This episode focuses on taking a deeper dive into understanding your personal expenses and how capturing them tells you an interesting story about your personal finance.

We talk about:
- How optimising your expenses can free money additional cash to meet other needs or can be saved or invested.

• Price vs Quality when performing your expense optimisation: Quality wins every time especially if it is at an affordable price point.

• Balancing the need for Quantity for Quality and how to constantly re-evaluate this over time to lean more towards Quality.