Kevin discusses the topic of overtime and its impact on the high three calculation for pensions in the federal government. He explains that, in most cases, overtime does not count towards the high three, even if it is part of the job description or requirement. While there are exceptions to this rule, they are rare and specific to certain agencies and positions. The speaker mentions that this information is particularly relevant for individuals working at the VA.

He emphasizes the importance of asking questions about retirement and ensuring that individuals are making the right decisions for themselves. He encourage attending workshops to learn about the intricacies of pensions and to gain knowledge about which questions to ask. He concludes by inviting the audience to join their workshops for further information.