Every year 70% of American college students need to take out loans to get their degree, but few understand what they’re getting into. Knowing the different types of student loans can save time and money, so join Nick and Harry to learn what loans are best for you, how to minimize them, and pitfalls to avoid.

Your Mission1. Take out as few student loans as possible to get your education 2. Consider in-state schools, especially if you plan on continuing to grad school 3. Exhaust federal loan options before considering private loans 4. If you already have loans, evaluate the available payment plans for your federal loans, and look into whether refinancing would be right for your private loans

Resources* Student Loan Monthly Payment Calculator * Direct Subsidized vs. Direct Unsubsidized Loans * Student Loan Affordability Calculator * NerdWallet's Top Private Student Loans