In this episode of Financial Conversation, Kayla, Chonce, Kristi, and Erin are talking about how they practice delayed gratification despite being surrounded by a society that believes in instant gratification. 

We're covering:

• When you should start practicing delayed gratification?
• How credit cards have perpetuated instant gratification (and what you can do about it)
• Strategies you can use to practice delayed gratification
• When it's okay to partake in instant gratification
• When we've indulged in instant gratification ourselves
• In what ways to millennials struggle with changing their mindset to delay their gratification and waiting for wants and needs

Enjoy!