Commission-Free Registered Index-Linked Annuities (RILAs), also known as buffer annuities, have become a popular solution to address investor concerns over inflation, market volatility, and the ongoing situation in Ukraine. As 10,000 people retire every day, de-risking the portfolio is becoming a crucial part of an advisor’s job.

In this episode, DPL’s VP of Member Success Tim Rembowski talks with Ross McGoodwin, RIA Consultant Ross McGoodwin about using buffered annuities to provide upside potential with a built-in layer of protection, something clients are seeking more and more in the current climate.

Key Takeaways

[02:13] - How advisors can de-risk a client’s portfolio but still provide meaningful returns.

[04:16] - Where buffer annuities fit between stocks and bonds.

[07:20] - The demographics of clients for whom buffered annuities may be a good fit.

[11:17] - Misconceptions about annuities.

[16:19] - A tool to show client’s the cost savings of buffered annuities.

[24:13] - Why buffered annuities can take the stress out of an advisor’s meetings with clients during volatile markets.

[31:15] - Buffered annuities are very customizable.