The Reality Cheque: Recent Episodes
The Reality Cheque
Welcome to The Reality Cheque, making the complex simple. We are so excited to launch this Podcast with your host Gen Frost.
We are here to demystify financial terms and the concepts that matter the most to you. Alongside our expert guests, we are going to shine a light on all the key financial issues, start to explain them in simple terms and help you take baby steps towards financial security for you and your family.
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks, and ideas to Kickstart your 2022.
This is our final episode of the KICKSTART 2022 series. What a hoot it has been.
We have tackled many topics over this series - but which specialist would you use for each type of advice? What steps can you take to better ensure that your chosen specialist is aligned with your values?
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022.
When you hear the word 'Aged Care', most people would think of an Aged Care home. But what about access to services that can help you or your loved one 'maintain independence' and stay living in their own home?
This week Gen and Tim discuss the importance of proactively accessing Home Care Services.
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022.
This week our topic is the modern day view of "Retirement". Gen and Tim discuss why planning your transition into these years is enhanced by 'reimagining' your future and by focusing on doing more of what you love doing.
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022.
This week Gen and Tim discuss the role of Life Insurance. But we didn't want to only talk about 'what' it is. We discuss the 'why' - the important aspects of our lives and family security that need protection with life insurance.
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks, and ideas to Kickstart your 2022.
Gen and Tim explore various ways that we can educate and discuss the value of money with our younger and teenage children. Plus we discuss some options for your children's savings vehicle.
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022.
Gen and Tim discuss the daily decisions that we all face in relation to supporting a sustainable world.
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks, and ideas to Kickstart your 2022.
Gen and Tim define Ethical Investing and discuss the importance of getting in touch with your specific ESG values and how to search for funds that support causes that are important to you.
Responsible Returns Search Tool
https://bit.ly/3oMwTTc
5-steps to investing your Super Ethically
https://bit.ly/34HowRM
Australian Ethical
https://bit.ly/3oKzIEb
Verve Super
https://bit.ly/3uMd6Ho
Future Super
https://bit.ly/3HOTENM
Join Tim (The Grass is Greener) and Gen (The Reality Cheque as they come together with financial tips, tricks and ideas to Kickstart your 2022.
So, you are ready to invest...but how do you actually begin? We discuss options for investing for all budgets and balances from Micro-Investing and round-Up's to Robo-Advice and more.
For more on Micro-Investing: https://www.canstar.com.au/investor-hub/micro-investing/
Raiz: https://raizinvest.com.au/
Spaceship: https://www.spaceship.com.au/
Sharesies: https://sharesies.com.au/
Robo-Advice: https://www.canstar.com.au/investor-hub/start-investing-robo-advisor/
SixPark: https://www.sixpark.com.au/
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks, and ideas to Kickstart your 2022. There are some key concepts to consider when you are beginning (or continuing) your investment journey. We discuss the importance of understanding your risk appetite and building your investment choices in line with your goals. How important diversification is and what are some easy ways you can consider this when looking to build an investment portfolio. Finally, Growth and Defensive assets – what are they and how do they differ, and each adds value to your portfolio.
https://www.linkedin.com/in/henrytim/ https://www.linkedin.com/in/genevieve-frost-5519117a/
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks, and ideas to Kickstart your 2022. How much do your inherited beliefs, biases, and ultimately behaviours impact the financial decisions you make? We discuss some of the elements from your childhood, through adult relationships, and the many external factors around us that can alter our habits and dictate the financial decisions we make.
https://www.linkedin.com/in/henrytim/
https://www.linkedin.com/in/genevieve-frost-5519117a/
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022.
Did you know that only 25% of people in Australia have a valid and up-to-date Will?
Implementing a Will and Powers of Attorney is your opportunity to ensure that the wishes you have for your family are put into writing.
We explore what each of these written documents does as well as tackle a few myths that deter people from getting it done.
Head & Heart Estate Planning Course
"How to choose a Guardian for your children"
https://bit.ly/33r5Fde
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022.
This year we will be bombarded by the media about the likelihood of rising Interest Rates. Why will Interest Rates increase? How can you get a better understanding of what this means for your household? What can you do to get ahead of any changes?
https://www.linkedin.com/in/henrytim/ https://www.linkedin.com/in/genevieve-frost-5519117a/
Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with tips to Kickstart your 2022. Starting with your household income, expenses, and spending habits. How can you change your attitudes and habits to ensure you are living your best life while being able to afford the essentials. It is all about sleeping easy at night and enjoying the journey.
