favorites right now is The Butter Bar skincare (not a sponsor, we just love them). Either way, do your best to shop local and support small businesses. We want to see them survive this pandemic! Speaking of sponsors though, you can support our sponsors here: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition

Check out the links below for more: Neal Katyal on IG Cardi B's 88k purse NaviPsych The Debt Snowball Sandy Smith - Yes, I am Cheap Magnify Money - When You Should Consider Bankruptcy and How to File Learn more about your ad choices. Visit megaphone.fm/adchoices

It's the holiday season, but its the season for other things too. It's always a good time to look at the things in our lives that seem little (that achey-but-not-too-bad arm?) but might turn into something big. Why not take care of it before it gets out of control? Whether its your money or some other thing in life, you're worth it. It's time to start acting like it! We got some great questions from you this week:

(23:44) - How do I get better odds of getting a balance transfer credit card that will cover the full amount of my debt?

(28:23) - I have 40,000 dollars in savings and I’m not sure what to do with it. Is there a better place than my savings account?

Don't forget the whole month of December you can get a 25% discount at our merch store with coupon code HOHOHO! Check out the links below for more reading: The Catalyst: How to Change Anyone's Mind by Jonah Berger Contagious: Why Things Catch On by Jonah Berger FSA Store The Noodle Budget Magnify Money's List of the Best High Yield Savings Accounts What is Clubhouse? Black Millennials fueled a surprising 2020 home-buying surge for African Americans @VisionPoet on IG Learn more about your ad choices. Visit megaphone.fm/adchoices

HOHOHO the gift giving season is upon us! And for the Brown Ambition fan in your life (including you!) we're offering a 25% across our merch store at brownambitionstore.com. Use promo code HOHOHO to get your discount! _______________________________ We made it past Thanksgiving! We got our Zoom on and did what we could to spend time with our families and stay safe. We're trying to finish this holiday season safe and get ready for this vaccine that will hopefully be coming soon. In the meantime we're so excited to hear that a lot of you are taking charge of your mental health by reaching out to our friend Stephanie over at NaviPsych (not a sponsor, we just love her) or otherwise getting into therapy, and we want to send our love to all of you. Wishing you the happiest of holiday seasons!

We've got some great questions this week like:

(21:20) - I have 10k saved for my wedding, but I don’t think we’ll get married for awhile, where should I store this money?

(28:50) - Neither of my parents have life insurance or health insurance, and they don’t have any money set aside for retirement. I’m probably going to end up responsible for their care when they can’t work anymore. How can I convince them to start saving?

Check out the links below for further reading: NaviPsych The Catalyst: How To Change Anyone's Mind PolicyGenius Quote Wizard Learn more about your ad choices. Visit megaphone.fm/adchoices

And just like that it's time for all the holidays! We've got Thanksgiving, Christmas, Hannukah, Kwanzaa, and even birthday celebrations to plan. Like everything else this year, Covid is making it way too complicated (seems like there are vaccines on the way though! (9:35). We're making it work thought like we ALWAYS do. So whatever you're doing this season, please stay happy, safe, and spend some time with people you love. Safely! We've got some great questions from you all this week like:

(19:50) How can I make sure I’m not the victim of a racist appraiser?

(28:11) What’s your perspective on taking some money out of a savings account and putting it towards stocks or an ETF?

(30:47) I have $1,000 left on my car note, I have a o% interest credit card balance transfer at $10,000, and $6,000 on a high interest credit card. I’ve been focusing more on paying down debt during the pandemic. My car loan will be paid off in December and I’m wondering how best to allocate those funds. Should I pay down more debt or save?

Check out these links for more: Covid-19 Vaccine Updates NYT: Black Homeowners Face Discrimination in Appraisals The Noodle Budget And check out these links to support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition

Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

We're still out of breath from the election, but we are breathing a little easier. But Covid-19 is on the rise again and the holidays are coming up. It's going to be a hard year for family gatherings (or lack thereof). We hope you stay safe and give yourself some time off if you can. But we still need to find time to celebrate the good things. And one super good thing we can celebrate is Tiff released the cover for her book, Get Good With Money (2:15)! The book is coming in March 2021. But in the meantime you take the financial wholeness quiz to see how close you are to being financially whole. We've got some great questions for you this week like:

(25:00) I’m just having a lot of trouble saving money. Is it actually possible for me to save money when there just doesn’t seem to be enough?

(31:20) I own a home that’s in need of a LOT of work. I took a home equity loan for the repairs. I haven’t spent the money yet because of the pandemic. Should I hold onto that money or go ahead with the repairs?

Check out these links for more info: BA Episode with Christina and Amon from Our Rich Journey Our Rich Journey Our Rich Journey Jr What's a Home Equity Loan? Pixel LabCorp Covid-19 Test Neal Katyal on IG Stay Tuned with Preet Podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

It's over! And we're breathing, at least a little. We made it y'all. It's been along four years, but Black folks (Black women specifically) pulled through and helped take this thing over the top for us. We hope wherever you are, you're able to relax and release some tension. But work is NOT over! There are two really important runoff elections happening in Georgia (16:20). These elections will help determine control of the Senate, and that could make a HUGE difference for what the next two years (at least) look like. Here's a great article describing how you can help even if you don't live in Georgia. Let's WORK. And we've got some great questions from you guys this week too:

(38:54) I’ve got 40k in the stock market, should I pull some of that money out for a down payment on a house?

(46:28) Yesterday I was fired from my new job. I experienced so much hate from the white women in the office, I think because of the election. Do you know anywhere I can go work and feel safe as a black woman?

For further reading, check out: https://www.navipsych.com/ https://www.higherheightsleadershipfund.org/ https://sheshouldlead.com/ https://therapyforblackgirls.com/

Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

Election day is over. All that's left is for us to send some love to our future selves and hope things haven't gotten too wild. We're trying to focus on what's good. Like the fact that 115 BIPOC women are running for election this year! (8:47). And at least we know where people stand. It's no longer impolite to talk politics, and honestly we're here for that. Regardless of what happens in the election, let's take a minute to breathe, then get ready to get back to work. Because there's much more to do. In the meantime, we're here to answer your money questions! This week we'll talk about:

(20:57) I have about $4,300 of credit card debt between two cards with high interest. Is it a good idea to get a personal loan with a lower interest rate to consolidate that debt?

(26:20) - I own 4 timeshares, but now I realize they’re a waste of money. Do you have any good advice for how I can get out of them?

To learn more, check out these links: Options To Get Out of Your Timeshare The Master Investor Farnoosh Greenwood Bank Magnify Money's list of Black Owned Banks Tela Holcomb Higher Heights Leadership Fund

Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

The Election is coming up y'all (and no we're not going to stop talking about it). Do you have a plan to vote? Do you have a plan B? Check out iwillvote.com to make sure you're registered, find ballot drop off locations, and get all the voting information you need. Let's DO this. And not to flex, but Tiff was on Good Morning America last week (1:00:38). Its a great segment where she gets to share her story, some basic budgeting tips, and celebrate the HUGE positive impact she's had for Black and Brown women all over the country. Check it out here. The questions we cover this week are pretty great too. We'll cover:

(32:36) - what’s the best retirement account for someone who’s only a few years away from retirement?

(41:20) - Because of covid, I’ve gotten generous refunds on stipends from my school, what should I do with this extra money sitting in my savings?

To read and learn more, check out the links below: The Noodle Budget Roth IRAs Higher Heights Leadership Fund Learn more about your ad choices. Visit megaphone.fm/adchoices

Before we begin this week, we need to have word about knowing what you're worth. Its Covid and times are tough, but some people (big companies) are acting wild trying to take advantage of people. Also you'll remember awhile back, a listener wrote in asking about draining her 401k to pay off her debt. The BA fam cam through and someone offered to buy a grocery card for her (25:40). Y'all are amazing. Then it's on to your questions. This week we've got:

(28:22) I’m shopping for a home, I’m trying to decide if I should take on a renovation project. How do you find a good Reno team that will do a good job and not take advantage of you?

(38:12) Is a 529 plan a good way to save for college for my 2 year old granddaughter? (read more about 529's here)

Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

Election time is approaching (and we're not going to shut up about it)! Are you registered? Do you have a plan? Do you have a plan B? Let's DO THIS. If there was a time to be extra, that time is now. Talk to your family and friends and do everything you can so we might be able to breathe some sigh of relief in a month or so. Aaaaaaanyway... We're back to answer your questions this week, and we got some juicy ones like:

(19:00) My husband are looking to be first time homebuyers and we have some different ideas about how to get educated, is there a such thing as a home buying adviser?

(27:40) My husband wants to invest our emergency fund, but I want to keep it liquid, what's the best thing to do?

Also check out this essay that mentions Brown Ambition! And don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/

And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition

And for more info on the SARS Police in Nigeria, you can read up on them here Learn more about your ad choices. Visit megaphone.fm/adchoices

The rona invades The White House, Mandi's getting relatives to vote, and Miss Mali More's getting animated! We're doing what we can to smile right now because LORDT. And we're back to answering your money questions and we got some big ones this week...

(26:50) I've never bought stock before and my employer is offering an employee discount on their stock. Should I buy some and how much?

(34:22) I've got a lot of debt, some money in savings, and some money in a 401k. Does it make sense to just wipe out my debt now?

And don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Check out the links below for more resources: Mali More Employee Stock Purchase Plans The Noodle Budget Magnify Money's List of Banks Offering Covid Relief Covid Relief for Retirement Plans Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're back with another interview. We got to talk with Lynnette Khalfani-Cox, The Money Coach. She is a personal finance expert, speaker, and author of 15 money-management books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. We talked to her about how she's slowly building her real estate empire. You'll hear:

Buying a property with a recourse mortgage (37:25)

What it's like to manage the paperwork and logistics when you have multiple tenants in the same property? (40:16)

Staying diversified, how to think about investments like stocks versus real estate (49:07)

The link between age and risk tolerance (59:17)

We love Lynnette so much and we were honored to have her back on the show! And don't forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

Zero Debt: The Ultimate Guide to Financial Freedom 3rd Edition

Hey, Hey, Hey — WE HAVE A MERCH STORE. Get your BA swag at last here: https://brownambitionstore.com/ To score 15% off your order, use the promo code BROWNAMBITION15 -- On today's show, the 2020 hits keep on coming. We're all grieving the death of the Notorious RBG — Ruth Bader Ginsburg. No one knows for sure what this this means for the future, but we do know that we need y'all to VOTE. Make sure you're registered, make a plan, and ask your friends to do the same. Presidential elections matter, but your local elections do too. Get informed and do the thing! Here's how. We've done some amazing interviews these last few weeks. But this week we're back to answering your questions. Just remember, we're your financial girlfriends, not your gurus.

(20:30) Interest is super low on savings right now, should I take some of my savings out of the bank and put it into investments?

(27:10) Should I have a Pre Tax 401k, or a Roth 401k? Is it a good idea to have both?

(31:30) I'm 41 years old and I've never invested, where should I start?

(36:45) I have lots of credit card debt, and a big lump sum of money coming in from a freelance job. How I should I use that money to pay my debt down?

We need your help. The company Printful is who we've decided to get our merch from. We like their stuff very much, but they have a diversity problem in their choices of models. Mandi's made a feature request on the platform to have more women of color represented, and we need your help! You can go upvote Mandi's feature request. You do need to make a Printful account to do it, but it's a fast and simple process, shouldn't take more than a minute or so. Once you're signed in, you can find Mandi's feature request here. Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition - Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com - Receive 10% off your first order by using our code BrownAmbition Further reading: 19 families buy nearly 97 acres of land in Georgia to create a city safe for Black people Noodle Budget 101 Index Funds vs. Mutual Funds: The Differences That Matter How Does a Simplified Employee Pension (SEP) IRA Work? Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy 5th anniversary to us...and all of you! We couldn't do this show without you, and we are so proud of this body of work. Whether you've been here say day 1 or you just subscribed this week, we are so grateful for your support. Today, we are walking down memory lane and chatting about some of our iconic episodes (Mouse in the House, anyone?!). Then, we're joined by a VERY special guest — Dr. Imani Walker from Bravo's Married to Medicine. She's here to give us some SOLID tips for staying sane during this quarantine, since it doesn't look like we'll be getting out any time soon. We're going to talk about:

What is doomscrolling, and why should you stop? (39:20)

What's the connection between the toilet paper shortage and anti-maskers? (41:40)

What are the things we can do to bring back a sense of normalcy and control in our lives? (45:38)

How do we learn to give ourselves a break? (51:15)

The value of Black folks talking so openly about therapy (1:01:39)

Why do we love our destructive habits so much? (1:06:45)

It was an honor to have Dr. Imani on the show, and we hope you got something out of it like we did. To learn more about her, check out: https://doctor-imani.com/ https://imanistateofmind.com/podcast/ https://www.bravotv.com/married-to-medicine https://www.instagram.com/doctor.imani/?hl=en As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

We're thrilled to bring you another interview this week! We're joined by Jaspreet Singh of The Minority Mindset. Like Tiffany, Jaspreet's story started with him falling victim to a scam (19:27). But he didn't let that stop him and he's now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more. Jaspreet has SO much wisdom to share, and we're all so lucky to learn from him this week. We'll talk about:

What does it mean to have a "minority mindset" (its not what you might think) (11:52)

What actually is passive income, and where can we start? (31:20)

What's a stock dividend? (35:24)

What's the right mindset for getting into the stock market? (37:29)

And where does Jaspreet go to get educated? (40:22)

We have more exciting interviews coming up over the next weeks and months, we can't wait to share them with you! In the meantime, send your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Further reading/resources: Seeking Alpha Yahoo Finance Trump Tells Agencies To End Trainings On 'White Privilege' And 'Critical Race Theory' Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi's building a she shed (2:38), we honor the life of our King T'Challa (6:34), and Tiffany has an update on her home appraisal fiasco (28:43). At it's core, our goal with this show is to give y'all knowledge to empower yourselves. This is stuff lots of powerful people have a vested interest in us not knowing. The revolution is to play their game and play it for YOURSELF (26:45). And the questions we're answering this week focus on podcasting! We feel like we've done pretty okay at the whole podcasting thing, so we thought we'd answer some questions from folks about how our podcast is made and how other people might go about making one of their own.

