1:44 - How much is too much insurance cover?4:48 - Opting in vs opting out for life insurance - what do you need to know.7:17- If you’re in a position to help your kids out financially, should you?8:35 - Can superannuation help you out with a house deposit?14:04 - We are 6-9 months into a bull market so we shouldn’t expect a severe market crash anytime soon.15:12 - Income protection policies haven’t extended to catch up with new extensions before pension.16:18 - Why you should ignore offers from subprime lenders on a fixed-term deposit.18:13 - Recent changes for self-funded retirees to pay for accommodation for our growing ageing population.22:08 - Can you salary sacrifice through super, withdraw it and then only pay 15%?