00:02:28 learn more about investing and saving 00:04:27 Family moved from America to Australia 00:06:04 Whatever happens, we can figure it out. 00:07:17 the concept of One thing 00:08:12 positive mantra 00:12:39 a healthier lifestyle 00:15:25 Free offer https://forms.gle/kPKXhefTgst6bjHh9 FB: https://www.facebook.com/Gerardisp IG:@paulgerardis LinkedIn: https://www.linkedin.com/in/paul-gerardis-50a28aa8