(42:55) - How do you get your podcast on Apple Podcasts?

Libsyn - for podcast hosting

iTunes Connect - for getting your show on Apple Podcasts

(45:35) - how much of your conversation gets edited out of your podcast?

(49:30) - how much of a time commitment is your show?

(50:18) - how long does it take to edit your show?

(52:42) - how much did you pay to start your podcast?

Canva - for logo and graphics making

Audacity - for editing and mixing

Blue Yeti - a very common podcasting mic that lots of people (including us!) use

(55:13) - how do you get ads?

Further reading: New York Times report on racism in home appraisals Debra Kamin tweets about Tiffany's appraisal Apple and Tesla Stock Splits Robinhood Snacks Newsletter Minority Mindset Newsletter What's a Stock Dividend? As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Sandy Smith is the undisputed queen of side hustles. This week she gives us everything we need to know and then some about how to get started on a side hustle to get out of debt and save for your future. She runs the website https://yesiamcheap.com/, a personal finance blog dedicated to helping you live your best financial life. She's also the founder of Elevate, a conference aimed at helping Black and Brown folks live better financial lives. There are so many amazing insights in this episode, everything from Amazon, to drop shipping, to figuring out which products to sell. After you're done listening, go to yesiamcheap.com and start reading from top to bottom. Start with this article about side hustles to boost your income during quarantine and beyond. Further reading: A comparison of ETFs and Mutual Funds The Hustle Crew

As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

First and foremost we're paying respects to our girl Cici aka The Six Figure Chick. She passed away last week, and we needed to say a word about someone who's spent so much of their life giving and giving and giving. We love you and we'll miss you. And y'all had some great questions for us this week:

My job position is unstable, but I have some money saved. I’ve started my own business, and I have credit card debt. Which is a better use for my savings?

I want to get into stocks, is there an app you can recommend for beginners?

Learn about this and more, and check out the resources below for everything we talked about this week: my2020census.gov magnifymoney.com Robin Hood (for trading stocks) Vanguard Investing What's a Target Date Fund? E-Trade What is Forex Trading? Living Apart Together Find out if/when you can vote early

Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

We got a HUGE response to our episode from last week! And since we got into Christina and Amon's channel, we've been diving down the YouTube rabbit hole and we wanted to share some of our favorite channels with you: Our Rich Journey (of course!) Our Rich Journey Junior Minority Mindset Investing with Rose His and Her Money We're interested in hearing your favs too, reach out and let us know who we should be watching! And y'all had great questions this week. We'll be talking about:

What are your thoughts on pet insurance?

I really don't like my current job, but I'm moving soon. Should I quit and get a new job knowing I'll only be around for a year?

And finally, Tiffany is looking for an animator for a new Mali More project! If you are one or know someone who is, please go to https://thebudgetnista.com/contact/, send me a note, and make sure to put "animator" in the subject line.

See the links below for more: Get to know Kamala Harris policygenius.com - You can shop for pet insurance here https://www.valuepenguin.com/insurance - You can also shop for pet insurance here Learn more about your ad choices. Visit megaphone.fm/adchoices

Amon and Christina were both government employees and parents of two kids. Through smart investing and a whole lot of hustle they were able to retire BEFORE AGE 40. Now they help other people pursue FIRE (Financial Independence, Early Retirement) on their YouTube channel, Our Rich Journey. In this episode you'll learn...

how IKEA can be a gold mine for smart flippers

ways to increase your savings without giving up everything you love

why sometimes the smart thing in the stock market is the OPPOSITE of what lots of other people are doing (hint: we've told you this before!)

We really loved having Amon and Christina on the show, and we're interested in who you might want us to invite on the show. Send your suggestions (along with your money questions) to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Links: Our Rich Journey Our Rich Journey Junior NY Times article about the lack of diversity in the FIRE movement Learn more about your ad choices. Visit megaphone.fm/adchoices

As the end of the extended unemployment benefits looms, we're learning more about what the new stimulus bill may look like. All we know is you need to put your mask on and vote like your life depends on it. Get your VOTE mask here: https://www.resistancebydesign.com/fair-fight?fbclid=IwAR0OvKnh_kLru-NTZNpFqeaa9COHS6Myuz263jBWzlZrdE1zSlyeLI0M2_o We're also answering your questions, including one from Tiffany's mom!

The lease is up on my car and I'm way below my miles, is it a good idea to buy it?

How do you make your recruiting process more diverse and inclusive?

Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

The whole country is trying to figure out what to do about school for next year. Lots of parents are trying to make some really difficult decisions right now. What are you doing about school as some school districts return to in person classes? Hit us up and let us know what’s happening where you’re at. And of course we're answering your questions like:

The interest rate on my high yield savings account dropped to 1% because of the pandemic. Is there a point where I should pull my money out?

My boss wants to pay for a certification that would help me move up in my current field. But I hate my current field. How do I balance wanting to do the best for me and the guilt of feeling like I’m taking advantage of/misleading my current company?

And if you're like Tiffany and you're trying to find insurance, check out policygenius.com. You can find insurance there for basically anything. Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you get into your zone of genius? Tiffany's business coach has her whole team figuring out the intersection of what they're good at and what they love doing. She's already seeing returns. The point? Asking for help is baeeeeeee

And you all had some great questions for us this week like:

The pandemic has made our income uncertain, would it be weird for us to move back in with my in laws?

I got a job offer right out of school in the middle of this pandemic. But the company has said nothing about the current moment in BLM movement. Should I take this job?

My company has said/done nothing in support of BLM, then sent a company wide letter asking people to be mindful of “certain conversations”. Should I say something?

Check out the links below for more info: Zones of Functioning: https://www.forbes.com/sites/briannawiest/2018/09/26/how-to-get-into-the-zone-of-genius-and-unlock-your-highest-potential/#590933b95672 US Credit Card Debt is DOWN: https://www.cnbc.com/select/revolving-credit-debt-lowest-since-the-great-recession/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're doing something a little different. Instead of answering questions, we're following up! Awhile back, a listener asked a question about negotiating salary during the pandemic. We gave her some advice, and this week she followed up to let us know how things went. Also a few weeks back, Tiffany shared her story about learning what the drama triangle is. She talked about learning how to set boundaries and say no. A listener heard that story and wrote in to talk about her situation and how it helped. Check out the link below for more info on what the drama triangle is... What is the drama triangle?: https://www.youtube.com/watch?v=E_XSeUYa0-8 Facebook post about home appraisal and racism: https://www.facebook.com/abbbbbbSH/posts/10157315957283671

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi is playing NO games in getting her house refinanced. Learn how to shop around and make the loan officers work for YOU. On the flip side, if you're having trouble keeping up with a mortgage payment, check out this guide to Covid-19 related mortgage help. And finally we're answering your questions, including:

Are you familiar with a sou sou? Is it a ponzi scheme or pyramid scheme?

I may not be able to give my job 2 weeks notice before I quit, what are your thoughts?

Read these resources below for more: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ https://www.essence.com/news/money-career/what-is-a-sou-sou-savings-club-facts/ https://www.bet.com/shows/bet-awards/performers.html

Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Mandi is taking concrete steps to handle racial disparities at work, Tiff is saying no to people who don't deserve her time, and hello to all the new people listening from Spotify! As mentioned on the show, here's a list of 7 things employees can ask their companies to do in support of inclusivity now. Questions: How do I get my money back after I've been scammed? Check out these links for info on what you might be able to do about it: ftc.gov/giftcards ftc.gov/complaint And this week's insta to follow is @karensgoingwild Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

What does allyship look like, and why is it important in this current moment? Do companies actually mean what they say when they're posting about Black Lives Matter? And what do palm trees have to do with all this?

For more check out: https://www.tonybakercomedy.com/ change.org/renamegrady The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change – https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices

We've got hopes and dreams for this moment, and we've spent a lot of time thinking about how we're going to move forward from today. But also, DID YOU SEE TIFF ON QUEER EYE? What Tiff gave Tyreek is her 36 day Live Richer Challenge. You can do this too! Check it out. You can find the Instagrammer Tiff talks about on this episode @wordy.talk Check out these links for more: The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change – https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices

The world is a lot right now. Let's talk about it.

Resources: The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change - https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/

Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz--vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like:

If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low?

My grandfather gave me a car. Should I sell my old car or rent it out for extra income?

And check out the following links for more: Lending Tree Refinance Calculator: https://www.lendingtree.com/home/mortgage/calculators/mortgage-refinance-calculator/ The Hertz bankruptcy and buying rental cars: https://twocents.lifehacker.com/get-ready-to-buy-a-rental-car-for-dirt-cheap-1843677823 More on Central Park Karen: https://www.cnn.com/2020/05/26/us/central-park-video-dog-video-african-american-trnd/index.html Products that qualify for FSA funds: https://fsastore.com/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

We got so many supportive messages from you all after last week's show. Thank you! This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like:

How do I handle closed credit cards to improve my credit score?

I'm expecting a large lump sum of money, I need some advice on how to use it.

Check out the links below for more information: Secured Credit Cards: https://www.magnifymoney.com/compare/secured-credit-cards/ Credit Builder Loans: https://www.self.inc/ Calculate your noodle Budget: https://thebudgetnistablog.com/noodle-budget-101-how-to-adjust-during-financial-crisis/

Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like: My mom is 60 and is horrible with money. What can I do to help her?

What was your most ridiculous or unnecessary online purchase since quarantine began?

how often do you take naps during quarantine? Or is that even possible?

Since the quarantine, do you eat at home or order out?

have you had to delete people from social media due to their excessive posting about the virus?

what’s the first thing you wanna do once quarantine has been lifted?

what music are you listening to right now?

Check out these links for more: The NY Time article Tiff mentioned: https://www.nytimes.com/interactive/2019/04/27/upshot/diversity-housing-maps-raleigh-gentrification.html Erykah Badu vs Jill Scott: https://hypebeast.com/2020/5/jill-scott-erykah-badu-verzuz-battle-recap-stream More battles on Insta @verzuztv

Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more. As always, we're answering your questions, like: -Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month? -What are some of the pros and cons of putting your money into a money market account? -If now is a good time to invest, how do I start? Check out these links for more: Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own Person

Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own Person

This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK. We're also answering questions like: -what's going on with this rent strike movement in New York? -I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do? Check out these links for more resources: For pro bono financial planning work for underserved communities: https://www.onefpa.org/Pages/ProBonoPlanning.aspx IRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Wednesday, BA fam! Why is Suze Orman is telling people to spend money on their credit cards right now? Get the scoop on this and other money questions this week like:

Should we dip into our savings to pay for my husband's nursing school?

Online savings account interest rates are dropping, is now a bad time to open one?

If you receive social security and didn't get money for a qualifying dependent, go here to find out what you need to do. The deadline is 4-22!

Magnify Money Online Savings Account comparisons: https://www.magnifymoney.com/compare/savings-account/ Find a local food bank to get help from or donate to: https://www.feedingamerica.org/find-your-local-foodbank IRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam - On this week's show, we're taking on scammers and price gougers, giving you the tools and information to keep your finances safe. For more information check out: Find Out When Your Stimulus Check is Coming via IRS FTC Coronavirus Scams Help Site 7 Common Covid-19 Scams Explained Learn more about your ad choices. Visit megaphone.fm/adchoices

As we move into the 3rd or 4th week of staying home, COVID-19 is still affecting almost every area of our lives. We’re talking about how to cope. We’re going to tell you about how we’re taking care of our mental health, our families, and our businesses. Last week we talked a lot about the stimulus checks many of us will be getting. This week we’re also talking about how this bill affects small businesses, freelancers, and other 1099 workers. Then as always, we’re answering YOUR questions, including:

I haven’t filed my taxes in two years. What do I need to do to qualify for a stimulus check?

I thought the president suspended student loan payments. My servicer is telling me my full payment is due. What do I do?

I was planning on opening a credit card this month, should I wait?

Student Loan Forbearance Info: https://studentaid.gov/announcements-events/coronavirus Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/ File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we start with a much needed mental health check in. The COVID-19 outbreak is affecting our work, our money, and relationships and we’re all figuring out what that’s going to look like for us in the coming months. Spoiler alert: IT’S OKAY TO GIVE YOURSELF A BREAK. On the show today, we talk about the $2 trillion relief package passed by Congress and what it means for you:

How much my will my stimulus check be?

When will I get my stimulus check?

What should I do with my stimulus check?

I’m a small business owner, what’s in this for me?

And we get some Mali More updates too! Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/ File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

As the situation with Covid-19 develops, people are asking LOTS of questions about what this means for their finances. On today's show we call up one of our besties, CNBC Senior Personal Finance Correspondent Sharon Epperson. Sharon helps us out with some of your questions, including:

My 401k is down 30%, what should I do with my nest egg right now?

