Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 10 April 2026. The topic is: Misconceptions people have as we approach the end of financial year. This show was pre-recorded as Leon and Luke were both on Easter break.

Misconceptions can cost you money and opportunity in your EOFY financial planning and retirement planning. Luke takes a deep dive into the issues and provides the facts to help inform better decisions about your finances. Of course, if you need help, please seek financial planning advice.

Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.

Key misconceptions covered include:

• I’ve retired from the workforce, so I can’t add more into my super.
• I can’t claim a tax deduction for putting money into super if I’m not working.
• I need to put money into super to lower my tax if I’m working.
• My super balance is over 500, I can’t make a contribution to super.
• I can’t put money from a pension back into super.
• My kids won’t pay tax from my super when I die.
• Self-managed super funds are expensive and hard to run.
• I don’t have $20,000 to start investing, so I can’t start.
• We’re not going to get any Centrelink, because I’m over the asset’s threshold.
• I have a Will that takes care of all of my assets.
• Does balanced mean balanced – 50% growth or 50% defensive inside my super – What are you actually invested in?
• Luke shares information on where to get more information.

https://www.envisionfinancial.com.au/wp-content/uploads/2026/04/The-Strategy-Stacker-Luke-Talks-Monwy-10042026.mp3###### Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Do you need help with EOFY Financial Planning or Retirement Planning?End of Financial Year Planning is just around the corner. If you need to take action, do it sooner rather than later and seek advice if you need help to make sense of your opportunities. Misconceptions can cost you time and money. Make an appointment to meet with Luke.Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.

Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.

We look forward to your company again. Luke’s book Smart Money Strategy is out now.