PennyWise Podcast host Teri Barr is talking with Sara Rathner, a Personal Finance Expert with NerdWallet, to learn how you can use debt as a financial tool.

Sara shares the differences between bad and "good" debt, and explains the three ways to use it to your advantage, especially right now.

More Pennywise episodes with Sara:

• How to protect yourself from debt collectors using this new tactic
• High gas prices have you down? Try these 4 simple tips to save at the pump!
• How to manage credit card debt with inflation and rising interest rates
• 5 tips to help tackle higher credit card interest rates

More from Sara at NerdWallet:

• Sometimes, Debt Can Be a Helpful Tool
• 5 Things to Know About the Upgrade OneCard
• How the Wells Fargo Autograph Stacks Up Against Competitors

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