Personal insurances often something put in the 'too hard' basket, but to kick of the new year- good time to reflect and review. In this episode with Bluerock insurance advisor Jason Hugo, we explore:

• when should you consider getting insurance (tip: easier to get when younger/healthier)
•differences with income protection, TPD, trauma insurances
• level vs stepped premiums, breakeven points
•insurance changes since October 2021
•agreed value vs indemnity value
•cancer diagnoses being common event for claims
•case studies
•is there such a thing as over-insurance?

Music Credit: Bass Nation.
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