Do I keep putting money into my retirement or divert it to cash savings?

If I have emergency savings, is now a good time to put MORE money in the market?

Should I refinance my student loan debt?

What do I do if I lose my job?

What's going on with these checks the government is supposed to send us?

We also share some VERY necessary tips for self care when it feels like the world is falling apart. For more help and information check out these resources: Sharon's reporting on the financial crisis: https://www.cnbc.com/2020/03/23/coronavirus-fears-your-money-questions-answered.html Free financial planning: https://www.onefpa.org/Pages/ProBonoPlanning.aspx Resources for homeowners: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Resources for credit card users: https://www.comparecards.com/blog/credit-card-issuers-offer-help-customers-coronavirus/ Resources for small business owners: https://www.lendingtree.com/business/emergency-business-loan-resources/ Resources for student loan borrowers: https://studentloanhero.com/featured/student-loan-coronavirus-information/ Keep sending us your questions (Coronavirus related or not) to brownambitionpodcast@gmail.com, or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Whew. Who else feels like the last week has felt like the longest year ever? We hope you are all coping well with the Coronavirus situation and taking all necessary precautions for your health, safety and your financial stability. Here's a link to the CDC website for updates. On today's show, we share how we're coping personally and financially with the economic uncertainty unfolding. The markets are in turmoil, businesses are shuttering, and the federal government is talking about a bailout for small business and Americans who can't afford to go without work during this time. Are you being impacted by the Coronavirus situation? We would like to hear from you: email us at brownambitionpodcast@gmail.com or hit us up on Instagram at Brownambitionpodcast. As mentioned on the show, check out Tiffany's live videos with advice at her Facebook page. Learn more about your ad choices. Visit megaphone.fm/adchoices

Market turmoil continues in light of the coronavirus outbreak and you guys are asking the same questions as the rest of us — should I start selling or trading investments in my portfolio? Do I need to rush to refinance my mortgage? Will my 401(k) bounce back? We'll talk you through our thought process during times of market uncertainty, but remember — it's always best to consult a financial planner for personalized advice. — Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show:

We continue to follow the impact of COVID19 on the market

An exciting Mali More update!

Mandi breaks down Restricted Stock Units and how best to treat this incentive

We take your career and finance questions!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, there actually is a link between the growing Coronavirus epidemic and your investments! We'll explain on today's show. Also, we'll cover:

The best way to gift stocks to kids

The one thing Tiffany would do differently with her Kickstarter campaign for her forthcoming children's book "Happy Birthday Mali More"

The DevaCurl scandal that has rocked the natural hair community

——— Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit megaphone.fm/adchoices

Hint: It's not as easy as it looks. On today's show, Tiffany opens up about the long road and sometimes painfully challenging road to planning her successful (!) Kickstarter campaign for the launch of her forthcoming children's book "Happy Birthday Mali More." Want to show your support for Brown Ambition? Check out our sponsors! ——— Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show! Before we dive into FICO's new credit score calculation...

Tiffany gives an emotional update on her IVF journey

Mandi preps for her return to work

We take a reader's question on using disability insurance to cover her maternity leave as an entrepreneur

Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hi BA Fam! As you might have noticed, we took a bit of an unplanned break last week, giving Mandi some time to adjust to life as a new mama and take a step back for a bit. Although we are back with a new show this week, we're still going to leave the door open for another break if Mandi feels like she needs it. Thanks for all your support and kind words —as many of you know all too well, parenthood is NO JOKE. On today's show:

The best place to save for a wedding

Tips to start investing for your kids now

Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey hey hey! On today's show:

Pay off debt or buy a home? Which comes first...

The best time to make a credit card payment

And check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy New Year to everyone. We are so thrilled to be back! On today's show, we'll cover:

The HUGE Brown Ambition milestone we hit in 2019, thanks to you all

Mandi's life post-baby

Tiffany's big business goals for the new year

And we take your questions:

How to find a fee-only financial planner

Whether it's wise to invest with new money earned or money you've already saved

Check out the fabulous partners who support our show: Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today’s show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn’t have. “I’m trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I’m laying out expectations as well,” she told us in our conversation this week. Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoach This episode originally aired April 3, 2019. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the show we have attorney extraordinaire Art Steele! Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her career at Skadden Arps in Washington, D.C., then went to work at General Tax Counsel for Discovery Communications. Art launched her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business. To get Art’s estate planning checklist mentioned on the show text “Willpower” to 44222 (you’ll be prompted to enter your e-mail to download and may receive future emails from Art about estate planning) or you can download the checklist directly from this link. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). We talk about the good, the bad and the ugly side of the market and how you can avoid common pitfalls. If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange. This episode originally aired Oct. 18, 2018. Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example. Want to support our show? Show our sponsors some love!

HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually.

Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.

Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition

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On today's show, Tiffany opens up about the revenue streams that make up The Budgetnista's seven-figure business. How does an influencer really make money anyway? At this point, The Budgetnista's origin story is pretty legendary. When Tiffany lost her job after the 2008 recession, she started The Budgetnista, a financial coaching business, while living on her sister's couch and piecing her own financial life back together. Through word-of-mouth she got new clients looking for help getting their budgets on track but there was just one problem — she often felt too guilty to charge them money for her services, knowing they were already struggling financially. "I wanted to help as many people as possible without being a financial burden on them," she says on today's episode. Starting a business without wanting to charge fees wasn't exactly the most obvious business choice, but she was determined to find a way to make it work. A decade later, The Budgetnista is now a multi-seven-figure business, despite Tiffany's mission to continue giving value away to her community for free and to never to charge the people who need help the most more than they can afford. "I took the long meandering route to entrepreneurship and I took the route of building trust, building community and the truth is now 10 years in ... It still blows me away [that I've been successful.]" Support Brown Ambition by supporting our sponsors!

HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually.

Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.

Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition

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On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since. What to support our show? Show our sponsors some love!

HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually.

Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.

Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition

This episode originally aired on March 25, 2017. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show:

How can I save while building my business?

Should I quit school to help my mother?

When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below:

HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually.

Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.

Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition

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Happy BA Wednesday! On today's show:

How slowing down in your career or business may help you attract even more success

We take questions from a listener feeling lost in her 20s and another struggling to save more when she can barely make ends meet

When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below:

HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually.

Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.

Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition

Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below:

HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually.

Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.

Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition

Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

In September 2016, Sharon Epperson was at the gym when she felt a relentless, migraine-like pain shoot through her head and neck. One S.O.S. call to her husband and several hours in the hospital later, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Two in five die instantly and African Americans are twice as likely as whites to suffer from one. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story with Mandi, including: Her early days in rehabilitation when she had to relearn everyday tasks. “That road had so much pain on it. There were people in those rooms who I know probably wouldn’t make it…I remember thinking I just have to look at the door straight ahead. If I look in these rooms I’m going to fall down.” What it was like to return the air at CNBC after 13 months of rehabilitation. “I am recovered in that I can do that job but I’m doing it differently and better than I’ve ever done it before.” The financial choices she made that protected her family’s finances during her recovery and time off from work. “There couldn’t have been a rainier day for my rainy day fund. The fact that I had an emergency fund was key. It meant I didn’t have to do what many people may have to do which is dip into a 401(k) or their retirement savings to pay for a medical bill.” The key steps Sharon says everyone should take to protect their families if they become disabled —Build an emergency fund —Sign up for disability insurance —Secure a power of attorney Learn more about brain aneurysm research here: bafound.org (This episode originally aired April 18, 2018) Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of Brown Ambition:

Dual milestones, different days as TIff rings in her fabulous 40th and Mandi preps for an epic baby shower

Wildest dreams: After asking you to share your wildest dreams with us on last week's show, we got a flood of responses! We'll share some of our faves on the air.

The magic number to save in your emergency fund is $2,467, according to a new study.

Job tips: Why you should never put your expected salary on a job application and we tackle a question from a listener who's torn between her dream job in a city she hates and the life she left behind in her hometown.

Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show: —We take a question from a listener wondering how she and her husband can begin to tackle their combined $40,000 debt load — including credit cards, personal loans and student loans. —Another listener is trying to build credit but keeps getting denied for cards...what's a girl to do? We've got some ideas! —A Reddit group is under fire for requiring members to prove they are "black enough" by sharing photos of their ... forearms? We tackle this problematic topic and talk about how to protect minorities in online safe spaces like Reddit and Facebook groups Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday (and International Podcasts Day!) On today's show: —Tiffany recaps the epic wedding of pal and social commentator Luvvie Ajayi (haven't listened to our interview with Luvvie yet? Go back and check out Ep. 50!). Congrats Luvvie! —When it's better to spend the money and hire a professional vs. take the time to DIY —We take a question from a listener who's torn between being car debt-free or purchasing a newer ride and a young woman who's new boyfriend has some feelings about the fact that she earns more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show: —Yep. It is possible to get fired in less than 24 hours. Tiffany explains. —How to get around monthly maintenance fees at your bank —What to do when friends want to plan a lavish vacay and you're on a budget Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday y’all! On today’s show: -Tiffany’s got a 40th bday resolution to start sticking up more for herself when she’s shortchanged — the same way she goes to bat for her Dream Catchers, family and friends. -Choosing the right credit card for household purchases -Whether or not you should use a windfall to pay off credit debt or put it in the bank for savings -When to tell if it’s time to sell a house vs hold onto it -Engaging in the rumor mill at work and how it can be toxic As mentioned on the show: The best home improvements to make if you want to make a return on your investments later: https://www.remodeling.hw.net/cost-vs-value/2019/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! Here are a few links to resources mentioned on today's show: Equifax Data Breach Settlement sources

FTC

Equifaxbreachsettlement.com

The "Momference" Tiffany's new fave vintage shop in NJ Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show: -Tiffany's weekend at the GirlTrek Stress Protest -Questions on paying down debt with stocks, and buying a house while a recession looms Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

We're BACK after a brief hiatus with a brand new show. You've seen the headlines about a pending recession, but is it really time to start preparing? And how could you prepare yourself for the next downturn if you wanted to? We've got some tips. Also on the show, we tackle some brand new questions from our listeners: —Should I use a car accident settlement to pay off my loan debt or invest it instead? —I'm becoming a stay-at-home mom. Should I cash out my 401(k) when I leave my job? Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances.

This episode originally aired Oct. 24, 2018. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ash Cash* worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track. "I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you." About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want.

*This episode originally aired Feb. 6, 2019. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show: We tackle a question from a listener who is afraid that her own fears about losing money are costing her crucial wealth building opportunities. Later in the show, we take on a tough question about an underwater car loan (ugh!) and weigh the pros and cons of getting to know your neighbors. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show: We answer a question from a listener who says she was embarrassed to learn she accepted a salary $7,000 less than the market rate for her position. We offer some tips on how she can negotiate a raise...after she's already accepted the offer. Have a question for the show? We'd love to hear from you! (Yes, you can remain anonymous -- just tell us!) Email us here or hit is up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

One of us has a very exciting announcement on today's show! ;) You don't want to miss it. Also on today's show we cover: -Did Mandi's Twitter campaign against LG/Best Buy save her $900 and a new dishwasher? -Can you negotiate with your auto lender to pay off your loan for less? -Is it too late to start investing after 40? -Who's really behind the #NotMyAriel protest? -The new James Bond is blowing our minds Learn more about your ad choices. Visit megaphone.fm/adchoices

We asked our listeners to share their childcare cost stories, and you did not hold back! On today's show, we dive into the reader mailbag to hear from listeners spending tens of thousands of dollars per year on childcare. We also take questions from listener Scott, who wants to know if using a credit repair firm "piggybacking" technique can rescue his credit and Ashley who wants to know if investing in one type of mutual fund is enough. As mentioned on today's show: Help Mandi get some Twitter customer service justice for the $900 dishwasher Best Buy won't replace! RT this thread https://twitter.com/mandiwoodruff/status/1149002452982779904 How to Repair Your Credit Yourself Tiffany's course on investing ft Ellevest Remember, we are happy to take questions and share what we know, but we are not investing experts nor are we certified financial planners. Always consult a professional if you're looking to make a big financial decision. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we recap a recent study that looked at places in the U.S. where families can earn six figures incomes and STILL feel broke. The struggle is real, y'all. Increasingly, childcare is becoming one of the largest expenses for families. We want to hear your childcare stories ... how are you making it work? Do you pay for a full-time nanny? Rely on relatives to help? Spring for the fancy day care? We want to know what it takes for working parents to make childcare work in the U.S. today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show: -Tiffany makes a big move -We tackle how to get out of a car lease -We share a story that's baffling — college grads spending thousands on a game that could pay off their student debt (if they're lucky) As mentioned on the show: How to Get Out of a Car Lease (LendingTree) Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we tackle a ton of hot topics, including taking your questions on: -The best side hustles for folks who are time-challenged -How we really feel about using credit cards (and Dave Ramsey's long-standing rule against plastic) -How the bro-iness of the FIRE (Financial Independence Retire Early) movement misses the mark with women of color (NY Times) -- Today's show is sponsored by Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out! Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's show is brought to you by KiwiCo! With a KiwiCo subscription, you get a monthly science, technology, engineering, math or art project for kids ages 0-16+ that is guaranteed to be fun, engaging and inspire new creativity and confidence. Visit KiwiCo.com/brownambition and get your first crate free. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We’re joined by Mandi’s personal financial planner Helen Ngo of Capital Benchmark Partners to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a FREE consultation with Helen via her website. Today’s episode was brought to you by the eco-conscious clothing company, Pact Apparel. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out.

