Five Digital Currency Questions for 2020 Part 1 - Taxonomy of Digital Currencies and the Impact on Payments and Settlements Today’s FNA Talk is dedicated to one of the most prominent FinTech themes of 2020. Together with Daniel Heller from Fnality International, we discuss Digital Currencies and their impact and implications. In the first part of the episode, we focus on the Taxonomy of Digital Currencies and their Impact on Payment and Settlement Systems and Infrastructures. Index 00:00 - Introduction 01:31 - Taxonomy: How to distinguish between various types of Digital Currencies? 05:55 - Central Banks' response to the non-bank providers of money 08:21 - How are digital currencies changing traditional payment and settlement systems and infrastructures? 11:57 - How to ensure that the benefits of Digital Currencies are not outweighed by their risks?