For the many South Africans who went from paycheck to no check when the lockdown was implemented, corporates in the country stepped up in an effort to provide some relief. Insurance companies, internet service providers and telcos offered a range of benefits and discounts. Banks have offered up to three-month payment holidays, which come to an end very soon. It may look like a welcome breather on the surface, but consumers need to take a moment to think this through and carefully consider the implications. For more on this Channel Africa's Lulu Gaboo spoke to Reagan Mitchell, managing director of WealthyMe, a financial services provider.