This episode originally aired Sept. 13, 2018. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show: -#EatingBreakfastWhileBlack is now a thing, thanks to one woman who took it upon herself to Twitter shame a D.C. transit worker for eating her breakfast en route to her next shift. -Fresh Off the Boat actress Constance Wu got dragged for some poorly timed/thought out tweets about her show's success -What the Trump/China trade war means for your wallet And we take YOUR questions from Instagram on investing in real estate property. Have a question you'd like us to answer? Shoot us a DM on the 'gram @brownambitionpodcast or e-mail us at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

May is Mental Health Awareness Month and we have a message for those of you struggling with financial stress....IT GETS BETTER. On today's show, we'll talk about ways we've coped with financial hardships in our past and present. As mentioned on the show: Mushroom suits — the affordable burial alternative (BBC) Roth IRA vs 529 plan for kid college savings (TaxSlayer) The best place to stash your emergency fund (MagnifyMoney) Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt. Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. In a little over a year, they successfully paid down $100,000. They share their story on today's show. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! This episode originally aired June 13, 2018 Learn more about your ad choices. Visit megaphone.fm/adchoices

We're thrilled to FINALLY welcome Farnoosh Torabi to the show. She's the brilliant mind and cohost behind the So Money Podcast, author of several books on financial empowerment books and a forever entrepreneur who's launching a new venture this spring (and, oh yeah — a mom of two!). That new venture is called Stacks House, a "pop-up with a purpose" that seeks to empower women to take their finances by the horns and start building wealth. Farnoosh gets real about how motherhood helped her double her income as an entrepreneur and how she manages the daily grind of work and raising two kids under the age of five. As mentioned on the show, check out Farnoosh's recent column on Refinery29: "This Is The Secret To Being A Successful Working Mom". Note to listeners: We had a slight issue with our audio this week, so apologies in advance for one or two small areas where you'll hear an echo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday...and welcome back Tiffany! Today's show is brought to you by Hello Fresh. For $80 off your first month of delicious HelloFresh meal kits, go to HelloFresh.com/brownambition80 and enter promo code BROWNAMBITION80.

On today's show, we cover:

-The repercussions of cosigning for a friend's student loan (or any loan for that matter) -Why using extra cash to pay down your mortgage might not be the best idea, contrary to belief. -The worst things you can do during a job interview Learn more about your ad choices. Visit megaphone.fm/adchoices

Paychecks & Balance's Marcus Garrett cohosts this week's show, and he shares how he found his perfect retirement number (Hint: It's actually not as high as you might think!). Check out Garrett's writing on GoBankingRates.com and show Paychecks & Balances some love on their website. Learn more about your ad choices. Visit megaphone.fm/adchoices

We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today's show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn't have. "I'm trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I'm laying out expectations as well," she told us in our conversation this week. Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoach Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show, we tackle: -Finding a sponsor to take your career next level. -The motherhood tax and how it impacts women in the workplace -Apple's new credit card (worth it or not?) -Updating your tax withholdings for 2019 -- Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out! Learn more about your ad choices. Visit megaphone.fm/adchoices

Is your car note eating up such a big chunk of your budget that you feel like you're not able to meet other goals, like saving? You're not riding alone. Today on the show, we cover some truly troubling statistics about auto loan debt in America....and can we just say...YIKES, y'all. If you want to see how much your auto debt is costing you, try out this handy calculator. Today's episode was brought to you by the eco-conscious clothing company, Pact Apparel. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out. That's W-E-A-R-P-A-C-T dot com.

Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's episode is sponsored by Simple Health, which uses technology to provide simple, convenient & affordable care at home — starting with online birth control prescriptions & delivery. Finally, a better way to get birth control is here! Get a $20 discount on a Simple Health prescription at simplehealth.com/brownambition or enter the code BROWNAMBITION at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by EveryPlate, America's Best Value Meal Kit. For 6 free meals across your first 3 weeks and free shipping on your first delivery, go to EveryPlate.com and enter promo code Brownambition6.

Today we're joined by tax specialist Terrie Chantel, one of Tiffany's most popular contributors to the Live Richer Academy, to answer your burning questions about filing taxes this year. Check out Terrie at terriechantel.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

We are finally seeing the impact of President Trump's massive tax overhaul this tax season and we want to hear from you — what are your questions? Did you end up owing way more or way less than last year? We'd love to hear from you. Send us your stories and questions at brownambitionpodcast@gmail.com or hit us up at brownambitionpodcast.com "Ask Us Anything". Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we're talking to Dr. Adia Harvey Wingfield, a Professor of Sociology at Washington University in St. Louis, who is tackling the ways some organizations are failing black workers and how we can move the needle towards more inclusiveness in the workplace. As mentioned on the show: How Organizations Are Failing Black Workers — and How to Do Better by Dr. Adia Harvey Wingfield/Harvard Business Review You can preorder her forthcoming book "Flatlining Race, Work, and Health Care in the New Economy" here. And for giggles, check out SNL's Black Jeopardy Skit here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ash Cash worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track. "I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you." About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show, Tiffany gets revenge (kind of!) on the man who scammed her out of $25,000 in her early 20s. Let's just say Karma is a... you know what. We also talk about the study covered in the Washington Post that found most women who are successful have at least one thing in come — small, powerful networks of strong female friends! In other news, the shutdown is over but how can federal workers be better prepared for the next time Congress decides to play chicken with their livelihoods? We offer some tips. If you have a question for the show, send us a note at brownambitionpodcast@gmail.com! As mentioned on the show: Are scholarships taxable? — StudentLoanHero Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! We'd love to answer your financial and career questions on the show. Hit us up at brownambitionpodcast@gmail.com or visit Brownambitionpodcast.com. A few things mentioned on the show today: NFCC.org How to Recognize a Credit Repair Scam

Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! We are looking for listeners to feature their debt payoff success stories on the show! Know anyone who's interested in being a guest? Email us at brownambitionpodcast@gmail.com! As mentioned on the show, you can shop and compare secured card offers at MagnifyMoney's marketplace > Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy New Year, Brown Ambition fam! We're back from our holiday break and ready to kick off 2019. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're looking back on 2018's biggest episodes. How could we forget Faith and Leo, the Atlanta newlyweds who realized they carried over $211,000 worth of debt into their marriage? Rather than give up, they rallied and made a plan to aggressively tackle their debt. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. As of May 2018, they successfully paid down $100,000. They shared their story with us in June. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! Have you finished your holiday shopping yet? Check out a few of our sponsors: StoryWorth: StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed story prompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. For $20 off, visit storyworth.com/brownambition.

EveryPlate: The meal-kit delivery service that won't break the bank. For 50% off your first box of EveryPlate, go to everyplate.com and enter BROWNAMBITION at checkout.

Pact: Invest in the future of your family, women worldwide and the planet at wearpact.com. Enter code BrownAmbition at checkout for 25% off your first order. Lola: A female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

As mentioned on today's show: The Best Prepaid Debit Cards via CreditKarma “Thanksgiving Myths, Legends and Lies: Why Settlers Really Started the Annual Feast”via Fortune (Thanks for sharing this BA listener @Umwiza on Twitter) Learn more about your ad choices. Visit megaphone.fm/adchoices

Looking for the perfect holiday gift for a loved one? Check out StoryWorth.com. StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed story prompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. Strengthen your family bonds, and get to know your loved one in a whole new way. Go to http://www.storyworth.com/brownambition to get $20 off your first StoryWorth gift! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show, we take a question from a listener who's torn over a job offer. It's her dream job but she'd be working for a less than amazing company. What should she do? For an upcoming episode on pet expenses, we want to hear YOUR pet spending stories. What's the most you've ever spent on your fur baby? Did you regret it, or would you do it all over again? Send us your stories at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! Today's show is sponsored by Hint water. To receive 36 bottles for $36, visit drinkhint.com/BROWNAMBITION and use promo code BROWNAMBITION. Here are a few links to resources mentioned on the show: The Ultimate Guide to Student Loan Forgiveness — MagnifyMoney.com The Best Travel Cards of 2018 — CompareCards.com What is Multilevel Marketing? — AARP Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's show is sponsored by EveryPlate, With America’s Best Value Meal Kit, you get amazing, chef-designed meals for just $4.99 per serving. EveryPlate does the meal planning, shopping, and prepping for you, taking the time-consuming guesswork out of cooking. Recipes come together in about 30 minutes – definitely faster than a trip to the grocery store! For 50% off your first box of EveryPlate, go to everyplate.com and enter BROWNAMBITION at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances. Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe!

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Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). From purchasing her first stock (Coach!) to making $12,000 in three days to losing $7,000 in the blink of an eye, Tela opens up about the good, the bad and the ugly side of the market and how you can avoid common pitfalls. "Start with the products and services you know because it's going to motivate to you to keep going. If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange. And check her out elsewhere: Blog: telaholcomb.com Facebook: facebook.com/telaholcomb Instagram: instagram.com/telaholcomb YouTube: telaholcomb.com/youtube Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! We're bi-coastal this week y'all, as Mandi gets into vacay mode on the West coast (kind of...) and Tiffany returns from her Universal Studios Budgetnista retreat. This week we dive into our reader mail bag to answer your burning debt questions. Have a question for us? Hit us up at Brownambitionpodcast.com or shoot us a note at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

We reflect back on the financial crisis on the 10 year anniversary and talk about how it impacted our finances and career. We want to hear your recession comeback stories. Send us an email at brownambitionpodcast@gmail.com or tweet us @theBApodcast to let us know how the recession touched your life in good ways or bad and how you've changed since.

Want help putting together a meal in a pinch? EveryPlate is the cheaper, healthier alternative to takeout or delivery. You get to enjoy amazing, chef-designed meals for just $4.99 per serving EveryPlate is already super affordable but they put together an even sweeter deal for Brown Ambition listeners: Brown Ambition listeners can get 50% their first box of EveryPlate. Go to EveryPlate.com and enter promo code BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show: A long-awaited health/family update from TiffanyWhat happens when taxes go unpaid?When's the right time to ask for a credit limit increase? Resources mentioned: MagnifyMoney's guide to handling tax debt

XY Planning Network, a great resource if you're looking for a fee-only financial planner. Learn more about your ad choices. Visit megaphone.fm/adchoices

We are kicking off Season 4 of Brown Ambition with a long-awaited investing episode. If you're wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We're joined by Mandi's personal financial planner Helen Ngo of Capital Benchmark Partners to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a FREE consultation with Helen via her website. Learn more about your ad choices. Visit megaphone.fm/adchoices

Eight years ago, Aja McClanahan and her husband were $110,000 in the hole and in a constant tug-of-war with debt collectors. So they decided to make a drastic move in order to tackle their debt head-on. Mandi sat down with Aja this week to chat about how they finally became debt-free and what advice she has for others out there feeling overwhelmed by their own debt. "You don't need a lot of money to do this," she says. "Being disciplined helped." Brown ambition is back with new episodes on Sept. 12! Have a question you'd like featured on the show? Send us a note at brownambitionpodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! We are looking back at our favorite episodes over the last (3!) years as we prepare for season 4 of the podcast. New episodes begin airing Sept. 12. Enjoy this look back at our EPIC interview with author, speaker and Luvvie Ajayi. And, if you haven't yet, get her book "I'm Judging You: The Do Better Manual" and check out her podcast "Rants and Randomness". Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy #BrownAmbition Wednesday! On today's show, Tiffany opens up about the pressures of scaling what was once a one-woman business into a juggernaut with full-time employees, benefits, and all the complications that come with it. "It's so much more than just the people who are involved. When I talk to [my employee] on the pone and I hear her baby crying I think oh my gosh it’s not just her. This has to work for all of us... There’s so many people are depending on this working. It's a lot of pressure but it’s also a lot of fulfillment to be able to do this work." Also, on the show Tiff announces a special deal on the Live Richer Academy. Sign up at https://joinLRA.com!

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Welcome back to a new episode of Brown Ambition! On today's show, we dedicate some time to questions from our listeners. One listener wants to know how much she should save by age 30. We take her question on the show and actually reveal how much WE saved by age 30 ourselves. Here's a link to the resource mentioned on the podcast, the JP Morgan Chase Guide to Retirement. The chart that suggests how much to save by different ages is on page 18! There's also a screenshot on the our website brownambitionpodcast.com Another listener asks what's worse — a voluntary car repossession or delinquent payments? Lastly, we take a question from a listener feeling pressured to have a massive wedding. Have a question for the show? Email us at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show: Tiffany's low-budget Greece vacation Mandi shares the workplace personality test that totally changed the way she communicates with others at work Is a 29.99% APR too high for a personal loan? Should you track your credit with all these data breaches going on? We've got the answers today when we open up our listener inbox to tackle your questions. Here are a few links to resources mentioned on today's show! Free credit scores:Discover ScorecardMyLendingTree Compare personal loans so you know you're getting the best deal possible:LendingTree's personal loan marketplaceMagnifyMoney's personal loan marketplaceDISC AssessmentLearn more at discprofile.comTony Robbins offers a stripped-down, free version of the DISC assessment. Just be aware that you'll be asked for your email and they will add you to his email list. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since. This episode originally aired on March 25, 2017.

