In this episode of The Retirement Matters Show, Dale discusses the fixed index annuity's proper place inside of a retirement plan. The Fixed indexed annuity is NOT a plan all by itself but it can be a very useful part of your overall plan if properly structured. However, Dale warns listeners about the negative effects they can have when used improperly or when structured incorrectly within your plan. The Fixed Indexed Annuity is a very complex product that should only be utilized within a written retirement plan. There are many "pros" to this investment option but there are some really bad "cons" as well- listening to this episod may arm you with the information you need when talking to an "advisor" about these products, ensuring you aren't being SOLD snake oil.