A complete man is the one who is always prepared to face any situation in Life. God has planned our life to face 3 situations only but only god knows what comes when. Living to Long - If live very l ong we need lot of money to achieve all life goals. We need Power of Compounding. If god forbid one dies too early - Family still needs lot of money, you need to have an adequate Term Insurance Cover to face this situation. No. 3 is a Medical Emergency where you might need 25 - 50 lakh in case of an accident or critical illness. One with total readiness for these 3 situations is a complete man.