We're on the cusp of open enrollment, which opens on Tuesday, November 1.

According to a recent survey, 70 percent of employed individuals plan “to spend more time reviewing their benefit selections during open enrollment to help make the most of their benefit dollars because of inflation.”

But from HMOs to PPOs to HDHPs and more...there is a lot to think about...and it can get overwhelming.

CBS News business analyst Jill Schlesinger joined KRLD's John Liddle for some thoughts on the decisions ahead.