Alongside financial wellbeing (!), there are few things more important than giving ourselves the space and time to focus on our health and happiness. This is all too often way down the priority list for new, or not-so-new parents as chaotic lives and the juggle of priorities and focus leave our own health and happiness behind.
Listen in as I chat to the passionate, hilarious, and inspiring Lara Jezeph. Lara has left behind a Marketing career to devote her life to Wellness, Health and fitness coaching with a particular passion for helping mum's find themselves again after bubs.
Contact or follow Lara here:
Instagram - TrainVirtualPT
Facebook - https://www.facebook.com/trainvpt
www.virtualpt.com
https://www.linkedin.com/in/lara-jezeph-25b52116/
There are so many important aspects to our journey to financial happiness. Alongside our financial education, it is fundamentally important to be aware of our biases, our thoughts, persuasions and emotions when it comes to the financial attitudes we have and the way they dictate the decisions we make.
Join me as I speak to the incredible David Harvie, National Financial Wellbeing Manager from IOOF.
Get in touch with David here: https://www.linkedin.com/in/david-harvie/
Buying your first home or any property is a HUGE financial decision. It is likely the single largest piece of debt and the biggest asset you will own.
Join me as I chat to award winning Financial Adviser and Mortgage Broker, Chris Carlin from Master Your Money Now. Chris specialises in financial advice for Millennials and provides incredible tips and tricks around saving for your house deposit, important considerations for your home loan, government initiatives that might be there to help you and more.
Contact Chris via www.masteryourmoneynow.com.au
Listen to more of Chris' content: https://www.youtube.com/c/masteryourmoneynow
https://moneysmart.gov.au/buying-a-house
Many of us are reviewing our career choices right now, whether that is the role within our business, moving to a new company, a new role or a new career altogether. In this episode, I speak to experienced Recruitment Executive and published Author Judith Beck who provides some brilliant insights and tips on how to succeed in your career.
For more information and details on Judith's Book 'No Sex at Work':
https://www.judithbeck.com.au/
Discussing the basics of money and finance with our kids can be tricky. We all say 'I wish I had learnt that at school' but in the absence of that, there are some brilliant conversations we can have and lessons we can teach our kids at home.
Join me as I speak to Anthony Caneva from IOOF with tips and tricks for tackling these conversations with our kids (young and old) - not to mention a heap of insights for us all in finding wellbeing and happiness in our financial journey.
https://moneysmart.gov.au/teaching-kids-about-money
https://childmind.org/article/talking-kids-money/
Connect with Anthony: https://www.linkedin.com/in/anthonycaneva/
There is no doubt that investing via ETFs (Exchange Traded Funds) is a growing trend in the market but do you really understand what they are? How they are different to other investment options? How you can access these with your investments or Superannuation?
Join me as I speak to Pat Garrett, co-CEO and Founder of Six Park as we delve into all of the above and more, unpacking the world of ETFs.
SixPark: https://www.sixpark.com.au/
More about ETFs: https://moneysmart.gov.au/managed-funds-and-etfs/exchange-traded-funds-etfs
ETFs on the ASX: https://www2.asx.com.au/markets/trade-our-cash-market/asx-investment-products-directory/etps
Connect with Pat:
https://www.linkedin.com/in/pat-garrett-6b73aa49/
Superannuation can be a tricky thing to get people inspired and passionate about at any age, but even more so for our teenagers and young adults. There is an incredible opportunity for them to set themselves up for an incredible retirement if they make good decisions and start a lifetime of great habits today!
Join me as I speak to award-winning Financial Adviser and PHD candidate, Dawn Thomas. We discuss some different ways to speak about Superannuation to the younger generations as well as great tips for us all in thinking about Super and our future.
https://www.linkedin.com/in/dawn-d-thomas/
https://moneysmart.gov.au/how-super-works/superannuation-calculator
https://moneysmart.gov.au/how-super-works/choosing-a-super-fund
The financial markets have endured highs and lows over the course of this pandemic and we know of the historically low-interest rate environment but do you really understand the macroeconomic factors at play and how they impact you and your financial position? Join me as I speak with Anthony Doyle, Economist and Cross-Asset specialist at Fidelity as he talks through the global and Australian financial markets, decodes interest rates, discusses the property market, and more.
https://www.linkedin.com/in/anthonywdoyle/
https://www.fidelity.com.au/
In the final chapter of our mini-series, Tim and I look at the key things we have learnt about cryptocurrency, and touch on the couple of things that despite our best efforts, remain a mystery!
We also decode the world of NTFs (non-fungible tokens) which is a pretty awesome example of the future of blockchain technology.
