The theme for this week is: protecting yourself and your wallet online. Hackers are becoming more sophisticated, so it’s hard to keep up, and unfortunately, most of us are pretty lax in our cybersecurity protection practices. So this week, I’m sharing with you 5 things you can do to take your cybersecurity protection to the next level.
Today, I want to cover one of the most important ways to keep your personal info safe and secure - good password habits! Are you still using “password1” as your password or your dogs name followed by your year of birth?
Passwords should be long, with numbers, special characters, and letters. You probably know that. But the problem is that you might have as many as 50 different online log-ins, and since you don’t want to be constantly resetting your password, you use a password that you can remember, and you use the same password in several different places. Therein lies the problem.
A hacker gets your password for your social media account, your email, or your online shopping account, then they try that same password everywhere else - potentially providing them access to several of your accounts, because they know you repeat passwords.
That’s where a password manager comes in. A password manager stores and remembers all of your passwords. It’s an encrypted and secure place to store all of your passwords, allowing you to have strong and unique passwords for all of your online log-ins.
A password manager is a MUST for protecting yourself online, and when you use a password manager, you just have to remember one password - the password to log in to your password manager.
You can find out more about a password manager by googling the term. 3 of the more popular password managers are 1Password, LastPass, and DashLane.
That’s it for today, Thanks for listening! Tomorrow, come on back because I’m continuing with the topic of securing your online log-ins with 2 factor authentication.
My name is Ashley Micciche and this is the One Minute Retirement Tip.
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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance, wealth management, fee only financial advisor, financial planner, cybersecurity, cyber security, why is cybersecurity so important, email security, identity theft, 2 factor authentication, two factor authentication, password manager