Happy Near Year!!! Welcome Back! I am happy to see that you made it into the new year and I hope that you have been focusing on the things that you want to happen differently this year. Today’s episode is a video recording, so you can go over to the Ready Set Free YouTube channel and see me and my beautiful guest Mrs. Geraldine Andre as we created this episode. If you can recall in very popular episode #3 titled, Credit – Friends in Debt, I mentioned Geraldine’s name as trusted advisor. I often refer my clients her if they want to utilize a service to repair or improve their credit profiles. Geraldine shares with us some extra secrets and little-known facts about the credit industry and things that we all can do to help protect ourselves and improve our scenarios. Also, remember that if you go to the YouTube page and subscribe and comment on this episode, I will enter you into a drawing to win the new “My Financial Year Budget and Investing Journal.” Who is going to join me in the private Facebook group where we will participate in different challenges or goal getting for ourselves? To purchase the journal, you can click here https://readysetfree.me/product/my-financial-year-monthly- budgeting-and-investing-planner/ Thanks for coming, sit back, relax and enjoy learning something new. You can contact Geraldine Andre at www.geraldineandre.com FB: Geraldine Andre Regal Credit Instagram: The Real Geraldine Andre

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