Thanks for joining us on this adventure!
Article NBA Topshot
https://cnb.cx/3anzk7t
Kings of Leon NFT explained
https://bit.ly/2PbMi0K
This week Tim & Gen chat to a Blockchain expert and get his insights on his rise through the Crypto world and the real life uses for this amazing technology.
George Siosi Samuels is the Managing Director of community-tech consultancy, Faiā, and founder of a blockchain-based accountability platform called Honā.
Recently, George helped facilitate a deal resulting in the Government of Tuvalu adopting blockchain technology as part of its national digital transformation efforts, moving towards electronic cash and paper-less operations.
Join us as he helps further decode the world of Cryptocurrency and the use of Blockchain technology.
- www.faiacorp.com
- https://finance.yahoo.com/news/tuvalu-embarks-worlds-first-national-140000355.html
- www.hona.io
https://www.linkedin.com/in/gssamuels/
Find a Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
In Episode 2 of this series, Tim and I dive further into the world of Cryptocurrency, interviewing a guest who gives us a deeper insight into the why and how.
We talk more about the different uses for Cryptocurrency, it's role into the future and how you can research and access it.
https://www.tgigpodcast.com.au/
Find a Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Joining forces for a 4 part series, Tim Henry (The Grass is Greener podcast) and Gen invite the audience along on their adventure, trying to decode and truly understand the complex world of Cryptocurrency.
Have you wondered what Cryptocurrency is all about?
Is it a “real thing” and what role will it play in our future?
Is the technology safe?
How many currencies exist?
How do I actually buy it?
Join us as we find out the answers to all of the above, and more!
In episode 1, we get “back to basics” exploring the reasons why Cryptocurrency even exists. We discuss and explain the key terms and look at the history of Cryptocurrency.
https://www.tgigpodcast.com.au/
Find a Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
In a nod to International Women's Day, we discuss the huge topic of Financial Empowerment for Women.
I interview the inspiring Michael de Haan, who is working tirelessly in this space with a passion derived from his own very personal story.
For more information on Michael and his work: https://caretogrow.com.au/
https://www.linkedin.com/in/michael-de-haan/
For help with Financial Abuse: https://www.1800respect.org.au/violence-and-abuse/financial-abuse/toolkit
https://www.whiteribbon.org.au/Find-Help/Help-Lines
Find a Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
What if you have emotional or psychological barriers or behavioural patterns that are preventing you from meeting your Financial goals? In this episode, I speak to Karen Eley from Women Talking Finance, about the psychology behind our our financial success and the decisions we make. She gives us some incredible tips on how to identify and take control of this aspect.
For more on Karen: https://www.womentalkingfinance.com.au/
https://www.linkedin.com/in/karen-eley/
Find a Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Have you heard of a Self-Managed Super Fund (SMSF) but never really known what is was all about? In this episode, I talk about the different Superannuation options available. I speak to Nicola Beswick, Financial Adviser extraordinaire about the positives and challenges of investing via an SMSF, her work as a Pro-Bono adviser and much more.
Contact Nicola via: https://www.nicolabeswick.com/
https://www.linkedin.com/in/nicolabeswickfinancialplanner/
More info on SMSFs: https://moneysmart.gov.au/how-super-works/self-managed-super-funds-smsf
For HEAPs of technical info: https://www.ato.gov.au/uploadedfiles/content/spr/downloads/spr46427n11032.pdf
Find a Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Do you shop online? Do you wish there were easier ways to contribute more to Superannuation? In this episode we talk to the amazing Pascale Helyar-Moray, Entrepreneur, Women's Rights activist, Mum and Founder of Super Rewards - an online shopping platform where you can earn cash as Super contributions.
Super Rewards: https://super-rewards.com/
Superannuation Calculator: https://moneysmart.gov.au/how-super-works/superannuation-calculator
Find a Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
In this episode, we look at Navigating the Centrelink Maze with the invaluable help of Sheena Stow-Smith. Formerly a Financial Adviser, Sheena now runs AdviceLink, a Centrelink outsourcing business. We discuss some of the key Centrelink benefits available with tips on how to deal effectively with Centrelink.
