Today is Christmas Day... a time of giving.

As you reflect on the impact of others in your life, this is the time we reward them.

The challenge... working with a budget.

Just reflect on the positive impact others have had on you and reward them as best you can.

Hold on to those who brighten your day and lift your spirit.

Give within your boundaries and give with a cheerful heart.

Some will still be disappointed.

Tell them to tune in to the next episode - Dealing with Disappointments.

For now, just reflect and reward.