The financial industry loves rules of thumb when it comes to saving for and spending in retirement. Guidelines can help conceptualize the daunting project, but competent Financial Advisers acknowledge that reality is MUCH less predictable than the rules imply. Financial plans need to accommodate a good deal of uncertainty, including your longevity. This also impacts costs for Long Term Care.

Retirements, like snowflakes and fingerprints truly are unique. Things change in spending, assets, taxes, investments and you must adapt to the changes to remain relevant.

Listen in this Friday for our show 8 Hidden Risks that Could Destroy Your Retirement We'll offer you ironclad strategies to protect your life savings. This could be a game changer.

Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser.Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC.Rik Saylor Financial & NPC are separate & unrelated companies. NPC I.D. e-card #92208 NPC I.D. radio show 103 #92409