Your budget is a living and breathing document.  It is a wonderful tool that can grow and shrink with your resources.  It is a guide to financial health, a snapshot of your life and the key to reaching your goals.  Unfortunately changes to your budget are not always positive – but some determination and rational thoughts can get you through it. Sarah and I have a chat about some examples of budget change requirements, some advice – we go through the ups and downs of the life of a budget. We also have changed recording locations in hopes to eliminate the sound of our desktop fan, we’d love to hear from you if it sounds better! Show Quote: “You’ve got to do the math” Podcast Length:  60 Minutes