3:08 What is fixed income?3:50 Other examples of fixed interest investments include bonds, mortgages, hybrid notes and term deposits.4:05 How are they different to shares?4:15 Understanding where they fit in your investment mix.4:40 Do fixed income investments carry risks? If so, what are they?(1) Credit risks.(2) Inflation risks.5:03 What are the benefits of fixed income investments?(1) Receive a better income than what you would get from a bank in terms of a term deposit.(2) Act as a volatility buffer, as you shouldn’t invest all of your money in shares and property.6:19 Discussing GESB Gold State super.7:51 Deciding whether to make smaller mortgage repayments in favour of larger GESB West State super contributions.11:17 The disadvantages of purchasing a house through a company.13:37 Salary sacrificing into super in order to make larger mortgage repayments.18:11 What is the current political landscape looking like?