Michael and Johnny look at Consumer Credit around the world. We first introduce the concept of credit, the culture of credit, and what it enables in terms of FinTech services. We look at credit around the world, who are the biggest players and card scheme issuers, and finally, we dive into specific country trends.

Recorded Date: Sunday, March 21, 2021

Time Stamps

• 00:00:18: Introduction To Credit
• 00:03:28: Credit around the world
• 00:07:25: Specific Country Trends

Highlights

• Is credit an innovation driver?
• In an alternative reality, Square is a briefcase company called Rectangle
• Global consumer Credit is not as big as we think it is in the West
• How is consumer credit used in different countries?
• What factors contribute to a country's willingness to use credit?

Links

• Top 5 Credit Card Companies in Nigeria
• Percent of people with credit cards
• Lending Tree - US Mortgage Statistics 2019
• Credit Cards - Ownership Statistics

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