I talk about the goals for every decade of your life ranging from your 20s through your 60s.

20s: Learn to live below your means Become financially independent Develop a retirement account/plan Open a Roth IRA Learn your credit score Start paying off debt Start an Emergency Fund

30s: Have 1X your salary saved for retirement Pay off all non-mortgage debt Create a will If a parent-get life insurance Increase emergency fund Start to read up on financial planning

40s: Have 3X your salary saved for retirement Review your financial plan Evaluate the household budget Diversify your portfolio

50s: Have 5X your salary saved for retirement Pay off your mortgage Up your contributions to your 401K and Roth IRA Look into annuities Long term care insurance

60s: Have 8X your salary saved for retirement Social Security options Reevaluate budget Part Time employment /Volunteering

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