Today our guest is Financial Expert & Entrepreneur - Gerald Mwandiambira. 

• Financial advisors or planners counsel people on wealth management and other personal money matters.
• Financial advisors can just draw up plans, or they can recommend specific investment products and vehicles.
• Some advisors charge a straight commission every time they make a transaction or sell you a product. Others charge a fee based on the amount of money they have been given to manage. Some assess an hourly fee.
• Always make sure your financial advisor abides by fiduciary standards and legal obligations to act in your best interests and disclose any conflicts of interest.