As we are entering the holiday season, my guest, Eric Dudley, will reveal 4 important tips that will help you with your financial situation. Budget…Debt… Refi…Being a saver.

Making your list and checking it twice, before spending money that you do not have. Join Eric and me Thursday at 5:00 pm PST, you cannot afford to miss it!!

here are some HIGHLIGHTS from this episode.

04:26 Budgeting

10:31 Projected spending for the holiday season

13:27 Debt and how to control it

14:28 How to consolidate your debt?

15:49 Debt consolidation – Does it make sense?

19:00 The pros and cons of refinancing your mortgage? 

21:20 Always “shop your rate” before refinancing your home

22:42 “Savers are Losers” 

24:30 Show summary