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Happy Brown Ambition Wednesday! On today's show: Tiffany's biggest tax lessons as an entrepreneurA shoutout to Yelp Cash Back — check it out if you haven't yet! Today's Q&A features some great listener questions —1) Does interest stop accruing if you cancel a credit card? and 2) What should a husband do if his wife is hesitant to dip into their savings to pay off his student debt? Have a question for us? Hit is up at brownambitionpodcast@gmail.com.As mentioned on today's show, here are some helpful link: Compare Balance Transfer Credit Card OffersBest Debt Consolidation Loans Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show: We shoutout listeners who Tweet or Instagram us on each show. Want a shoutout? Hit us up at @brownambitionpodcast on the gram or @theBApodcast on Twitter. We take a question from listener Sheena who wants to know if she should defer her student loans in order to pay off her car. Learn more about your ad choices. Visit megaphone.fm/adchoices

Each week we feature comments/questions from our listeners on Twitter and Instagram! Want to get a shoutout? Hit is up @theBApodcast on Twitter or @brownambitionpodcast on the gram. As mentioned on the show, here are some great resources if you're looking for a low down payment mortgage program: LendingTree: Your Guide to First-Time Homebuyer Programs

MagnifyMoney: The Best Mortgages That Require No or Low Down Payment

HUD: Search down payment assistance programs in your area

Disclaimer: The Q&A segment on our show is when we give off the cuff advice and tips we hope can help you start moving in the right direction — these answers are not intended to serve in place of advice from a certified financial adviser or planner or other financial professional. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Fourth of July! We're back with a fresh episode this week. We cover: Tiffany's $400 home improvement whoopsie (ok, it was Super Man's fault technically)Risks of taking out a 401(k) loan for a home down paymentA listener asks us how we met our SOs and asks for tips on how to date in your 40s. Have a tip to share? Hit us up @theBApodcast on Twitter! Learn more about your ad choices. Visit megaphone.fm/adchoices

We tackle some juicy topics on today's show: Tiffany's decision on a $60,000 home upgrade (Yikes.)NYT's sobering report on discrimination against pregnant women in the workplaceAnd we take YOUR questions on personal loans, credit cards and how young is too young to build credit.Want to get a shoutout on next week's show? Leave us a message on Twitter @TheBApodcast or Instagram @brownambitionpodcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show: This is America? Unpacking the heartbreaking news from the border. Personal loans vs credit builder loans Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt. Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. As of May 2018, they had successfully paid down $100,000. They share their story on today's show. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! Today on the show, we share some messages from our listeners on Twitter and the 'gram. Hit us up @theBApodcast or @brownambitionpodcast to share your thoughts on this week's episode, give us a shoutout or ask a question. One of our listeners has a question about the credit card she realizes might not have been the best choice for her....and yikes. It definitely makes our list of our least favorite credit cards. As mentioned on the show, check out this guide to the Best Credit Cards and the Best Credit Cards for Students, each curated by the team at MagnifyMoney. Also on the show today: Options for financing a home improvement projectSocially responsible investing tips The awful news that Kate Spade committed suicide rocked us both and reminded us of the importance of leaning on others when we are facing hard times and prioritizing our mental health. The National Suicide Hotline is 1-800-273-8255. As mentioned, here's the spreadsheet Tiffany's Dream Catchers Facebook group has crowdsourced with therapists across the country. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! We are BACK with an amazing guest on today's show — Gayle Jennings-O'Byrne, founder and CEO of iNTENT Manifesto, a new movement aimed at helping women of color-led startups find investors for their businesses. "I had to set my own rules. I remember when I told people I want to unlock $1 billion for black women and women of color. People looked at me like I was crazy but they said OK what do I need to do to help you? " We talk to Gayle about why she left her 17-year career at JP Morgan Chase after a health scare to launch iNTENT and what resources are out there for women looking to start businesses today: "I just remember thinking, Lord, if I get through this I'm gonna do things differently. And one of those things I said I was gonna do differently was become a champion for women who look like me." Sign the manifesto here: https://www.intentmanifesto.com

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On today's show: The most important number to know: Your net worth! We take a question from listener Ashely about how to manage side hustles to boost her net worth and we chat about what net worth really means and why you should focus on building your net worth in 2018. You can still sign up for Tiffany's Live Richer Challenge: Net Worth edition.Have a money or career question? Go to Brownambitionpodcast.com or send us a note at brownambitionpodcast@gmail.com This episode originally aired on Jan 10, 2018. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the show: We share some real talk beauty confessions...and when it’s worth it to splurge vs save We used a free stock trading app to buy stocks recently...we’ll tell you how it’s going! We take a question from a listener who wants to know if she should buy a house with her partner before they get married. Yikes. Some links to news stories and sites mentioned on the show! Learn more about your ad choices. Visit megaphone.fm/adchoices

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Want to get a shoutout on our show? Follow us @brownambitionpodcast on Instagram. Post a photo of yourself, tag us in it and use the hashtag #BrownAmbition. In the post, tell us why you're the ultimate representation of Brown Ambition. On today's show: We discuss ways we all try to save our parents from themselves (and their awful money choices sometimes) Tiffany shares a health update Mandi explains the controversy around Zelle We answer a listener question on 401(k)s Learn more about your ad choices. Visit megaphone.fm/adchoices

Ep. 125 — The Debt Consolidation Cycle Happy Brown Ambition Wednesday! We're featuring a "win of the week" from our BA listeners on Instagram (@brownambitionpodcast) or Twitter (@theBApodcast). Tell us your win of the week and we might feature it on the show! Learn more about your ad choices. Visit megaphone.fm/adchoices

In September 2016, Sharon Epperson was at the gym when she felt pain shoot through her head and neck. One S.O.S. call to her husband and several hours later,, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story. In loving memory of DeShaun Maria Harris. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have 15 seconds to spare? Please take our NEW reader survey! (Yes another one — but this one's more important! Please fill it out :) We need at least 250 to sign up and we're halfway there in less than a day. Y'all are the best. Please fill it out if you haven't yet. xxMandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the show we have attorney extraordinaire Art Steele. Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! Today on the show: The parental pressure around baby birthday parties — let's discuss. The Federal Reserve Bank raised rates again last week....what the heck does that mean for us? Mandi explains.Today on the show we mentioned the Credit Karma credit score simulator: And also You Need a Budget is a solid app/budget management tool. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we welcome a very special young entrepreneur who recently reached out to the show to tell us her story of clawing her way out of $80,000 worth of debt. Have a question or know someone brilliant who should be featured on the show? Hit us up at Brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's show is all about YOU, our lovely listeners. We're shaking up our mail bag and answering your burning money and career questions. Have a question? Hit us up at brownambitionpodcast.com. We're having a special guest soon to talk about ALL the documents you should have in order before you die...a will? Power of Attorney? What does that even mean anyway? We've got you covered. Send us your estate planning Qs and we'll select a few to discuss on the show! Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show: Life insurance, the thing everyone should talk about but never does! We are determined to make it sexy. -Wanna know the one thing you should NEVER do on a job application? Tune in to hear Mandi's hiring nightmare. -Tiffany's got a productivity coach update! -#OscarsSoWOKE -Happy Independence day Ghana! Here's another excuse to read Mandi's favorite book of the year — Homegoing by Ghanian-American novelist Yaa Gyasi. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have a question for the show? Head to brownambitionpodcast.com Also, we're on Instagram! @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show: Black Panther won the weekend and we are still processing y'all. We take a listener's question about dealing with a collection bill after a hospital visit Shoutout to the kids of Parkland, FL who are rallying together to call for more gun control Mandi reveals the project management tool she can't live without (Spoiler alert: it's called Trello!) Learn more about your ad choices. Visit megaphone.fm/adchoices

Thanks to everyone who's completed our listener survey! There's still time for you to take it here: https://goo.gl/forms/0nM2A9rv7JMDLKA63 On today's show: We debate the merits of homeownership in today's housing market. Are we making the biggest mistake ever? Mandi breaks down "mortgage amortization" and how you can beat the bank by making extra mortgage payments. Tiffany takes a break from the folks hating on Michelle Obama's official portrait by Amy Sherald (seriously guys?) Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! Show us the love by taking this SHORT 2-min survey so we can get to know our listeners better: https://goo.gl/forms/Oxo6wEtuCnRxtdHR2 On today's show: -Mandi's got some BIG news...and does the one thing she said she never thought she'd do in New York. -Tiffany's back and recovering well from surgery. -Mandi offers some perspective on the EPIC stock market drop felt 'round the country last week and explains WHY it really happened. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode originally aired in September 2017. Thanks for your support as Tiffany is recovering from surgery (all is well! Just needs a little R&R!). Feel free to shoot her a get well message @theBApodcast or on Facebook on the Brown Ambition page. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we take a question from listener Kim, who wants to know: Do you really need to put down 20% on a house? Send us your money and career questions at brownambitionpodcast.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Have a question for us on finances or your career? Hit us up at brownambitionpodcast.com! You can remain anonymous, just let us know when you leave our question. On today's show: Yes, we address the S**thole comment, with a focus on some of the beautiful responses from people around the world. Tiffany has a health update! Shoutout to the cofounders of the Black Lives Matter movement who have a new joint memoir out this week: When They Call You a Terrorist Learn more about your ad choices. Visit megaphone.fm/adchoices

2018 is well underway and Brown Ambition is back! On today's show: Golden Globes: Queen O rocks the world with her speech on female empowerment; celebs walk the red carpet in black alongside activists like #MeToo movement founder Tarana Burke Holiday debt: Mandi reveals how much holiday debt Americans took on in 2017, from the latest MagnifyMoney survey. The most important number you can know: Your net worth! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy New Year to all! Brown Ambition returns with fresh episodes (and a special NET WORTH edition!) on January 9. In the meantime, we are re-airing our most popular episode of 2017 — our interview with our favorite money and career expert, Lynette Khalfani-Cox aka "The Money Coach". On the show, Lynette shares her best advice on how to negotiate on the job Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy holidays, BA Fam! This is our last show for 2017 but we will be BACK with fresh new episodes starting Jan. 10! On the Brown Ambition menu for this week... Holiday anxiety Work gripes when tools don't work Tiffany's having The Big Talk with her mom about retirement Also...guess who bought some Bitcoin! Question: Listener Brittany asks: Should I leave my financial job and move to NYC to become a writer? Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA Fam! We hope you're not going too crazy with all the holiday hoopla. We're all on our grind at work so we can take a few days off to spend with family but remember to take some deep breaths, take it one day at a time, and be kind to yourself. Hit us up with your financial resolution questions at brownambitionpodcast@gmail.com or visit brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today show: Tax reform! #@$* is getting real. Here's what you need to know. Listener "Mrs. Newlywed" has a question about managing her budget and bills with her new husbae. We have a few suggestions. Have a question for us? Please send us a note at brownambitionpodcast@gmail.com or head over to BrownAmbitionPodcast.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Thanks for listening! Please share the love by leaving us a review on iTunes. brownambitionpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show: Tiffany's epic travels continue We talk Black Friday don'ts Anonymous listener "Shonda" wants to know whether or not she should move forward with a voluntary repossession of her car. Check out more episodes at Brownambitionpodcast.com! And please get in the holiday spirit a little early and write us a quick review on iTunes! xx Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices

One of our all-star guests is back on the show! Patrice Washington, America's money maven, author, speaker and new podcast host joins us to talk about the last two years. She gets real about the moment in her kitchen that changed the trajectory of her business two years ago and opens up about her new philosophy about managing career, marriage, and motherhood all at once. Check out Patrice at Patricewashington.com and her new podcast, Redefining Wealth on iTunes. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back after a brief absence (!) as Tiffany took an epic adventure to Aussieland. On today's show: Tiffany's Australia trip wrap-up, including spending time with the founders of the Black Lives Matter movement. Mandi's half marathon win Tax reform! The GOP's new tax reform plan is out. We'll touch on how it might impact your wallet. It's Open Enrollment season and time for millions to choose a new health plan! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! On today's show... We take some of your burning credit card questions and reveal the little known truth about those free credit scores that so many sites and credit cards offer these days. As promised, here's the MagnifyMoney guide to getting your free credit score > Please leave us a review while you're here! It is such a huge help because it helps others find our show on iTunes. xx Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy 100th episode BA fam! Help us celebrate by leaving us a review on iTunes! xx On today's show, we talk about the sneaky little secret Mandi has been keeping. She's a cash hoarder! And it's finally time to start thinking beyond the basic savings account and 401(k) and exploring other ways to invest, which we'll cover on today's show. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watching the latest sexual harassment bombshell unfold, this time in the face of media mogul Harvey Weinstein, has been another opportunity to reflect on the enormous courage it takes to speak up and speak out against harassment. We also cover Jemele Hill's recent suspension by ESPN and the Dove Ad that is stirring up controversy. One more episode till 100!!!! Correction: Hill was suspended not fired. Sorry for the mistake. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our hearts are with the victims of the senseless attack in Las Vegas, as well as our fellow Americans in Puerto Rico still struggling in the wake of hurricane Maria. GoFundMe has a page for Las Vegas shooting-related fundraisers: https://www.gofundme.com/raise-funds/las-vegas-shooting You can also show solidarity by signing up to donate blood wherever you live: http://www.redcross.org/give-blood Learn more about your ad choices. Visit megaphone.fm/adchoices

