Is your 401(k) doing all it can for your future, or are you sitting on financial cruise control? 🚗💨

In this episode of Game Plan for Retirement, host Peter talks with Chris McIntyre, President and Founder of McIntyre Retirement Services, to unpack the ins and outs of 401(k)s, 403(b)s, and TSPs. While these tax-deferred savings accounts are among the most powerful tools for building wealth while working, they aren't always the best fit once you reach retirement! 🛑

In this episode, we discuss: * 💵 Maximizing Contribution Limits: Why taking advantage of updated contribution limits and company matches is non-negotiable. * 🔄 Traditional vs. Roth Contributions: What high earners need to know about catch-up contribution rules and building tax-free retirement income. * 🎯 The Catch with Target-Date Funds: Why "set-it-and-forget-it" investment strategies might expose you to unwanted market risk as you near retirement. * 🚪 Taking Control with IRAs: How in-service rollovers and post-retirement transfers unlock greater investment choice, tax control, and flexibility. * 🏛️ Smart Tax & RMD Strategies: How to utilize Qualified Charitable Distributions (QCDs) from IRAs to satisfy required minimum distributions tax-free.