Welcome back to another feature of Making Cents. In case you don’t know, every second Tuesday we host a financial education feature called Making Cents brought to you by our financially-savvy friends at Ubank. I’d like to encourage you to follow these episodes so you can learn a lot on issues of personal financial management as much as we have.

Today’s discussion is a must have in the current world we live in. Next week Thursday on the 10th of October is the annual World Mental Health Day, a day where the entire world observes the importance of raising awareness of mental health issues and mobilising efforts in support of mental health. Sometimes, if not most of the time, matters of personal finance are the lead causes of depression as well as being anxious about your future financial well-being. South African debt review and counselling company DebtSafe conducted a “wellness survey” which revealed that 71% of people surveyed said financial stress influenced their overall health, 65% of people were more stressed as a result of money worries, and 87% of respondents said they felt “tired for no reason, worried and depressed” because of debt. So, is there a way we can manage our finances better to avoid negatively impacting the state of our mental health? What do you do if you are swimming in a pool of debt and it’s affecting you mentally? If you are fortunate enough to either not have debt or are managing your expenses, how can you ensure you keep it this way? Well to answer these and more of these questions we are in the company of financial expert, Kagisho Mahura, who will help us unpack this in more detail.