Contact Sheena directly: https://www.advicelinkservices.com/
Centrelink assistance guides: https://www.servicesaustralia.gov.au/individuals/online-help/centrelink
Find a Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
In this episode of The Reality Cheque we speak to the incredible Christina Hobbs, CEO of Verve Super - the first Superannuation fund by Women, for Women. We talk about ethical and responsible investing and ways we can align our investments with our morals. We also discuss both the reasons behind the Superannuation gap and steps both women and men can take to address this.
https://vervesuper.com.au/
More information on responsible investments: https://responsibleinvestment.org/what-is-ri/ri-explained/
Retirement Calculator:
https://moneysmart.gov.au/retirement-income/retirement-planner
Connect with Christina:
https://www.linkedin.com/in/christinahobbs/
Want a Financial Adviser? Contact us at www.therealitycheque.com.au or hello@therealitycheque.com.au
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Money and Relationships are tricky topics and something that can be incredibly hard to address. Whether you are in the loved-up early days, a long-term relationship or a marriage. Financial equality and more importantly transparency is so important and often so difficult, especially if the relationship comes to an end. In this episode, we speak to Evguenia and Jon, two Directors at Park Lane Advice Group who specialise in inter-relationship advice and divorce on tips for a healthy financial relationship.
Contact Evguenia and Jon at:
www.parklaneadvicegroup.com.au hello@parklaneadvicegroup.com.au
For more tips:
https://moneysmart.gov.au/relationships-and-money
Connect with Evguenia:
https://www.linkedin.com/in/evguenia-rutkowski-aba419a3/ and
Connect with Jon:
https://www.linkedin.com/in/jon-scukovic-7b6003135/
Want a Financial Adviser? Contact us at www.therealitycheque.com.au or hello@therealitycheque.com.au
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Buying a house is the single biggest purchase most of us will ever make. In this episode we talk through important steps both financial and emotional, to ensure you are armed and ready for this big buy. We also speak to the incredible Emily Wallace, a Buyers Advocate and total property powerhouse who give us an expert view on buying a house.
https://www.emilywallace.com.au/
More tips on buying a house:
https://moneysmart.gov.au/buying-a-house
Want a Financial Adviser? Contact us at www.therealitycheque.com.au or hello@therealitycheque.com.au
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Welcome to The Reality Cheque - Maximising and Protecting your Income. In times of uncertainty, our income is at the forefront of our minds. Our salary has never felt more important. In this episode we talk about different options and simple steps we can take to safeguard, optimise and protect the money coming in.
We are joined by Alysia Laird, Financial Advisor and a woman as passionate about financial security as we are. She is going to talk us through key areas of consideration for protecting what matters.
Contact Alysia Laird at: www.zebratailoredwealth.com.au
Read more about Income Protection insurance at: https://moneysmart.gov.au/how-life-insurance-works/income-protection-insurance
Want a Financial Adviser? Contact us at www.therealitycheque.com.au or hello@therealitycheque.com.au
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Welcome to The Reality Cheque - talking about the true value of advice. In this weeks’ episode we look at why financial advice can make such a difference in your journey to financial security and perhaps even more importantly, improve your wellbeing and peace of mind.
We are joined by Chris Carlin, mortgage broker, financial planner and owner of www.masteryourmoneynow.com.au who talks us through the process of advice and some great tips on both the why and the how.
https://www.linkedin.com/in/chriscarlin1/
Finding a Financial Adviser:
https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
https://moneysmart.gov.au/financial-advice/financial-advisers-register
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Welcome to The Reality Cheque - talking all things Estate Planning. In this weeks’ episode we look at why wills and making decisions around your estate are so important. What are they key things to know when writing a will? How do we get started? What about powers of attorney, guardianship and nominated beneficiaries?
We are joined by Aaron Zelman, co-founder of www.willed.com.au who shares some expert tips.
www.linkedin.com/in/aaronzelman/
Writing a will:
https://www.canstar.com.au/life-insurance/writing-a-will/
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Welcome to The Reality Cheque - talking all things Fixed Income. In this weeks’ episode we drive home the importance of diversity in your investment portfolio. We are focussing on defensive options available to you and start to decode the world of Fixed Income. What is Fixed Income and why does it play a hugely important role in your investment world? Our expert, Joe Kinglsey, provides valuable insight into this asset class and gives us plenty to think about with our investment choices and building a diversified portfolio.
Joe Kingsley - FIIG Securities
https://fiig.com.au/
Joseph.Kingsley@fiig.com.au
More information on Bonds:
https://moneysmart.gov.au/investments-paying-interest/bonds
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Welcome to The Reality Cheque talking all things shares. In this weeks episode we are introducing the world of share investing and providing a beginners guide to making our money work for us. What are our different options for investing, what risks do we need to be aware of, and who can we go to for help. Our expert, Domenic Gullifa, gives some invaluable tips and insight into the universe of investing in shares.
