while credit cards are a convenience to own, you must steer clear of the potential debt trap they may lead you to.
credit cards can be quite handy if you learn how to handle ‘free money. however, it can be detrimental if you misuse the card or lack sufficient knowledge about its usage. if you are looking to apply for a credit card, reflect on the pros and cons so that you are well informed about your decision.
here is a list of the pros and cons that will help you get absolute clarity on the positive features and the pitfalls that you can steer clear of, for a smooth experience.
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pros of using a credit card build credit history flexible credit repay borrowed money in installments earn rewards and benefits provides emergency funding EMI facility purchase protection
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cons of using a credit card