It's a packed show, per usual! We address the NFL/Trump drama, cover an unexpected bump in the road for Tiffany and Superman's home purchase, and talk about the pros and cons of cooking in bulk (Hey - it's not for everyone). Today's question is from listener Tiyana. She asks: Can I rebuild my credit with a secured card? Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show: -What can you do to protect your identity after the MASSIVE Equifax data breach? We've got you covered! As mentioned on the show, check out the MagnifyMoney Guide to Credit Monitoring and Identity Theft Protection and our tips on what to do after the hack. -Tiffany's got a house update! Is it good news? -#EmmysSoBrown Today's question from listener Tracy: "What do I do when my landlord's home goes into foreclosure and they want to evict me?" Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Wednesday! That's right — Brown Ambition is now airing Wednesday mornings. On today's show... -Mandi shares the truth about struggling at work — sometimes the struggle is really proof that you're growing. -Tiffany has a housing update! Find out what happened with the foreclosure property she and Super Man placed a bid on this month. Today's Question: Did my credit card company really just cancel my account because I fell behind on payments? Learn more about your ad choices. Visit megaphone.fm/adchoices

Sorry, Tuesday, Brown Ambition found a new bae called Wednesdays. Beginning Wednesday Sept. 13 catch new episodes of Brown Ambition every Wednesday! Sorry in advance for all the bad hump day jokes... On today's show: -How to get out of a bad auto loan? -How do I know it's a good idea to move cities? -Tiffany's house hunt continues Brownambitionpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

ATTENTION BA FAM: Beginning Sept. 13, Brown Ambition will be airing on Wednesday mornings! We are giving you a heads up so we don't catch anyone by surprise. Enjoy the show! As ever, please send us a note at brownambitionpodcast.com. And while you're at it, please leave us a review! :) Learn more about your ad choices. Visit megaphone.fm/adchoices

It's finally here, BA Fam! A show entirely dedicated to YOUR questions about student loan debt. To find a list of resources mentioned on the show, check out this link > http://bit.ly/2vavfwP We are joined by Angela Howze, a financial aid expert and owner of the Financial Aid Strategist, a nonprofit company that aims to help students and their families plan and pay for college without drowning in debt. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we discuss the importance of being your own self advocate in your life and especially in your career — even if it feels like the most uncomfortable thing in the world. Thank you for your continued support! Please leave us a review on iTunes to let us know how you feel about the show. xx Yours in Brown Ambition, Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices

Evita Robinson, Founder of the Nomadness Travel Tribe, joins the show to talk about how she created the company from scratch at the forefront of the black millennial travel movement, her plans to grow and how she deals with her competitors. This episode originally aired June 27. Learn more about your ad choices. Visit megaphone.fm/adchoices

We wish you all a happy Black Women's Equal Pay Day. Check out this report by the Economic Policy Institute on the gender/racial pay gap that is effecting women of color in the U.S. — and some myths about why Black women are still so far behind in the fight for equal pay. As always, stop by brownambitionpodcast.com to reach out with questions. And please don't forget to leave us a review on iTunes! Your support helps us keep growing more and more with each episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, we swap medical billing nightmares and take a question from listener Latoya who says she was pursued for a medical debt she didn't owe. We offer tips on how to fight back when debts appear on your credit report that you know you don't owe, and share how Latoya was able to resolve her own medical billing nightmare. As mentioned on the show, here's a link to https://clearhealthcosts.com/, where you can compare prices for many medical procedures in different ZIP codes. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show... Tiffany does a quick debrief on Jay Z's 4:44 album and the financial lessons hidden in the lyrics... Mandi recaps her visit to the National Museum of African American History and Culture in Washington, D.C. Tiffany gives us a big health update after an awkward (?) yet educational visit to the doctor We take a question from a listener who wants to know how she can prepare when she knows she'll be laid off and has nearly $40,000 worth of debt at the same time. A recent survey found the average U.S. employee has only taken about half (54%) of their PTO days in the past 12 month. And we have just one question: BUT WHY THO??? Link mentioned in the show: MagnifyMoney's Balance Transfer comparison tool

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We are BACK with a packed show. On the agenda for today: Tiffany reveals how she got $18k of her student loan debt POOF forgiven! And we are spinning off this segment into an entire show dedicated to student loan debt. That means we need YOU to send us your student debt questions by visiting brownambitionpodcast.com or sending us an email at brownambitionpodcast[at]gmail[dot]com. We discuss Essencefest and Tiffany's observation that some of the most powerful women in business are secretly...MISERABLE? Apparently money can only buy so much happiness. Then we take your questions: -How do I remove myself as a cosigner on my relative's auto loan? -Should I get a credit card outside of my credit union? (As promised, here's a link to MagnifyMoney's credit card search tool) -How do my husband and I split the mortgage now that we're married? Other updates: Check out the latest issue of Fast Company! Brown Ambition was listed among the top 10 business podcasts to listen to. Thank you for your support! Learn more about your ad choices. Visit megaphone.fm/adchoices

In September 2011, Evita "Evie" Robinson created the Nomadness Travel Tribe, "an online social community for travelers all around the planet, who have the similarity of an urban background and were looking for likeminded travelers to connect with around the world." What she did was kick off a new travel revolution, spurring thousands of travelers, the majority of whom are millennial black women, to pack a bag and see the world. These days, Evie is laser focused on how to take Nomadness to the next level, from hosting events around the world to purchasing vacation properties and, of course, staking her claim as the mother of the black travel movement. This Fall, her first TED talk, in which she discusses the history of travel in African American communities from the days of Jim Crow and segregation to Nomadness today, will hit the web. On facing adversity: "Sometimes the universe edges you into things. Life is really rough with me because I think it knows I can handle it. Sometimes it'll just kick you off the cliff and you've gotta free fall a little bit before you realize how to fly on your own." On her four-year journey to a profitable business: "I'm not gonna make money one way. I'm gonna make money 10 ways...it's all about diversifying your income." On facing competition from other black travel upstarts: "It's about innovating and thinking outside of the box and staying true as hell to who you are regardless of what other people are doing in your space." Learn more about Nomadness at http://www.nomadnesstv.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Throughout her entire career in the banking industry, Marsha Barnes was always a diligent saver. But she never understood what she was saving for until two years ago. It was then that she decided to launch The Finance Bar, a startup mobile — yes, as in wheels — personal finance hub meant to empower people to take control of their finances. The journey wasn't always easy — Marsha sunk over $35,000 of her own savings into the business and didn't make money right away. When she finally quit her job in December 2016 to focus on the business, she took a huge gamble — on herself. "What if you just wake up one day and there's something different that you want to do in life? How do you pivot? For me, one day I woke up and I said 'I want to leave my job to do something that I really love to wake up and do.' And that is why I was saving money all along. I just didn’t realize it." Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode has it all! We are joined by our favorite money and career expert, Lynette Khalfani-Cox aka "The Money Coach". Lynette went from a career as a journalist to an entrepreneur commanding $12,500 speaking fees, authoring over a dozen books, and crafting financial courses for consumers and businesses alike. Her website is Askthemoneycoach.com.

On the show, Lynette shares her best advice on how to negotiate on the job. Her biggest tip? Know what your minimum salary requirement is before you even walk into an interview! And she has tips on how to find YOUR perfect number on today's show. Then, Lynette not only answers YOUR questions about managing the cost of college, she tells you personal lessons she learned after sending off her eldest daughter to college last year. Like many kids in college, her daughter struggled to adjust and when her GPA dropped below the 3.5 minimum for her tuition scholarship, Lynette and her family were suddenly faced with a $50,000 out of state tuition bill. She tells Brown Ambition the unique and BRILLIANT way she and her hubby decided to tackle that hurdle and shares other tough lessons she's learned about preparing her kids for college life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our hearts are with the families and victims of last night's attack at an Ariana Grande concert in Manchester. Spread a little love in the world today, BA fam — we could all use some! -- Want to ask a question or share a story with us? Hit us up on our Facebook page: Facebook.com/brownambition

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As mentioned on the show, check out these helpful resources to find about more about student loan refi options: MagnifyMoney

Loan consolidation vs. refinancing

Curious about opening an FSA? Check out these explainers. What's an FSA? - Healthcare.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back! If you're new to the show and want to show your support, we would so appreciate it if you could leave us a review on iTunes. It gives us a huge boost and helps others find the show! Yours in brown ambition, Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices

Thanks for letting us take a mini hiatus, BA Fam! We are back with a packed show. So. Much. Has. Happened! Serena's preggo? Bill O'Reilly is out of a job? Shea Moisture lost their damn minds? We cover it all. And today's reader question comes from D: Was I right to tell my sister I wouldn't co-sign her mortgage? Then, don't miss our interview with Blavity.com co-founder Morgan DeBaun, who's talking all about her new lifestyle brand 21ninety.com and how she's working to help other women -- including herself -- take better care of themselves both at work and at home. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is our last episode before we take a brief hiatus so that Mandi can enjoy her honeymoon! We will be back the week of May 8 with a brand new episode! In the meantime, we are going out with a bang. On this episode, we're cleaning out our inbox and answering some of your burning questions: 1. How did Tiffany really build her six-figure business? She is opening up and telling us the REAL truth -- the ugly truth -- about entrepreneurship. 2. What do I do if I'm not happy with my employer's 401(k) options? 3. How am I supposed to balance work, life, relationships and health? Learn more about your ad choices. Visit megaphone.fm/adchoices

You know how family sit coms used to always do one "wedding episode" and the entire thing revolved around all the drama surrounding the Big Day? After a year of planning, our girl Mandi is FINALLY tied the knot April 7 in Savannah. Tiffany was there and she's spilling all the details. Check out some pics of the Big Day below: Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's show is dedicated to Titi Branch — a phenomenal woman, entrepreneur, and sister. We love and thank you for every contribution you made toward helping women embrace their natural beauty. Miko Branch, the phenomenal cofounder of Miss Jessie's sits down with Mandi and Tiffany to talk about creating the Miss Jessie's hair care line with her big sister Titi in their Brooklyn brownstone over a decade ago. The sisters mixed their products in the kitchen of their Brooklyn brownstone and bootstrapped the company themselves without any of the usual trappings of entrepreneurship (they didn't have MBAs, or a team of wealthy investors to back them). Word spread about their signature product, their "curly pudding", and soon enough they went from begging NYC-area stores like Ricky's to carry their products to lining up deals with major retailers like Target. But, of course, there were some bumps along the road to success. After Titi's sudden passing in 2014, Miko has made it her mission to not only continue to grow the company they created as a team but also to focus even more on her own personal happiness, health and balance in life. "I make happiness and health a priority right up there with business," she says. "I think money is a tool that you can use to do many things but I don't think money has much to do with your character or your decision making." Check out Miko's book, "Miss Jessie's: Creating a Successful Business from Scratch---Naturally".

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Miss Jessie's: Creating a Successful Business from Scratch---Naturally

Is it possible to save TOO much? And should you quit your job if you've got a shot at getting your student loans forgiven if you stick it out? We're answering your questions today on BA. If you have a question on life, money or career, hit us up at brownambitionpodcast.com. But first... we recap the movie "Get Out" that has EVERYONE talking *Major spoiler alert -- skip ahead if you haven't seen it yet!). We talk about the mind tricks money can play on us... and when it's sometimes not such a good thing to be cheap all the time. Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out www.brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

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On today's show, an EXCITING update on Tiffany's real estate adventure. -How she found her dream home (and what she's doing to make sure the deal goes through!) -The strategy she's using to become a homeowner once again after facing a foreclosure during the recession If you're a first time homebuyer, check out this guide Mandi mentioned on today's show: Have a question for us? Drop us a line at brownambitionpodcast.com.

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Have questions about money or your career? Hit us up at brownambitionpodcast.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

It's a Mad World, y'all. We couldn't start our show today without acknowledging the troubling events of the last few days. We eventually get down to business and take reader Angelique's question on sold off debt. "When a lender sells my debt and closes the account, do I still owe that debt?" We've got an answer for her and a huge Brown Ambition hug to everyone out there impacted by Lord Voldemort's refugee and muslim immigrant ban. If you'd like to share your story, send us a note at Brownambitionpodcast.com or at brownambitionpodcast@gmail.com. Much love, Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you dumped your big bank yet? On today's show, we've got a super special guest: Lisa Servon, author of the new book "The Unbanking of America: How the New Middle Class Survives" joins us for a conversation about how payday lenders and check cashing facilities are taking the place of big banks in our neighborhoods. Lisa didn't just write about these businesses. She actually worked for months at a check cashing business in the South Bronx in New York City and a payday lender in Oakland, California, where she talked to real people using these services to find out why — and how banks have let them down. On Servon's website, she has tips on how to ditch your big bank and find banks with lower fees: https://www.lisaservon.com/

Also on today's show:

Suffering from an Inaugural hangover? Here's one way to feel better: Speak Up! Contact your local representatives and tell them how you feel about the direction our country is heading. We have voices. Let's use them! Here's where to find your local reps: https://www.usa.gov/elected-officials Today's listener question: "Should I stop paying an account that's been charged off?" Learn more about your ad choices. Visit megaphone.fm/adchoices

The Unbanking of America: How the New Middle Class Survives

So much to cover, so little time! First of all, thank you for making January our biggest month for downloads yet! If you haven't, please take 2 minutes to leave us a review on iTunes. This is a HUGE factor in how many people are able to find our show on iTunes, and every review counts! Here are the hot topics and links we covered on today's show:

Mandi's Brown Boost this week featured two of her favorite money- and time-saving tools (these are NOT paid endorsements!) LevelMoney: Find out exactly what you can afford to spend each day. and Hello Fresh: How she makes great dinners without ever going to the store. Today's question: How do I even begin to find a financial planner?

Resources: LearnVest Financial Planning Review via MagnifyMoney

Hidden Investment Fees to Watch Out For

Mandi's $246 Flights to Italy

For the full scoop on how Mandi used credit card points to book her honeymoon to Italy for $246, check out this post on Yahoo Finance > Tiffany's win this week featured Lucinda Cross, founder of the "Activate Movement."

