When creating your budget, start by sorting your income and expenses into categories. This will help you see where your money is going and give you an idea of how you can cut back on costs. Once you have a good understanding of where your money is going, it's time to create some goals for yourself. If you're looking to make your financial life easier, one of the best ways to start is by tracking your savings progress. By keeping track of your cumulative deposits, withdrawals and total net worth, you'll be able to see where you're making headway and which areas need more attention.    Visit https://www.efinancialmodels.com/budgeting-spreadsheets/