01:10 Intro to the ‘Gamblers Fallacy’ Theory and Psychology Traps of Financial Investing03:05 Anchoring Trap04:15 Not owning up to investment mistakes05:55 Avoidance Trap06:20 Superiority Trap15:00 Pro’s and Con’s of Annuity17:20 Risks of Bitcoins and other Virtual Currencies19:25 Land tax and overlapping settlement dates