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We've missed you and we're BACK BA Fam! On today's show: -Find out how Mandi booked a European honeymoon for FREE and Tiffany got her wedding dress for FREE. We are kind of killing this wedding planning thing, y'all. -All you need to know about joining Tiffany's Live Richer Challenge: Credit Edition, a free online program that will help you finally pay down your credit card debt. To sign up visit http://LRCCredit.com. -Balance Transfer: What it is, how to use one and mistakes to avoid. -Mandi shares a Ted Talk that blew her mind and Tiffany opens up about learning to be a taker as well as a giver. See the Ted Talk here >

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Oh, prenups. On today's show, we are tackling this sticky taboo topic and telling y'all how to convince your partner to get on board with a prenup. Tiffany updates us on her real estate investment journey and spills ALL the details on how she and Superman saved up for their first property, how they got preapproved for a mortgage lickity split and everything that went into their decision process so far. Have a question you want featured on the show? Drop us a note at Brownambitionpodcast.com! Check out these snaps from Mandi's trip to Mumbai! Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back! And you do not want to miss this show, y'all. We just went international. On today's jam-packed show: -How to deal with the mania of Christmas and holiday shopping when you have kids -Mandi reveals the BEST travel rewards credit card on the market right now. Can you say "100,000 bonus miles"? -The pros and cons of leasing a car -Tiffany's big cameo on The Real has aired! See her in action on the show right here >

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We cover a LOT of ground today, BA Fam. You do not want to miss this ep! Here's just a sample: -Mandi spills the beans on how she and fiance boo saved a bundle on their new car AND got an amazingly low auto loan rate....AND found a sweet new apartment all in one week. -Tiffany shares her rules for working with friends -Mandi FINALLY gets her wedding dress...and manages to save $400! -Tiffany and Mandi share tips on how to split gifts for the holidays Happy Thanksgiving everyone! We are so grateful for your love and support. Don't forget to send us love by leaving us a review or sending us a note at brownambitionpodcast.com.

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Group hug everyone. Love, Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone knows investing is a key component of a healthy financial life....but how the heck are you supposed to get started when you A) have no idea what you're doing and B) can hardly make ends meet as it is? On today's show, we're joined by Eric Patrick, founder of the Black Market Exchange, a financial education website empowering millennials to get in the investing game. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have a question for us? Head to brownambitionpodcast.com.

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BA Fam -- You have asked for it and we are delivering! We want to answer your toughest questions on debt for an upcoming series on the podcast. Here are the topics we're covering: Relationships & Debt Paying off credit debt Debt vs. Savings Student Loan Debt payoff strategies Debt recovery -- how to bounce back Submit a question at brownambitionpodcast.com (just let us know if you want to remain anonymous) Learn more about your ad choices. Visit megaphone.fm/adchoices

We've missed you BA Fam! We are back this week with a fresh episode and trust us...we are making up for lost time in BIG way. First drumroll please one of us has a personal update we've all been waiting for....find out in the first 5 minutes of this week's show. We've got a feeling no one saw it happening like this. Then we catch up on all the latest headlines, from Solange's new album to FLOTUS' legendary NYT cover story to the latest Election drama (can we just fast forward to Nov. 9th already? Please and thank you?) Finally, we are taking YOUR questions on today's show. Have a question for us? Go to brownambitionpodcast.com to ask us anything. One listener is worried she signed up for a student loan payment scam. Mandi does a little digging to find out what she's really paying for. And lastly, another listener is worried she isn't cut out for her job and is considering quitting and going back to grad school. Is it worth the risk or should she stick it out? You don't want to miss Tiffany's answer on this one. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on the podcast, we're cleaning out our inbox and answering YOUR biggest questions about money, careers and relationships. Tiffany shares the secret behind her relationship success...Hint: it starts with her closet! Can you really write a letter to credit bureaus to get negative marks removed from your report? We've got your answer. And finally, what do you do if you haven't built up enough credit history to get approved for new types of credit? To send us your questions, head to BrownAmbitionPodcast.com and submit a question through our handy "Ask Us Anything" form. We'd love to hear from you! Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you seen our new look? Check out the new BrownAmbitionPodcast.com!

On this week's show: BA Anniversary dinner recap! Tiffany and Mandi weigh in on the teacher from Georgia whose envelope-pushing ensembles have everyone talking. Tiffany shares tips on how to qualify for student loan debt forgiveness. For more details, check out this in-depth article with more tips >

Have a question? Ask us anything!

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Happy Anniversary, BA Fam! By now we hope you have checked out our newly redesigned website and are loving the fresh new look. We are so thrilled to be celebrating our 1-year anniversary. We couldn't have gotten here without YOU! Thanks for listening, thanks for your support. Please help us ring in our near year on a high note by leaving us a review today on iTunes> On Today's show:

What does it really take to become CEO? We've got the results of a new LinkedIn study that reveals exactly what you need to do to have the best shot at a spot at the top of the office food chain. We also take a question from single mom "Kim" who earns $92,000 and still feels like she's broke. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Brown Ambition Tuesday! We've got a packed show for today: Buzzworthy: Lena Dunham. Why? Just why? The Black-Owned Bank Movement everyone's talking about Questions: What's the right amount to give at weddings? Do you really need travel health insurance? Tifffany's book selection for this week: "The Gatekeepers are Gone" by Lamar Tyler Learn more about your ad choices. Visit megaphone.fm/adchoices

The Gatekeepers Are Gone: Hustle + Technology = Success

We can hardly believe it, BA Fam...the Brown Ambition podcast is turning 1! To celebrate our pending anniversary, we're hosting an epic contest and treating a whole group of lucky listeners to a special evening with us — your hosts! Win a Night of Dinner + Drinks with Mandi and Tiffany! To enter, send an email tobrownambitionpodcast@gmail.com and answer this question: What does Brown Ambition mean to you personally, whether in your personal life or your career? This is a shot to tell us why you are proud to be part of the #BrownAmbition family. Submissions are Due by Sept. 1 and winners will be notified by September 4th. The dinner will be hosted in Manhattan on the evening of Friday S Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's guest needs no introduction but we gon' give her one anyway! Luvvie Ajayi has turned her hilarious pop culture blog AwesomelyLuvvie.com into a media sensation. For the last 13 years she bas been cracking up the Interwebs with her bitingly funny and whip smart takes on celebrity, TV, film, technology, politics and more. This year, the self-proclaimed "professional troublemaker" caught the eye of none other than Oprah Winfrey herself, who included Luvvie on her first annual Super Soul 100 list. This September, Luvvie is releasing her first book, "I'M JUDGING YOU: The Do-Better Manual". Pre-order it on Amazon or wherever books are sold. Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm Judging You: The Do-Better Manual

We can hardly believe it, BA Fam...the Brown Ambition podcast is turning 1! To celebrate our pending anniversary, we're hosting an epic contest and treating a whole group of lucky listeners to a special evening with us — your hosts! Win a Night of Dinner + Drinks with Mandi and Tiffany! To enter, send an email to brownambitionpodcast@gmail.com and answer this question: What does Brown Ambition mean to you personally, whether in your personal life or your career? This is a shot to tell us why you are proud to be part of the #BrownAmbition family. Submissions are Due by Sept. 1 and winners will be notified by September 4th. The dinner will be hosted in the NYC area, so keep that in mind before entering. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome Dream Catchers! If you're just finding the show, be sure to check out our Facebook page and take the time to leave us a review on iTunes. On today's show, we chat with Keona Harris, a Houston, Texas-based mother and entrepreneur. After going through a divorce, buying a new home, and starting her own business — all within the last year! — Keona decided there was no better time to plan a cross country road trip with her 9-year-old daughter. "I was one of those people who when I had PTO days I couldn’t or wouldn’t use them because work would get backed up," Keona told us. "I just had to look at my situation and ask myself what is more important to me? My child was going to daycare and school all day. I didn’t get home until it was time to put her to bed. I didn’t want that life for her. I didn’t want that life for us… I don’t need to give the best of my years and my times to an institution when my daughter needs me most." We talked to Keona about why she decided to plan this journey for her daughter and, of course, how she saved up the money to fund it. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's episode.... We recap Michelle Obama's EPIC Democratic Convention speech. Watch it here or read the transcript here. Resources mentioned on this week's show: We tell a listener whether or not she should refinance her mortgage. Check out the tools we mention: Smart Asset mortgage refinance calculator and Bankrate And Mandi tells you about finding a financial planner through the XY Planning Network, a network of financial planners who specialize in Gen X and Y professionals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? E-mail us at brownambitionpodcast@gmail.com

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Just 7 years ago, Patrice C. Washington was scraping up all the change in her purse to buy baby formula for her newborn daughter. Now, Patrice is a best-selling author and founder and CEO of Seek Wisdom Find Wealth, a boutique personal finance consulting firm based in Atlanta, GA, and is a featured financial coach on the Steve Harvey Show. On Jan. 19, Patrice is publishing her new book "Real Money Answers for Everyday Women" in bookstores nationwide. Patrice joined us last fall to talk about hitting rock bottom and how she clawed her way back to the top. She also has some tough advice for everyday women looking to get ahead. "When people are unfulfilled in their careers that leads them to mismanage their finances," she says. "I meet so many women who are quick to go the mall because they're frustrated with everything they've been through all week." As always, send us your money questions at brownambitionpodcast@gmail.com or hit us up on Facebook.com/BrownAmbition or Twitter @theBApodcast. This episode originally aired Nov. 17, 2015 Learn more about your ad choices. Visit megaphone.fm/adchoices

Group hug everyone. We could all use one. Today's reader question: Should I refinance my car loan? Resources: How to get out of a bad car loan MagnifyMoney auto loan comparison tool Have a question for us? Send us an email at brownambitionpodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

We LOVE getting your lovely e-mails and all the great feedback you have on the show. Please take the time to share the love in an iTunes review. It helps others find the show and we will love you forever for it! Now, down to bidness: Today on the show: -The BET awards recap (ALL HAIL JESSE WILLIAMS) -Mandi and Tiff's latest book suggestions "Grit: The power of passion and perseverance" by Angela Duckworth "What I Know For Sure" By Oprah Winfrey -A question from reader who wants to know what comes first: business expenses or credit card debt? We will not have a show next week due to the Fourth of July! We'll be back on the air Tuesday July 12. Learn more about your ad choices. Visit megaphone.fm/adchoices

What I Know For Sure

Grit: The Power of Passion and Perseverance

Brown Ambition is a weekly podcast about juggling life, career, family and building wealth on your own terms. Send us your financial and career questions at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

LoveOrlando. To find out how you can help the victims of this senseless tragedy, check out this link. *** We have a great question today from a single mom who's not happy with her paycheck. If you have a question, hit us up at brownambitionpodcast@gmail.com or send us a message on le Facebook.

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Have a question for the show? Hit us up at brownambitionpodcast@gmail.com!

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Keep in touch, BA Fam! E-mail us your money and career questions at brownambitionpodcast@gmail.com (you can remain anonymous!) Or hit us up on Twitter @TheBApodcast and Facebook. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stay in touch! Send us any and all finance/career questions: Brownambitionpodcast@gmail.com Twitter: @TheBApodcast Facebook: Brown Ambition

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Learn more about your ad choices. Visit megaphone.fm/adchoices

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Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

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Happy belated Valentine's to our dear BA family. We love you! On this week's episode, you REALLY don't want to miss Tiffany's win of the week. Let's just say she is on the right side of the law ;). We are catching up on our inbox with questions from listeners Taylor R. and Rosey D. If YOU Have a question you'd like answered, email as brownambitionpodcast@gmail.com! Even if we can't get to your question on the show, we almost always respond. Last but not least, please please leave us a review! It helps others find the show and lets iTunes know you guys like us (you really really like us!) Learn more about your ad choices. Visit megaphone.fm/adchoices

There's just one word we need to describe today's show: BEYONCE. If you have been living under a rock, please catch up here> Other important mentions in this week's show: Mandi's story highlighting 5 black business leaders who are changing the face of Silicon Valley. We're answering TWO questions on next week's show! Send us yours at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's episode: -Tiffany shares her Obamacare drama and Mandi gives tips on how to avoid a $695 tax penalty this year -We discuss the pros/cons of group dinners (OK, mostly cons) -And we answer something of a taboo question: What should a guy/girl REALLY spend on an engagement ring? Mandi tells you what the going rate for a rock is these days and has tips on how to save on that diamond. Important links from this week's episode! Exemptions for the Obamacare tax penalty> Mandi's Story on whether or not you should buy an engagement ring on Etsy > As always, email us at brownambitionpodcast@gmail.com with questions or tweet us @thebapodcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brown Ambition fam... we have a star among us. Tiffany made her Good Morning America debut this week on a special segment called "Super Savers." Check it out here! Winter Storm Jonas couldn't hold us down this week! We are back to bidness talking about #OscarsSoWhite, the Flint Michigan water crisis and the personal finance blog post that had ALL the ladies talking this week: "The Story of an F-Off Fund". Have questions for the show? Drop us a line at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Six years ago, Aja McClanahan and her husband were $110,000 in the hole and in a constant tug-of-war with debt collectors. So they decided to make a drastic move in order to tackle their debt head one. Mandi sat down with Aja this week to chat about how they finally became debt-free and what advice she has for others out there feeling overwhelmed by their own debt. "You don't need a lot of money to do this," she says. "Being disciplined helped." Also on this week's episode: -Hillary Clinton talks about how she's benefitted from white privilege -One woman attacks the #BlackGirlMagic movement-Networking strategies-Mandi's biggest complaint about wedding dress shopping As always, send us your questions at brownambitionpodcast@gmail.com or hit us up on facebook.com/brownambition. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back Brown Ambition fam. This week, we take a reader question from a young woman who took a job before she realized how little it paid. Now she's stuck -- does she stay and remain loyal to her new employer, or should she start looking for new work and risk looking unreliable to future employers? PLUS: Tiffany shares her favorite book of the moment ... and how to manage career burnout. As always, join us on Facebook or Twitter. Email us your money and career questions at brownambitionpodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