Investing in shares:
https://moneysmart.gov.au/shares
Where to Find A Financial Adviser:
https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Welcome to The Reality Cheque - talking all things personal insurance. In this weeks’ episode we are introducing the key types of insurance, talking about why this safety net is so important and some simple tips to start thinking about what cover you may want to have in place. Our expert, Shadia Kouzma, gives some invaluable insight into this often confusing world.
Life insurance
https://moneysmart.gov.au/how-life-insurance-works
Life insurance comparison
https://moneysmart.gov.au/how-life-insurance-works/life-insurance-claims-comparison-tool
https://www.canstar.com.au/life-insurance/five-questions-to-ask-before-you-take-out-life-insurance/
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Welcome to the Reality Cheque - talking all things finance for kids. In this episode, we are going to talk about the simple steps you can take to give your children the financial head start they need. Why is it so important to start talking to your kids about money? Why should we give them the responsibility of financial decisions as early as we can? Many of the core financial lessons for kids are the very same for us all, how do we choose what to spend our money on? How do we save money? Hopefully this episode will give you some good tips to set your children on the right path to their own financial security.
Brendan Madden
Financial Adviser - 0490 046 095
brendan@voyagetofreedom.com.au
Teaching kids about money:
https://moneysmart.gov.au/teaching-kids-about-money
Where to Find A Financial Adviser:
https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Welcome to the Reality Cheque - talking all things Superannuation. In this episode, we are going to introduce you to some of the basics of Super. Why is it so important? What simple steps can I take to make sure I’m not paying too much in fees or that I’m invested correctly. Mostly just getting you thinking about your Superannuation - such an important aspect of our financial lives and something we should all give a little bit of love to today!
Where to Find A Financial Adviser: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Lost Super: https://moneysmart.gov.au/how-super-works/find-lost-super https://www.ato.gov.au/forms/searching-for-lost-super/
Consolidating Super https://moneysmart.gov.au/how-super-works/consolidating-super-funds
Protect Your Super - insurance within Superannuation https://www.apra.gov.au/protecting-your-super-package-frequently-asked-questions
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
In this episode we are going to tackle the mighty house-hold budget. What are the simple ways to organise a budget and start to look at the management of our cashflow. Our expert today is Nick Preshaw who has worked as a Financial Adviser, and now as a coach - training financial Advisers for one of the countries top 4 financial institutions. Hopefully by the end of the episode, you will have some insight into what you are spending and simple ways to start changing your attitude towards spending and saving!
Where to Find A Financial Adviser:
https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser
Tips on a budget:
https://moneysmart.gov.au/budgeting/how-to-do-a-budget
Examples of Discretionary Costs:
Groceries
Leisure activities, going out, sports events, socials, theatre
Take-away food
Clothing / retail
Holidays
Travel costs (ubers/cabs)
Examples of Fixed Costs:
Mortgage repayments / rent
Gas, electricity and rates bills
Phone, internet
Insurance
Loan repayments
Fixed fees, child care costs, school fees, gym and other memberships or subscriptions, sponsorships
Car registration
Medical costs
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.
Making the complex simple. We are so excited to launch this Podcast with your host Gen Frost.
We are here to demystify financial terms and the concepts that matter the most to you. Alongside our expert guests, we are going to shine a light on all the key financial issues, start to explain them in simple terms and help you take baby steps towards financial security for you and your family.
Please follow us and send any questions to our email:
info@therealitycheque.net
In this episode we are going to chat all about household Debt. We will tackle Home loans and credit cards and what small steps we can take to get on top of this grey area in our lives. Our expert today is the wonderful Drew Ivory, who has been a mortgage broker for over 11 years and is going to provide some invaluable tips and tricks, especially for so many of us impacted by the uncertain climate of today. Hopefully by the end of this episode, you will be able to ask the right questions, seek the right advice and confidently face up to your debt.
Drew Ivory - Senior Mortgage Consultant, Broadley and Associates Mortgage Brokers
info@bamb.com.au
Ph: 0401 413 079
Compare your mortgage online:
https://moneysmart.gov.au/home-loans/choosing-a-home-loan
https://www.comparethemarket.com.au/home-loans/
https://www.canstar.com.au/home-loans/
Credit Card comparison
https://www.comparethemarket.com.au/credit-cards/
How to find a Mortgage Broker
https://www.choice.com.au/money/property/buying/articles/how-to-find-a-good-mortgage-broker
Follows Us On Facebook: @therealitycheque
Disclaimer: Any information or advice in this podcast is of general nature and does not take into account your personal circumstances, your objectives, financial situation or needs. You should consider whether this advice is suitable for you and your personal circumstances. The Reality Cheque suggests you consider seeking professional and tailored advice.