Debt can really mess with your mind, especially if you have been living with debt for years. It can be hard to change your mindset even after your debt is under control. How to channel your debt mindset to be more productive and focused in tackling your debt, and how to adjust your thinking after that final payment is made.

Hosted by Carolyn Pairitz Morris and Maroun Najjar, the Earnest Money podcast provides personal finance educational information, and it is not intended to provide legal, financial, or tax advice. The opinions of the hosts are their own and do not necessarily reflect those of Earnest. Produced and edited by Carolyn Pairitz Morris. Original music by Ben Ewing.