2:06 Life insurance fees explained and the process of moving life insurance ownership.4:57 The bull vs. bear market and how they're both characterised.6:04 What is irrational exuberance?6:23 What could stop the bull run?8:29 Recommended split of growth and defensive assets in super.16:50 Market crashes vs market corrections.18:08 Having a financial advisor and not receiving any advice - what to do?20:30 Why it's so important to read your super statement properly.21:10 When to start getting financial advice.23:30 Can you access super to clear a debt?