Josh Jalinski, The Financial Quarterback is joined by Dr. Richard Smith, the Doctor of Uncertainty. Dr. Richard Smith is the CEO of TradeSmith and TradeStops and also, Chairman of the Board and CEO of the Foundation for the Study of Cycles. He has made it his life’s work to learn how to master risk and in his upcoming book, The Risk Manifesto, Dr. Richard Smith explores the psychology of investing and how fear of loss drives even the most experienced investors to make mistakes.

In this segment, Josh takes a call and talks about why IPOs are risky for the average person and why we don't want to have to bail out Bitcoin.

Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.