Today our guest is Nolubabalo Salem Nyati Founder of Debt Emancipation Movement

• A financial plan is like a road map that shows you where you are, where you want to go, and the best way to get there.
• Your current financial position reflects your assets and liabilities, and your income and expenses.
• Where you want to go involves your dreams, your goals, and your aspirations.
• If, for example, you want to buy an investment property that will give you extra income at some stage in your life, your financial plan should show how you’ll raise funds to buy the property.