Description: Modern Investor Journey has the privelage to sit down with one of the world's leading academic thinkers on block chain, distributed ledger technologies, smart contracts and DeFi (decentralized finance). Having recently won a North American contest to work with the Bank of Canada, Dr. Alfred Lahar shares his leading edge perspectives on tokenization, the recent explosion of DeFi commerce, central banks and regulating the crypto wild west.

Podcast highlights:

02:30 The Interplanetary File System

05:20 Distributed ledgers explained

07:02 The block chain

10:07 Etherium

13:52 Smart contracts explosive growth and disruptive potential

17:55 Tokenizing stocks and real time settlement

20:08 Earning a return by providing liquidity to tokens

27:43 Debt collateral

29:01 The academic approach to DeFi

33:00 Central banks and digital currency

36:45 Fractional banking

40:38 The need for commercial banks

43:47 Regulating the wild west

48:07 Wrap up