HAPPY NEW YEAR! To kick off our first show of 2016, we talk about the results of a 75-year study on — what else? — the key to finding lasting happiness in life. Doing this ONE thing in your life can not only make you happier but healthier and, as a result, more likely to live longer. It's like tapping your own personal Fountain of Youth everyday...and here's a hint: it has nothing to do with going to the gym! Then, we take a question from a listener who's feeling torn — should she take a year off from work and travel, or is it too late for a little adventure? Have any career or money questions to help you ensure a prosperous new year? We'd love to hear from you! Email us at brownambitionpodcast@gmail.com or join the BA Fam on Facebook and Twitter. If you haven't signed up for Tiffany's Live Richer Challenge yet, what are you waiting for?! Visit Livericherchallenge.net for all the deets! Learn more about your ad choices. Visit megaphone.fm/adchoices

It's the last show of 2015 for Brown Ambition! Thank you all for an amazing run these past four months. We'll be back and better (browner?) than ever in 2016. To set us up for the New Year, we want to know what YOU want more of/less of from us next year. More guests? Fewer dance breaks? Different advice? Email us at brownambitionpodcast@gmail.com or hit us up on Twitter or Facebook with your thoughts. And if you haven't left a review for us on iTunes yet, now's your chance! It would be the best Christmas present ever. Learn more about your ad choices. Visit megaphone.fm/adchoices

TGIF BA Fam! After dealing with our edit issues, we're back this week with a brand new (and a little bit tardy) show for you. Enjoy! As ever, email us your money and career questions at brownambitionpodcast@gmail.com or hit us up on Twitter or Facebook.

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It's our Sweet 16, BA Fam! Fair warning: if you have not yet watched The Wiz Live, spoilers are ahead! The cast...the music...the WARDROBE. It was truly a night of unforgettable black magic. On the down side, what's a groundbreaking moment for people of color without a little touch of racist shade? Ignorance was out in full force on the Twitterverse and we discuss in this week's Buzzworthy. Next up, is it ever OK to move in with a significant other simply to save on rent? And Tiffany has a question for Mandi: Which race do you identify with more? Anyone who has a mixed racial/ethnic background will relate to her answer. WINS: While Tiffany packs up for a week in paradise (jealous!), Mandi shares a major update about work (and really hopes she hasn't jinxed herself!). We hope it inspires every woman out there to ask for what she deserves. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sorry in advance for all the singing. We were a little giddy this week...but for the best possible reason! One of us has something MAYJAH to share today BA fam (and it may or may not involve a ring!). After we squeal, we discuss important events of the last week, such as the Soul Train Awards (Baby Face tribute? Win! Choosing creeper R. Kelly to close the show? Fail!) and why it's important to support minority-owned businesses this holiday season. For Brown Break, Mandi gets real about what it's like working in an open concept office — and how easy it makes it for outside work drama to get in the way of your work flow. Tiffany makes a confession about her social life (or lack thereof) and takes a brown break from staying home. We answer an excellent question from a reader who wants to know if it's worth it going to a financial advisor -- and how she's supposed to get the house and family she wants with a mound of student loan and credit card debt weighing her down. WE are here for you Carrre girl! As always, send us your money/career questions at brownambitionpodcast@gmail.com or hit us up on Twitter (@theBApodcast) or Facebook. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey Hey Hey! Happy almost-Thanksgiving BA Fam! This week, we talk about the shocking "Scandal" winter finale (Shonda...you still got it girl) and the Apple Music commercial that everyone's talking about. Brown Break: Tiffany explains why she is sick of "Money Mantras" and Mandi lays out the facts that seem to be conveniently missing from the anti-Syrian refugee movement in the U.S. (yes, we're talking to YOU Dr. Ben Carson). Then, we spend some time answering a fabulous question from a reader who wants to know...how do I save for retirement when I'm constantly switching jobs and want to buy a house some day? Since we didn't have time to dig all the way into her situation, here are a couple of links to resources we mention on the show: 1: Tiffany's "Buying a Home Checklist" and 2) NAPFA.org, a database of fee-only financial planners where you can start your search for a financial advisor in your area. Have a question you'd like us to answer? email us at brownambitionpodcast@gmail.com or tweet us @TheBApodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Just 7 years ago, Patrice C. Washington was scraping up all the change in her purse to buy baby formula for her newborn daughter. Now, Patrice is a best-selling author and founder and CEO of Seek Wisdom Find Wealth, a boutique personal finance consulting firm based in Atlanta, GA, and is a featured financial coach on the Steve Harvey Show. On Jan. 19, Patrice is publishing her new book "Real Money Answers for Everyday Women" in bookstores nationwide. Patrice joins us to talk about hitting rock bottom and how she clawed her way back to the top. She also has some tough advice for everyday women looking to get ahead. "When people are unfulfilled in their careers that leads them to mismanage their finances," she says. "I meet so many women who are quick to go the mall because they're frustrated with everything they've been through all week." In addition to the lovely Patrice, we have a candid conversation about a dirty little monster called Stress...grab your stress balls ladies! You don't want to miss it. As always, send us your money questions at brownambitionpodcast@gmail.com or hit us up on Facebook.com/BrownAmbition or Twitter @theBApodcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

I know we say every episode is our best episode EVAH but....Y'ALL. THIS ONE IS FIIIIRE. In lieu of tips this week, Mandi sat down to chat with the extraordinary Mira Jacob, author of the critically acclaimed novel "The Sleepwalker’s Guide to Dancing" and all around badass. Mira's viral Buzzfeed post "37 Difficult Questions From My Mixed-Race Son" hit us right in the feels — so sweet, so funny, and so relevant to what it's like to be a parent raising a kid in a multi-cultural family today. Mandi talks to Mira about that story PLUS her bumpy ascent in a business that, well, isn't exactly known for its loving embrace of diverse voices. BUZZWORTHY: -Starbucks cup? War on Christmas? Y'all cray. -We've had it with Spirit Airlines. And not just because they kicked 6 black people off a flight last week. -Serena Williams catches a crook. Ben Carson's lies catch up with him. -Donald Trump BOMBS on SNL. And all is right with the world again. BROWN BREAK: -Tiffany dumps her waist trainer for the real thing. -Mandi goes IN on so-called "travel hackers". Did we mention Mira is GORGEOUS too? #Werk Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey hey hey BA Fam! Have you signed up for our newsletter yet? We won't spam you, promise! Once every few weeks we check in to let you know what's been going on in Brown Ambition land and give you tips on everything from saving and investing to balancing life + career. If you'd like to keep things a bit more casual, hit us up on Twitter or Facebook. This episode is dedicated to all the fans who've blown us away with your support of the show so far -- thanks to you, we made it to the iTunes "New & Noteoworthy" list for podcasts! Such amazing news. In this week's show, we talk about the importance of having older women around you as you advance in your career and how to pick and choose your mentors. You do not want to miss this segment — we tell you all the mistakes we've seen young people make and the key things you should know before you ask someone else for advice. Do YOU have a question about career or money you'd like us to answer on the air? Send us an email at brownambitionpodcast@gmail.com. We love hearing from you! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy 10th episode to us! In honor of the big 1-0, we are bringing you a PACKED show filled with all your favorite segments: Buzzworthy, Brown Break, Tips and Wins of the Week. As if that wasn't enough, we're also announcing the WINNER of our iTunes giveaway! Buzzworthy: -We are here for Dominican Drake! The #Hotlinering video was great...but the memes were even better. -Everyone's favorite "Hero Mom" from the Baltimore Riots has sadly not done too well since her 15 minutes of fame. -From one crazy to the next, Ann Coulter (of all people) puts Raven-Symone in her place. -Thousands of RushCard customers lost access to their funds for nearly 2 weeks. Now Russell Simmons is in hot water with regulators. We discuss the details and share stories from people who are struggling to pay bills without their hard-earned money. Brown Break: -Tiffany is over people who want to take but not give. -Mandi has a double BB this week: Texas + Trump Tips: -What's it like being a woman who earns more than her partner? How do you own your financial power and your success without diminishing your partner's role in the household? We keep it real and tell you what has worked for us. Wins of the week: -Tiffany treats herself to something nice. -Mandi gushes about her new TV obsession — "Jane the Virgin" Learn more about your ad choices. Visit megaphone.fm/adchoices

We're baaack! Tweet us @TheBApodcast or join the fun community we're building on Facebook! Let us know what topics/questions you'd like addressed on the show. We spend a lot of time on today's show talking about one of our favorite subjects — how to push through and ask for more when you deserve it at work. We were inspired by Jennifer Lawrence's open letter about gender bias in the entertainment industry. Here's what else we've got cooking this week, BA fam: Brown Break: Why has no one canceled The View yet? Like for real though? And Tiffany begs the world to stop asking her this ONE question. Tips: Tiffany "The Budgetnista" herself reveals her (drumroll please!) BUDGET and we talk about how we work hard to avoid the "lifestyle inflation trap." Wins of the week: Tiffany tells you about the nonprofit helping homeless kids enjoy their birthdays and Mandi gives a huge shoutout to one of her idols. Want to stay in touch? You can always email us at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Thanks to you beautiful people our last episode was our most popular show to date! Please keep spreading the word by leaving us a review on iTunes and tweeting us @TheBApodcast with the hashtag #BrownAmbition. We keep the party going on Facebook, too, so like our page and stay in the loop on all our BA news: facebook.com/brownambition. Here’s what we’ve got going on in this week’s show: BUZZWORTHY: Tiffany teaches Mandi the meaning of “project heat”. How a teenage boy got a publisher to rewrite a chapter in his history book. #BrownAmbitionForReal We tell you ALL you need to know about “Hood Smart,” a show that has us buzzing with brown pride. BROWN BREAK: Mandi has some strong words for people spreading lies about Planned Parenthood. It’s Halloween season and Tiffany makes a plea for the end of black face. TIPS: We give you FIVE amazing strategies to make your credit score “Jump like Jordan” as Tiff says. WINS: We introduce you to the woman who turned a school bus into a mobile financial literacy movement. She’s truly everything that Brown Ambition is all about. Mandi has a special shoutout for Shonda Rhimes (and it has nothing to do with her TV shows!) Learn more about your ad choices. Visit megaphone.fm/adchoices

You may know her as the Money Coach, but we call her our Fairy Money Godmother — the incomparable Lynette Khalfani-Cox is our first-ever BA podcast guest! Lynnette is a personal finance expert, television and radio personality, and the author of 12 books (Yes. 12.) including the New York Times bestseller "Zero Debt: The Ultimate Guide to Financial Freedom." (Just in case you doubt her street cred, just know that Lynnette paid off $100,000 of credit card debt in 3 years!) She's an inspiration and she joins us to talk about how she made the leap from a 9-to-5 lifestyle to mega success as an entrepreneur. She also gets real about working side by side with her husband, Earl, and keeping their relationship healthy while managing their business. Don't forget we are doing an iTunes giveaway to a lucky reviewer! Leave a review and email us at brownambitionpodcast@gmail.com with a screenshot. We've got some great prizes! More info at brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

You guys. We couldn't wait a whole week to talk about the epic amounts of black girl magic that occurred at the Emmys this weekend, so we are bringing you a special bonus edition of Brown Ambition. From Viola's history-making win, to Regina King's long overdue trophy and the Apple commercial that still has us talking (#KerryMaryTaraji) ... so much to celebrate! We also have some exciting news to share about Tiffany's Live Richer Challenge! ITUNES REVIEW GIVEAWAY: We're giving a way a copy of Tiff's bestselling book "The Live Richer Challenge" along with an adorable "Frugal is the New Cool" tote bag to one lucky reviewer, so please leave a review in iTunes if you haven't yet. Then email us at brownambitionpodcast@gmail.com to let us know you have. Website: brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Tiffany tells you how to spot a life coach scam, Mandi calls for the end of World Star Hip-Hop and the ladies tell you how to manage your finances jointly with your partner. See more at brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ep. 3 - We just can't with man buns anymore Learn more about your ad choices. Visit megaphone.fm/adchoices

In Episode 2 of Brown Ambition, we tell you what it's really like to be the "only one" in the office. Tiffany talks about growing up in "Nigeria Central", Mandi tells you how she negotiated a 25% raise, and we both discuss the merits of simply knowing when to shut up. Learn more about your ad choices. Visit megaphone.fm/adchoices

In our first episode, we explain what 'Brown Ambition' is all about and tackle the question we've both been asking ourselves — when the hell is the right time to have a kid, anyway? Mandi explains what "white feminism" is all about, Tiffany calls for the end of the "Perm v. Natural" debate and both of us share our wins of the week. As if that wasn't enough, Mandi offers 4 key tips to save on rent and Tiffany serves up a key strategy for new business owners. Learn more about your ad choices. Visit megaphone.fm/adchoices