https://3speak.tv/watch?v=taskmaster4450le/tthuaxcq
This is a topic of confusion, at least among the YouTube crowd. Many people are mixing the two up. The reality is the CBDC for the USD is not coming in the next year.

In this video I discuss what FedNow and how it works. We also delve upon how the system is going to change after it is updated in 2023.