It’s a competitive housing market, especially in Eau Claireand the Chippewa Valley, but that doesn’t mean its automatically difficult for prospective first time home buyers. Withthe right preparation and expectations, first timers can be very successful in the market place.

• Money lending and understand there are many options

• Time frame expectations. How long does the process take

• The tax advantages to home ownership

• Is a pre-approved letter necessary?

• Is the Spring still the time to “buy & sell”?

• What is the “perfect time” to buy and sell