As discussed last week, this morning we are going to be discussing one of the important principals of the financial plan which relates to Health Care and Disability. However, Bryan Hirsch would first like to answer the two questions from last week: Can you access your savings account from your Medical Aid? Is it compulsory for government employees to join the Government Employees Medical Scheme (GEMS)?

GUEST: Bryan Hirsch, Chairperson of Bryan Hirsch, Colley & Associates (Pty) Limited