Various - It is a dangerous thing to think our salvation is gained by uttering some prescriptive words. The Bible teaches we must "believe in the Lord Jesus Christ," the full meaning of which demonstrates "salvation by grace through faith." God has placed a vital message about Himself within His creation so that everyone is "without excuse." The souls of the saved are immediately with Jesus at death, while the souls of the unsaved go to Hades, a holding place before Hell.