In this week's episode, Brad and Jonathan discuss different guidelines that can help ensure your mortgage won't infringe on your FI goals!

Becoming an home-owner doesn't have to mean the collapse of your own financial stability! By planning ahead and working within your personal limitations, your journey to a happy, healthy, and simple life can continue unabated! Listen along to see if the common sense guidelines mentioned can be beneficial to your situation!

Timestamps * 1:02 - Introductions * 3:01 - Insufficient Funds * 11:55 - Tackling Overdraws * 19:21 - What Can You Really Afford? * 26:36 - The Bracket Breakdown * 31:13 - FI-ifying Your Budget * 35:13 - The Payment Breakdown * 45:53 - Working The Table * 53:46 - Mortgage Factors * 57:30 - Make The Best Decision For YOU * 68:43 - Conclusion

Resources Mentioned In Today’s Conversation * Can I Get An Extension, Please? | ChooseFI Ep 372 * TurboTax * Subscribe to The FI Weekly! * SmartAsset * The Happy Philosopher * Chad Carson * Paula Pant

If You Want To Support ChooseFI: * Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy * Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence * Track your personal finances with Personal Capital * Compare, buy, and save big on insurance with Policygenius * Keep learning or start a new sidehustle with one of our educational courses * Slash your cellphone bill without sacrificing service with Mint Mobile

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