Mark Scanlon, chief executive of Personal Group PLC (LON:PGH) talks Proactive's Andrew Scott through their salary-sacrifice, insurance and digital software services.

''The world is changing technologically and the opportunity for us to deliver our service digitally is a new and evolving opportunity'', Scanlon says.

''With the proliferation of mobile phones we're able to deliver all of our services through an app - so we've built out our capability to be able to do that''

Scanlon adds: ''Employees of companies want to be able to make decisions like holiday booking or getting discounts perhaps at home ... so providing those services in a mobile fashion is what drove us to build this platform''.

“Looking beyond 2017, Personal is in a strong position to make continued solid progress''.