Out of 3 situations we come across in life, the 3rd one is Medical Emergency...no one really knows when will be meet it but once it comes there is huge amount we need to spend. Medical Treatment is very expensive, all you need is to avail Health Contribution scheme in a way that your cover should be min 25 lakh. This should come as a upfront cover + a Top Up. Be prepared with all three situations to be a complete man